XTB Rated 4/5

XTB Guide - Read our In Depth 2024 XTB Review

XTB is a leading brokerage firm that provides retail traders with instant access to hundreds of global financial markets. As one of the largest Forex and CFD brokers worldwide, XTB offices span over 15 countries, making XTB a truly global company. XTB is also one of the most regulated and trusted brokers in the industry. Their reputation for safety and reliability is well-deserved, and they offer some of the most competitive spreads available anywhere. With XTB, traders have access to a feature-rich online trading platform that combines low fees with a wide range of tradable financial instruments on global markets all around the world. For active traders needing modern tools and resources, XTB is an excellent choice. XTB offer leverage of up to 500:1 on multiple financial instruments. Additionally, X-Trade Brokers DM S.A. (XTB) is listed on the Warsaw Stock Exchange, which adds to the credibility of the company. Overall, XTB is a top-tier brokerage firm that provides traders with everything they need to trade in the market.

XTB presents an incredible opportunity for investors to dive into the world of trading with zero commission. With their versatile account, customers can access over 3,000 real shares and ETFs from major global exchanges, including the US, UK, and EU. This expansive reach ensures that users have many options to explore.

One of the standout features of XTB is its commitment to transparency and affordability. They have no platform charges, no commission on share dealing, and even offer a zero minimum deposit requirement. Some investors may start trading with fewer financial barriers holding them back. Additionally, XTB facilitates hassle-free transactions with zero charges for withdrawals and deposits.

The real game-changer here is the zero commission for monthly turnovers up to EUR 100,000. XTB investors can enjoy cost-free trades for an impressive amount. Transactions exceeding this threshold incur a minimum commission of 0.2% (with a minimum of 10 EUR). It's worth noting that XTB informs investors by providing all the necessary information about their zero commission turnover for the month in the new order window.

XTB is offering interest of upto 4.9% on uninvested funds in clients verifed XTB accounts. (Availability and interest rate varies depending on your country and currency).

Overall, XTB's offering is an excellent choice for investors looking for a platform that combines a wide range of investment options, affordability, and a user-friendly experience. The zero-commission structure for specific turnovers adds to its appeal, making XTB a competitive choice in the market.

This detailed XTB review has been researched and fact checked by industry experts with over 30 years of financial experience in Forex, CFDs, Cryptocurrency.
*This content does not apply to US users.

Learn more about XTB.

Benefits of Trading with XTB

XTB Review 2024 Quick Summary
💰 Min Deposit No minimum deposit
👱‍♂️ Used By 847,000 XTB users and traders
📆 Founded 2002
🌍 HQ Poland
👮‍♂️ Regulation FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19)
🚫 Excluded Countries XTB is not available in the following countries : US, AU, CA, JP, KR, KP, SG, MU, IL, TR, IN, PK, BA, ET, UG, CU, SY, BD, NG, ID, BE, LY, MO, KE, YE, VU, GY, CD, CG, AF, LA, MZ, IQ, IR

Open XTB's Website

77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Learn more about XTB.
learn more Learn more about XTB.
77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

XTB Promotions

  • XTB Offer 30% cashback rebates and 50% welcome bonuses for International clients
  • XTB International Up to 30% Lower Spreads group discounts for EU clients (loyalty offer)

What is XTB?

XTB are a worldwide financial trading platform and broker. founded in 2002

Over 22 years later XTB now serves over 847,000 retail investors Forex trading, CFDs trading, and Cryptocurrency trading.

XTB are a global broker. XTB have a head office in Poland.

XTB have a listed stock symbol. This means that XTB have publically listed and you can officially buy/sell shares in XTB on one of the worlds global stock market exchanges.

When trading in the financial markets, finding a broker that meets your needs can be very time-consuming.

We will dive deep in this XTB review and assess how well the XTB platform functions in its role as an international multi asset trading platform for traders in 2024.

Visiting many broker websites, all of which have different language uses. Technical language and terminology can be confusing with brokers like XTB. Choosing or shortlisting a trading platform like XTB can be time consuming. Choosing a trading platform requires a significant amount of research and analysis. It can be challenging to understand each platform's various features and benefits, especially with a complex trading platform like XTB.

As a result, selecting the right trading platform like XTB requires a deep understanding of the market, trading strategies, and platform functionality. The task becomes even more daunting when considering the vast number of online brokers like XTB available, each with unique features, fees, and regulations.

In such a complex landscape, finding a reliable and trustworthy broker like XTB requires thorough due diligence and careful consideration. Some XTB trading features can be complex when trading on mobile or using the XTB online trading platform. Beginners and inexperienced traders must take the time to learn how to use the XTB trading tools properly. In our review of XTB we explain the pros and cons. What XTB offer, countries XTB are available in. Who XTB are regulated by and more.

XTB Review Screenshot

When it comes to online trading with brokers like XTB, carefully review XTB as your broker can make or break your success. Choosing the right broker is essential to ensure your XTB investments grow and flourish. However, beware of fake and unreliable brokers lurking in the shadows, waiting to take advantage of unsuspecting traders.

You must be diligent and thorough in your XTB review selection process to safeguard your hard-earned money. It's crucial to do your due diligence and research the reputation, track record and trust worthyness of XTB. You must also ensure the XTB broker's profile, trading tools, fees and regulation aligns with your needs and goals.

Remember, XTB needs to be your partner in your trading journey.

Our team has endeavored to break down the complex world of trading with XTB into easily digestible information in this XTB review. We want to ensure you have all the knowledge necessary to use the XTB trading tools confidently, from depositing and withdrawing funds to executing trades.

We understand that informed decisions with XTB are the key to successful trading, so we've provided this detailed XTB review. So, take a seat, grab a cup of coffee, and dive in to learn about XTB and how it can benefit you or if XTB is not for you.

The fact that XTB has a Wikipedia page is a testament to its reputation and credibility in online trading. It's worth noting that Wikipedia content is highly moderated for accuracy, so having a page dedicated to XTB speaks to its legitimacy and significance.

Creating a XTB Wikipedia page is challenging, as it requires meeting strict criteria and providing accurate, verifiable information regarding XTB. Wikipedia must include reliable sources that support the XTB content on the page.

If you want to learn more about XTB and its history, its Wikipedia page is an excellent resource. You can find valuable information about the XTB founders, services, and industry reputation. Open the XTB Wikipedia page.

Online investing with XTB can be just as risky as traditional offline investments. Therefore, conducting thorough research on the company you plan to invest with is crucial. If considering trading financial assets with XTB, evaluating the XTB platform is important. Evaluation includes researching the XTB management team, track record, and services.

As a trader, you should feel confident that your financial investments are in good hands with XTB. That's why it's essential to understand the XTB company policies and practices before making any investment decisions. By doing your due diligence and understanding XTB platform, you can make informed investment choices that align with your financial goals. So take the time to research XTB thoroughly and make the most of your online investing experience.

We aim to provide you with all the information in this XTB review you need to determine if XTB is the right fit for you. But we don't stop there - we also offer valuable insights into other great alternatives to XTB, so you can make a more informed decision and compare other brokers against XTB.

If you want to look at some XTB alternatives that might better fit your needs, we list and compare some of the best XTB alternatives further down this XTB review.

Trading online with XTB requires an understanding of what you are doing. It can be challenging and requires significant research and understanding of the XTB trading tools and features. You must know what you are doing when trading with XTB. That's why we've compiled this detailed XTB review with some important information that will hopefully make you more informed when online trading with XTB.

XTB Review Table of Contents

XTB review
XTB is a Multi-Assets Trading Platform with over 5600+ Assets

Learn more about XTB. XTB is a multi asset platform with 5600+ tradable Assets. Assets available on XTB include Forex, CFDs, Cryptocurrency.

XTB trades in multiple financial asset types. A financial asset is any security or asset that has financial value attached, tangible or intangible. This means that Forex, CFDs, Cryptocurrency are considered financial assets.

Features of XTB

  • Virtual Portfolio, or what is commonly known as a Demo Account
  • API Trading
  • StopLoss
  • Trailing Stops
  • TakeProfit Orders
  • XTB offers Advanced Financial Chart comparison tools
  • XTB offers Research-backed analysis on financial markets and investments from top analysts
  • The XTB platform is available to use on multiple devices including iOS devices like iPhones and iPads, Android devices and online through a Web Browser.
  • XTB offers a trading platform with tools for both New Traders and Seasoned Experts
  • XTB users benefit from using the XTB platform in over 12 different languages

XTB review
What you should know

XTB offer three ways to trade: Forex, CFDs, Cryptocurrency. The assets and products available to you on the XTB trading platform depends on the region of the world, you are in and the XTB entity you have an account.

With XTB you will need a minimum deposit of $0. You can sign up for a demo account to acquaint yourself with XTB platform.

XTB are able to accommodate various levels of traders whether you are experienced or a beginner.

Are XTB safe?

When considering XTB for your trading activities, its financial regulatory status in your region is crucial. One of the primary considerations when evaluating a broker, such as XTB, is to assess the broker's regulatory status and administrative body. Brokers operating without supervision from a regulatory authority are free to make their own rules, which may pose a risk to investors. Any capital you invest is at risk.

Established in 2002, and in operation for 22 years XTB have a head office in Poland.

XTB is regulated. This means XTB are supervised by and is checked for conduct by the FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19) regulatory bodies.

XTB withdrawal requests will be honoured. Brokers that operate under the supervision of regulatory authorities like XTB are subject to strict guidelines that prohibit them from manipulating market prices to their advantage. Regulatory oversight ensures brokers operate with integrity, fairness, and transparency, safeguarding investors' deposits. XTB are held accountable for their actions and may face severe consequences if they violate any financial regulations. If you are a client of XTB and wish to withdraw funds from your account, you can rest assured that your request will be processed promptly. XTB has a reputation for efficient and reliable fund transfers, and adhere to the rules of the financial regulators they are regulated with. When you submit a withdrawal request, XTB will verify your account details and process the payment within the stipulated timeframe, usually within a few business days. By partnering with a trustworthy broker like XTB, you can enjoy peace of mind and focus on your trading activities. If XTB violate any regulatory rules their regulated status could be stripped.

77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Is my money safe with XTB?

All payments made to XTB by traders are securely held in a segregated bank account.

XTB uses Tier 1 banks for increased security. These banks are deemed the most reliable for client capital due to their strong core capital reserves and ability to withstand losses.

What are Tier 1 banks and why should XTB use them?

XTB partnering with Tier 1 banks offers reliability, efficient payment processing, reduced counterparty risks, and better protection for client funds. These banks are the most financially stable and secure institutions globally, with robust financial strength and high-quality risk management practices. They hold substantial core capital reserves, making them capable of handling unexpected losses and market volatility without endangering their XTB clients' funds.

XTB clients can have greater confidence in their financial security when working with a Tier 1 bank because XTB are subject to strict regulatory oversight and must adhere to stringent guidelines to maintain its Tier 1 status.

What does it mean to have your funds in XTB deposited in a Tier 1 bank?

Depositing funds with XTB ensures that your money is held in a secure bank account with sufficient capital to meet your withdrawal requirements, even if XTB were to go out of business unexpectedly.

Based on the information presented, it is safe to conclude that XTB is a secure and safe platform.

Please be aware that trading in financial assets with XTB carries a risk of loss. XTB trading risk can occur due to inadequate market research, lack of experience, or failure to use the platform tools. It is common to experience rapid losses when trading financial investments like Forex, CFDs, Cryptocurrency due to market volatility. Therefore, you should only risk trading when you understand that your capital is at risk at any time.

XTB emphasizes this risk on its platform and provides clear risk warnings - 77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. . After answering some important questions about XTB, let's closely examine its features.

To better understand the XTB trading platform, you can create two separate accounts - one with real money and the other a XTB demo account. A XTB demo account provides a risk-free environment for experimenting with the XTB platform's features and trading strategies before risking your actual funds. This approach can help you gain experience and confidence in XTB trading decisions.

Open a demo account Visit XTB

77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Full disclosure: We may receive a commission if you sign up with a broker using one of our links.

How XTB as a Company Compare Against Other Brokers

Broker XTB IC Markets Roboforex eToro
Year Established 2002 2007 2009 2007
Head Office Poland Australia Belize Cyprus, UK
Regulation FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19) Australian Securities and Investments Commission (ASIC), Financial Services Authority (FSA), Cyprus Securities and Exchange Commission (CySEC) RoboForex Ltd is regulated by the FSC, license 000138/437, reg. number 128.572. RoboForex Ltd, which is an (A category) member of The Financial Commission, also is a participant of its Compensation Fund FCA (Financial Conduct Authority) eToro (UK) Ltd (FCA reference 583263), eToro (Europe) Ltd CySEC (Cyprus Securities Exchange Commission), ASIC (Australian Securities and Investments Commission) eToro AUS Capital Limited ASIC license 491139, CySec (Cyprus Securities and Exchange Commission under the license 109/10), FSAS (Financial Services Authority Seychelles) eToro (Seychelles) Ltd license SD076
Used By 847,000+ XTB users 180,000+ IC Markets users 1,000,000+ Roboforex users 30,000,000+ eToro users
Negative balance protection Yes Yes Yes Yes
Guaranteed Stop Loss No No No No
Learn More Visit XTB Visit IC Markets Visit Roboforex Visit eToro
Risk Warning 77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. Losses can exceed deposits Losses can exceed deposits 76% of retail investor accounts lose money when trading CFDs with this provider.

XTB review
XTB Pros and Cons

What we like about XTB

  • Used by over 847,000 XTB users and traders
  • Established in 2002
  • Regulated by FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19)
  • XTB international is regulated by Belize International Financial Services Commission under license number IFSC/60/413/TS/17.
  • X-Trade Brokers DM SA is authorized by the Polish Securities and Exchange Commission under license number DDM-M-4021-57-1/2005 and supervised by Polish Financial Supervision Authority (Komisja Nadzoru Finansowego).
  • XTB Spain is regulated by the Comisión Nacional del Mercado de Valores under license number 40.
  • XTB is in the process of getting a license for its South Africa Entity and UAE
  • Min. deposit from $0

What we don't like about XTB

XTB review
XTB Regulation and Licensing in more detail

XTB is regulated by trusted organizations, providing recourse for any issues. Regulatory bodies protect traders through reimbursement schemes in case of XTB going into insolvency. XTB compliance with rules and criteria set by regulatory authorities is mandatory for brokerage firms like XTB to maintain licenses and operate in certain jurisdictions. Financial regulation and licensing are crucial for creating a secure trading environment for XTB traders.

  • FCA (Financial Conduct Authority reference 522157)
  • CySEC (Cyprus Securities and Exchange Commission reference 169/12)
  • FSCA (Financial Sector Conduct Authority)
  • XTB AFRICA (PTY) LTD licensed to operate in South Africa
  • KPWiG (Polish Securities and Exchange Commission)
  • DFSA (Dubai Financial Services Authority)
  • DIFC (Dubai International Financial Center)
  • CNMV (Comisión Nacional del Mercado de Valores)
  • KNF (Komisja Nadzoru Finansowego)
  • IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19)
  • XTB Limited in the UK is authorised and regulated by the FCA for XTB UK clients in the United kingdom, XTB CYPRUS is authorised and regulated by CySEC for European EU residents, XTB International Ltd manages non European Union residents. Canadian residents using the XTB platform fall under XTB FR which is part of the XTB Group. XTB have a positive review from the Polish Financial Supervision Authority (Komisja Nadzoru Finansowego). XTB UK have their United Kingdom head office at One Canada Square, Canary Wharf, E14 5AA, London, United Kingdom.

XTB Interest Rate

XTB offers interest on uninvested cash balances for their clients. For those with assets exceeding £30,000, interest rates are 4.9% for GBP, 3.8% for EUR, and 5% for USD deposits per annum. Clients with less than £30,000 in assets receive 2.5% for GBP, 2% for EUR, and 2.5% for USD, annually. These rates are variable, tied to central bank rates and partner bank offers, and may change. Interest is calculated on the total value of investments and cash, including real stocks, ETFs, CFD trade margins, and uninvested cash. Payments are made within five working days after a month's end.

  • Pros:
    • Enhanced Yields on Idle Funds: Clients can earn competitive interest rates on uninvested cash, enhancing returns on idle funds.
    • Diversification of Income: Offers an additional income stream through regular interest payments, diversifying clients' earnings.
    • Flexibility: The variable interest rate adjusts to benchmark rates, benefiting clients in rising rate environments.
    • Regular Payments: Monthly interest payments aid in clients' cash flow management.
  • Cons:
    • Interest Rate Fluctuations: Rates can decrease, affecting income from uninvested funds.
    • Lower Rates for Smaller Balances: Less attractive rates for clients with assets under £30,000.
    • Subject to Change: Lack of long-term certainty as rates are subject to change.
    • Threshold Requirement: Higher rates are exclusive to clients with assets over £30,000, excluding smaller investors from the best rates.

XTB is regulated, governed and supervised by reputable financial regulatory bodies and has offices in 13 countries including XTB Limited in London. Regulatory bodies monitor the brokers' behaviour, and they will take necessary action if things go wrong. Before trading online with a broker like XTB you should be sure they're legitimate online agent.

You can learn more about the XTB (X-Trade Brokers DM SA) Warsaw stock exchange listing here.

Is XTB Global?

Yes, XTB is global as XTB is available in over 187 countries.

XTB is a global trading platform in the sense that it operates in 187 countries including nations in Africa, Asia, and Europe. Major countries XTB covers include the UK, Germany, South Africa, Thailand, China . As per its Wikipedia page, XTB has a total of more than 847,000 users. Commendable figures from XTB.

XTB review
XTB Awards

XTB have won numerious industry awards over the 22 years they have been operating as a financial broker. We have listed the most notable awards and mentions for XTB below.

  • Best Forex Broker 2022 - Compare Brokers
  • mWIG40 Company Of The Year 2021 - Bulls and Bears
  • Best Mobile App 2020 - Rankia
  • Highest Rated Forex And CFD Broker 2018 - Forex Brokers
  • CFD Broker Of 2019 - Choose Brokers

XTB review
XTB Fees Explained

  • XTB withdrawal fees varies on payment method
  • XTB does charge a fee for inactive accounts.
  • XTB doesn't charge deposit fees. A currency conversion fee may be applied as withdrawals and deposits from XTB are conducted in USD. Any other currency will have to be converted to your local currency by your 3rd party payment provider.

XTB Costs To Check

Modern brokers like XTB provide advanced online trading platforms, mobile apps, financial analysis tools and educational resources. These services require significant investment, and in turn, XTB may charge clients various fees for trading activities. Be mindful of these charges, impacting your overall XTB trading profitability.

How XTB Fees Compare Against Other Brokers

Broker XTB IC Markets Roboforex eToro
Min Deposit 0 200 10 50
Withdrawal Fees varies No Yes Yes
Inactivity Fees Yes No No Yes
Deposit Fees No Varies No No
CFD Commission Fees Yes Yes No Yes

XTB Fees

Lately, XTB fees are a popular topic among traders. The primary reason is that their charges for trading are lower than the traditional brokers. Before we understand the details of XTB fees, let us delve into why online brokers are cheaper than traditional ones.

Most online brokers do not charge brokerage fees. If not, they charge far less than traditional brokers. No brokerage fees are perfect for traders who like to trade multiple times a day or a week.

Why do online brokers charge lower fees than traditional brokers? From a technical standpoint, online brokers can scale up their businesses vastly. Therefore, the number of clients does not make much difference, and they can quote lower or no fees for clients.

Brokers make money by charging fees of various rates for various processes. We will discuss this in detail in the following sections:

Trading Fees - This is the fee that is incurred on an actual trade. For example, if a trader buys stocks or ETFs of Microsoft, he needs to pay a commission, spread, or financing rate. These three differ from each other. The commission is charged either at a fixed rate or is based on the traded volume. Spread is simply the price difference between the buy and sell price of the product. The financing rate or overnight rate is charged when a trader holds a leveraged position overnight.

Non-Trading Fees - These fees are unrelated to trading. No trading fees are charged for the operations of the trading account, such as depositing money in a trading account, withdrawing money, or for the inactivity of an account.

XTB Fees Explained

To understand XTB fees better, let us compare their fees with other online brokers like eToro and IG. The benchmark fee for trading Apple stocks with XTB is $17.9, $31.9 for IG, and $5.4 for eToro. Similarly, the benchmark fee for trading Vodafone stocks with XTB is $19.3 and $25.7 with IG. As for Forex, the benchmark fee for EUR/USD trading with XTB is $14.8, $16.8 for IG, and $16 for eToro.

XTB Fees in detail

We list the XTB fees in detail below. The below XTB fee table data was collected from this XTB Fees PDF from 28th of September, 2023.

XTB General Fees

If there is no opening or closing of the position on the customer account within the last 365 days and no cash deposit within the last 90 days, a fee of EUR 10 is charged. Without sufficient funds, a fee is charged for free funds remaining on the customer's XTB account. Before the fee is collected, the amounts are converted into the currency of the account.

  XTB Fees
Monthly Fee for maintaining an Account Free of charge or up to 10 EUR
Commission for withdrawal of funds from the Cash Account in the amount lower than 100 EUR 10 Eur
Fee for a preparation and sending of a daily report of operations conducted on the Client’s Account, in a paper form.25 EURFee for a preparation a 25 Eur
Fee for Preparation and sending of other reports 75 Eur
Fee for transfer on Cash Accounts made via credit or Debit Card

EUR - Free

HUF - Free

USD - Free

Each case of daily reports in paper form 50 EUR (Daily)
Each case of Key Information documents in paper form 50 Eur
Statement of stored instruments and cash in paper form 50 Eur
Value of interests on clients funds due to XTB in accordance with point 4.20 of the GTC Average Annual interests rate is between 0% and 2%

XTB Cryptocurrency CFD Fees

Please note that the FCA in the UK now restricts and bans trading on cryptocurrency CFDs. Below are the XTB commissions for CFD transactions based on crypto-currencies by volume. The commission is for a transaction on a Professional Account for opening and closing 3, 5 EUR for 1 lot Excluding Stock CFD, ETF CFD and cryptocurrencies.

Instrument XTB Commission Volume
Bitcoin 3, 5 Eur 1
Bitcoin 3, 5 Eur 1
Ethereum 3, 5 Eur 10
Ripple 3, 5 Eur 10000
Litecoin 3, 5 Eur 100
Dash 3, 5 Eur 10
EtherClassic 3, 5 Eur 100
BitcoinCash 3, 5 Eur 10
EOS 3, 5 Eur 1000
Stellar 3, 5 Eur 10000
ADABTC 3, 5 Eur 10
BCHBTC 3, 5 Eur 1
DSHBTC 3, 5 Eur 1
EOSBTC 3, 5 Eur 1
ETHBTC 3, 5 Eur 1
OTBTC 3, 5 Eur 1
LTCBTC 3, 5 Eur 1
TRXBTC 3, 5 Eur 1
XLMBTC 3, 5 Eur 1
XMRBTC 3, 5 Eur 1
XRPBTC 3, 5 Eur 1
NEOBTC 3, 5 Eur 1
XEMBTC 3, 5 Eur 1
ZECBTC 3, 5 Eur 1
EOSETH 3, 5 Eur 10
TRXETH 3, 5 Eur 10

XTB Commission for ITA.40, ITA.40., ITA.40., ITA.40+ and ITA40.cash Instruments

The fixed fee is related to the notional transaction value, according to the below XTB fee table. The fee resulting from the FTT tax is deducted on the next working day after one day when the transaction is executed.

Transaction Value XTB Fee
0-2500 EUR 0,25 EUR
2500 - 5000 EUR 0,5 EUR
5000 - 10000 EUR 1 EUR
10000 - 50000 EUR 5 EUR
50000 - 100000 EUR 10 EUR
100000 - 500000 EUR 50 EUR
500000 - 1000000 EUR 100 EUR
over 1000000 EUR 200 EUR

XTB Fees and Commissions for Stock CFDs and ETF CFDs

Market XTB Commission per transaction XTB Fee deducted from the equivalent of the dividend due to the Client on a particular market
Stock CFDs UK 0,08% of the transaction value, minimum 8 EUR 0%
Stock CFDs UK International 0,08% of the transaction value, minimum 10 USD 15%
Stock CFDs Portugal 0,08% of the transaction value, minimum 8 EUR 25%
Stock CFDs Spain 0,08% of the transaction value, minimum 8 EUR 21%
Stock CFDs Germany 0,08% of the transaction value, minimum 8 EUR 26.375%
Stock CFDs Czech Republic 0,25% of the transaction value, minimum 300 CZK 15%
Stock CFDs France 0,08% of the transaction value, minimum 8 EUR 28%
Stock CFDs Italy 0,08% of the transaction value, minimum 8 EUR 26%
Stock CFDs Switzerland 0,08% of the transaction value, minimum 8 EUR 35%
Stock CFDs Netherlands 0,08% of the transaction value, minimum 8 EUR 15%
Stock CFDs Belgium 0,08% of the transaction value, minimum 8 EUR 30%
Stock CFDs Denmark 0,08% of the transaction value, minimum 8 EUR 27%
Stock CFDs Finland 0,08% of the transaction value, minimum 8 EUR 20%
Stock CFDs Norway 0,08% of the transaction value, minimum 8 EUR 25%
Stock CFDs Sweden 0,08% of the transaction value, minimum 8 EUR 30%
Stock CFDs Europe 0,08% of the transaction value, minimum 8 EUR 30%
Stock CFDs US 0,08% of the transaction value, minimum 8 USD 30%

XTB fees are converted to the currency in which the account is kept according to the XTB Exchange Rate at the moment of transaction execution.

XTB is booking on the client's account the equivalent of the dividend reduced by the fee.

XTB Fees resulting from the Italian FTT tax are calculated on the next working day after the day of the transaction execution.

Other costs connected with XTB transactions, e.g. Spreads, Margin, swap points or other commissions and fees, which the client shall pay to XTB are described are available on the XTB website

The above outlines the trading fees. Now, let us discuss the financing rates or the overnight rates.

The financing rate for Apple CFD is 4.5% for XTB, 4.4% for IG, and 8.3% for eToro. Similarly, the Vodafone CFD financing rate for Vodafone is 3.2% for both XTB and IG. Also, the EUR/USD and EUR/GBP financing rates for XTB are 3.4% and 1.9%, respectively. The two currency pairs are charged at 4.1% by IG and 3.7% by eToro.

Let us now look at the non-trading XTB fees. IG and eToro do not charge an inactivity fee or account fee. At the same time, XTB and IG do not charge a withdrawal fee, while eToro charges a $5 fee.

What is an XTB Deposit Fee?

Fees paid to transfer funds from a bank, credit/debit card, or wallet to a trading account are called deposit fees. Most brokers do not charge a fee for depositing funds to a trading account.

What is an XTB Withdrawal Fee?

Charges for withdrawing money from a trading account to a bank account, credit/debit card, or electronic wallet are known as withdrawal fees. Several brokers charge a withdrawal fee. However, XTB fees do not charge a withdrawal fee.

What is an XTB Inactivity Fee?

If an account is left inactive for a specified period, a fee is charged, known as an inactivity fee. XTB charges 10 euros per month if an account is left untouched for one year and no deposit is made within the last 90 days. IG charges $12 monthly if an account is inactive for two years. Similarly, eToro charges $10 monthly if no trading is done for one year.

XTB Fees Conclusion

XTB fees are considerably low. Therefore, most traders prefer trading with XTB if they trade multiple times a day or week. Those new to trading should take advantage of the lower fees charged by online brokers like XTB and deal with them over traditional brokers.

However, traders should read the terms and conditions before striking a deal. There may be non-trading fees you are unaware of. Make sure that you do not incur extra charges that might reduce your profit.

XTB Minimum Deposit

XTB does not require a minimum deposit when opening an XTB trading account.

In the trading world, brokers like XTB, have different minimum deposit requirements based on the target audience they are trying to attract. Brokers with lower minimum deposit requirements typically cater to a more mainstream audience who don't require advanced research tools or features. On the other hand, brokers that require a larger minimum deposit often provide a greater range of trading features, more in-depth technical analysis, research tools, and better risk management features.

Some brokers may waive the minimum deposit requirement to attract new customers but may compensate for it by charging higher transaction commissions and trading fees. As the online trading market becomes more competitive, brokers have reduced their minimum deposit requirements to attract new clients.

However, it's important to note that depending on your trading account type, some brokers may require a higher minimum deposit of up to 10,000 GBP/USD. Therefore, it's essential to research and compares different brokers to determine which best suits your trading needs and budget.

XTB Withdrawal Fees

The fees for withdrawing funds from your XTB account will differ depending on your chosen payment method. Reviewing the fees associated with each payment method before making your XTB withdrawal request is important.

XTB Withdrawal rules may vary across different brokers when it comes to transferring funds from your XTB or other broker trading account. Each brokerage firm has its specific withdrawal methods. The payment provider associated with XTB may have different transfer processing fees and processing times, affecting how long it takes to receive your funds.

In addition, currency conversion fees may apply if the XTB withdrawal and receiving currencies differ, adding to the overall transaction costs. The currency conversion fee depends on your base currency, receiving currency, and the 3rd party payment provider that is separate from XTB. Researching and comparing XTB withdrawal policies and fees across different brokers is essential before choosing one, especially if you are withdrawing XTB funds frequently or dealing with large sums of money. Awareness of these XTB fees and policies can help you plan and budget accordingly and avoid any unpleasant surprises when transferring your XTB funds.

For example, XTB allows you to withdraw your funds to Credit cards, MasterCard, Maestro, Visa, Debit cards, Bank Transfer, Electronic wallets (eWallets), Neteller, Skrill, Poli, Paysafe, Payoneer.

XTB Inactivity Fees

XTB does charge a fee for inactive accounts. XTB will charge customers 10 Euro a month after 12 consecutive months of inactivity.

When a trading account goes unused for a certain period, brokerage clients may be charged an account inactivity fee. To avoid such fees, clients may need to fulfill specific trading activity requirements outlined by XTB terms and conditions. It's important to note that inactivity fees are not unique to online trading accounts, as many financial service companies may also charge them.

Make sure you're fully aware of all XTB fees and services. It's recommended that you check the XTB website before signing up. If you decide to close your XTB account, it's important to do so with the XTB broker customer support and obtain confirmation that no remaining XTB fees are due.

Brokers like XTB must disclose any inactivity fees as part of their regulations. The type of account and broker you sign up for, will determine whether or not you can be charged an inactivity fee under certain circumstances.

Certain brokers may levy inactivity fees to recoup the expenses associated with sustaining your account on their trading platforms when there is a shortage of commission fees earned from your trading activities.

XTB Deposit Fees

XTB does not charge deposit fees. Although bank / 3rd party merchant fees may apply.

Reviewing deposit fees before initiating a transaction is imperative, as certain brokers might impose a charge for depositing funds from your payment method to your trading account. The payment method employed for funding your account might also incur a fee.

Depositing funds into your trading account may incur a fee, which could vary depending on the fiat currency used. For instance, depositing funds from a credit card can attract high fees. Additionally, not all brokers accept credit card payments for account funding. It's crucial to review the funding options and associated fees the broker provides before depositing any funds.

XTB Commission Fees

XTB does charge commission on CFD instruments.

Brokerage firms like XTB may charge commission fees as compensation for executing trades on behalf of traders on their trading platforms. Commission fees can vary depending on the type of financial asset being traded and the XTB trading account level held by the trader.

XTB may charge commission fees for fulfilling, modifying, or canceling an order on behalf of its clients. However, if a market order is not fulfilled, no commission fee is usually charged. Reviewing XTB terms and conditions to understand the commission fees and any other charges that may apply is essential.

XTB review
What can you trade with XTB?

It's essential to note that the trading instruments offered under the XTB brand may vary depending on the customer account holder and country of residence due to regulatory restrictions. Besides, the trading platform the customer selects may also impact the available trading instruments. Therefore, before trading, verify the XTB trading instruments available and the regulations governing them based on your account holder, location, and chosen platform.

You can trade a wide variety of instruments with XTB over 5600 instruments in fact.

If you want to trade currency pairs on global Forex markets, XTB offer over 57 currency pairs.

XTB Compared To Other Brokers

Compare XTB with IC Markets and Roboforex below.

77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

How XTB Trading Options Compare Against Other Brokers

Broker XTB IC Markets Roboforex eToro
Instruments Available 5600 2250 100 5000
Platforms MT4, Mirror Trader, Web Trader, Tablet & Mobile apps MT4, MT5, Mirror Trader, Web Trader, cTrader, Windows, Mac, iOS, Android MT4, MT5, Mac, Web Trader, Tablet & Mobile apps Web Trader, Tablet & Mobile apps
FX / Currencies        
Forex pairs offered 57 61 35 50
Major Forex pairs Yes Yes Yes Yes
Minor Forex pairs Yes Yes Yes Yes
Exotic Forex pairs Yes Yes Yes Yes
Cryptocurrencies (availability subject to regulation) Yes Yes No Yes
Commodity CFDs        
Commodities Offered 21 20 21 31
Metals Yes Yes Yes Yes
Energies Yes Yes No Yes
Agricultural Yes Yes No Yes
Indiced & Stock CFDs        
Stocks Offered 1696 2100 0 2042
UK Shares Yes Yes Yes Yes
US Shares Yes Yes Yes Yes
German Shares Yes Yes Yes Yes
Japanese Shares Yes Yes Yes Yes
Risk Warning Visit XTB
77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Visit IC Markets
Losses can exceed deposits
Visit Roboforex
Losses can exceed deposits
Visit eToro
76% of retail investor accounts lose money when trading CFDs with this provider.

XTB review
Trading on XTB web platforms and other applications

XTB offer two platforms including their award-winning Xstation5, you can learn more about this platform here

XTB also offers mobile apps for iOS and Android, making it easier to keep an eye on and execute your trades while moving. The XTB mobile application gives traders access to all XTB trading services and 1500 global financial markets. The XTB mobile applications are in no way cut-down versions.

XTB provides traders with a modern custom platform that can be accessed through a browser-based web application. If you would rather see a MT4 brokers, or MT5 brokers you can do so here.

XTB also offer mobile apps for Android and iOS trading apps help you stay on top of your trades and execute them on the go.

See XTB's platforms

XTB review
Forex Trading on XTB

XTB is one of the most popular Forex brokers out there and offers traders some of the best award-winning Forex trading platforms available with competitive low spreads starting at 0.1 pips on over 57 currency pairs. XTB allows traders to use advanced Forex research tools in a choice of secure and safe trading platforms. Micro lot Forex trading is also available at XTB. XTB Forex trading platforms are designed to be accessible and intuitive for new and more experienced traders on financial markets.

XTB offers comprehensive Forex trading tools offering advanced filterable charting tools and real-time data on the XTB xStation, xStation mobile and XTB MT4 trading platforms and XTB should be on your Forex broker shortlist.

XTB allows Forex brokers access to global markets and offers a good range of spreads and commissions suitable for high-volume traders. XTB is a Forex broker that offers its clients a comprehensive range of Forex trader tools and educational resources suitable for every level of trader.

XTB review
Available Forex Pairs on XTB

XTB offers the most popular Forex pairs by volume, including Major Forex, Minor Forex, and Exotic Forex pairs. We list the full list of 57 available tradable Forex pairs on the XTB trading platform. Learn more about XTB xStation and XTB MT4 further below.

  • AUDCAD
  • AUDCHF
  • AUDJPY
  • AUDNZD
  • AUDUSD
  • CADCHF
  • CADJPY
  • CHFHUF
  • CHFJPY
  • CHFPLN
  • EURAUD
  • EURCAD
  • EURCHF
  • EURCNH
  • EURCZK
  • EURGBP
  • EURHUF
  • EURJPY
  • EURMXN
  • EURNOK
  • EURNZD
  • EURPLN
  • EURRON
  • EURRUB
  • EURSEK
  • EURTRY
  • EURUSD
  • EURZAR
  • GBPAUD
  • GBPCAD
  • GBPCHF
  • GBPJPY
  • GBPMXN
  • GBPNZD
  • GBPPLN
  • GBPUSD
  • GBPZAR
  • NZDCAD
  • NZDCHF
  • NZDJPY
  • NZDUSD
  • USDBRL
  • USDCAD
  • USDCHF
  • USDCLP
  • USDCNH
  • USDCZK
  • USDHUF
  • USDJPY
  • USDMXN
  • USDNOK
  • USDPLN
  • USDRON
  • USDRUB
  • USDSEK
  • USDTRY
  • USDZAR

XTB review
Crypto Trading XTB

XTB Review Cryptocurrency Trading

XTB offer trading in 25 of the highest traded by volume, most popular cryptocurrencies. XTB facilitates the buying and selling of 9 individual crypto coins and 16 cryptocurrency pairs. The XTB platforms give traders to highly liquid crypto markets 24 hours a day, 6 days a week. All cryptocurrencies are available in pairs against the USD, Bitcoin and Ethereum.

XTB also offers crypto CFD trading against all the 25 cryptocurrencies XTB offers. The FCA restricts CFD cryptocurrency trading in the United Kingdom as CFD trades are considered high-risk. So the availability of CFD cryptocurrency trading on the XTB platforms will depend on your regulatory body.

Please note the below XTB crypto values are subject to change and were taken from the XTB xStation platform.

Values may also differ on the XTB MT4 platform. Please check the correct values on the XTB website.

Crypto Nominal Value of One Lot Min Spread Target Spread Leverage / Margin Swap point Long / Short Trading Hours
ADABTC CARDANO 10000 0.5% of market price 0.5-1% market price 1:2 (50%) -20.000 / -20.000 24 h from Saturday 4:00 am to Friday 10:00 pm
BCHBTC BITCOIN CASH 10 0.5% of market price 0.5-1% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm
BITCOIN 0 1% of market price 1-1.5% market price 1:2 (50%) -30.000 / -10.000 0
BITCOINCASH BITCOIN CASH ABC 1 1% of market price 1-1.5% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm
DASH 0 2% of market price 2-2.5% market price 1:2 (50%) -30.000 / -10.000 0
DSHBTC DASH 10 0.5% of market price 0.5-1% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm
EOS EOS 1 1% of market price 1-1.5% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm
EOSBTC EOS 1000 0.5% of market price 0.5-1% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm
EOSETH EOS 100 0.5% of market price 0.5-1% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm
ETHBTC ETHEREUM 10 0.5% of market price 0.5-1% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm
ETHERCLASSIC ETHEREUM CLASSIC 1 2% of market price 2-2.5% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm
ETHEREUM 0 2% of market price 2-2.5% market price 1:2 (50%) -30.000 / -10.000 0
IOTABTC MIOTA 10000 0.5% of market price 0.5-1% market price 1:2 (50%) -30.000 / -30.000 24 h from Saturday 4:00 am to Friday 10:00 pm
LITECOIN 0 2% of market price 2-2.5% market price 1:2 (50%) -30.000 / -10.000 0
LTCBTC LITECOIN 100 2% of market price 2-2.5% market price 1:2 (50%) -20.000 / -20.000 24 h from Saturday 4:00 am to Friday 10:00 pm
NEOBTC NEO 100 0.5% of market price 0.5-1% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm
RIPPLE 0 2% of market price 2-2.5% market price 1:2 (50%) -30.000 / -10.000 0
STELLAR STELLAR 1 2% of market price 2-2.5% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm
TRXBTC TRON 100000 0.5% of market price 0.5-1% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm
TRXETH TRON 10000 0.5% of market price 0.5-1% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm
XEMBTC NEM 10000 0.5% of market price 0.5-1% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm
XLMBTC STELLAR 10000 0.5% of market price 0.5-1% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm
XMRBTC MONERO 10 0.5% of market price 0.5-1% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm
XRPBTC RIPPLE 10000 0.5% of market price 0.5-1% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm
ZECBTC ZCASH 10 0.5% of market price 0.5-1% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm

XTB review
XTB Minimum Transaction Size

XTB support new and very experienced traders. The minimum trade size and transaction volume requirements start at a minimum of 0.01 per lot. Please note these below values are subject to change and must be checked on the XTB website. We list some examples below taken from the XTB website.

  • Standard flight (for example: 6 flights)
  • Mini lot (for example: 0.3 lot)
  • Micro flight (for example: 0.01 lot)

Is the XTB Trading Platform Secure?

You should take the security of your personal information seriously and check SSL encryption is enabled on the XTB trading platform to protect you on PC and mobile XTB platforms. To further enhance security, we encourage traders to always look for the lock sign on their browser when using XTB web trading platforms.

XTB Trading Platform Options

XTB does not offer the MetaTrader 4 (MT4), MetaTrader 5 (MT5) or cTrader trading platforms.

XTB offers its custom trading platform developed and tested in-house. The XTB trading platform allows traders to track their portfolios and the current markets, locate trade ideas and place trades.

The XTB platform allows traders to filter the financial marketplace for trade opportunities that match criteria.

With XTB, you can examine opportunities with actionable research and stock evaluations. Get streaming real-time information on the XTB platform, including news and quotes. Discover possible trades with the strong charting tools found with XTB. XTB is available as downloadable applications or online through the cloud. Monitor your orders with XTB and receive breaking news in your positions.

XTB review
XTB xStation 5

XTB xStation

The team at XTB have listened to the needs of modern traders and has spent years honing their feature-rich trading platform that is now xStation 5. XTB xStation is a complete trading system.

XTB xStation 5 Trading Tools

Trading Research on xStation 5

The xStation 5 offers many useful trading research tools and educational resources.

xStation 5 is designed to be accessible on multiple devices including through an xStation 5 web app, an xStation 5 desktop app available for both 32-bit and 64-bit desktop PCs and an xStation 5 mobile app available on IOS Apple mobile devices and mobile Android devices.

XTB xStation 5 Market Analysis

Experienced traders need quality information on the financial markets they are trading and the trading tools that make this information easy to analyse and interpret. XTB xStation 5 has many great market analysis tools that help traders understand and spot trading opportunities.

XTB xStation market analysis

XTB xStation 5 Charting tools

Charts are how traders monitor the financial markets and their open positions. Being able to view and understand up-to-date charts easily is essential. Being able to customise trading charting tools can improve a trader's workflow.

XTB xStation is customisable, and XTB offers a good selection of how-to's and tutorials so that traders can easily manipulate the XTB xStation 5 charting tools to their needs.

XTB's xStation trading platform is highly intuitive and customisable, allowing traders to tailor their trading experience to their individual preferences. If you're interested in learning more about how to customise the appearance of xStation 5 to suit your trading style, check out their comprehensive tutorial on their website.

The XTB xStation charting tools are customisable, including the appearance, UI, technical analysis data and workspaces can be customised from the floating toolbars. When looking at multiple financial instruments, grouping related financial assets into different screens and workspaces is easy. Charts can be added and replaced by simply dragging and dropping on the XTB xStation platform. You can easily change the XTB xStation window layout to a grid, fullscreen, vertical or horizontal layout in a few clicks.

XTB xStation charts

XTB xStation charting tools

XTB xStation 5 Trade Position monitoring

XTB xStation 5 allows traders to monitor all of their trading activities on the xStation 5 platform including some of the trading features below.

  • Monitor Open positions on XTB xStation 5
  • Monitor Pending orders on XTB xStation 5
  • Monitor Trading account history on XTB xStation 5
  • Monitor Cash operations on XTB xStation 5
  • Monitor Overall balance on XTB xStation 5
  • Monitor Equity on XTB xStation 5
  • Monitor Margin details on XTB xStation 5

XTB xStation 5 Open Positions

The XTB xStation 5 platform gives traders all of the data they need to monitor their open positions including the below.

  • Position: name of traded instruments and number
  • Type: here you can have 'Buy' for long position, 'Sell' for short position
  • Volume: the amount of lots
  • Time: this is the time at which the position was opened
  • Open price: price at which the position was opened
  • SL/TP: stop loss and take profit levels if set
  • Market price: the current price of traded instruments
  • Commission: cost of opening the position if charged
  • Swap: charged or added swaps points
  • Profit: the current position profit/loss

XTB xStation 5 Calendar Tools

Ask any experienced trader, and they will tell you that understanding economic calendars and their data can make or break your trading. Being up to date with current or upcoming events affects global financial markets. The XTB xStation, 5 calendar tools, allow traders to stay on top of market events. The XTB xStation, 5 calendar tools, helps traders organise their weekly trading activity.

XTB xStation 5 calendar tools help traders to see potential market volatility.

XTB xStation calendar

XTB xStation 5 Heatmaps

The XTV xStation 5 heatmaps allow traders to quickly judge the highest and lowest gaining financial assets across many periods. Traders can quickly understand that the stronger the gain, the greener a financial asset is, and the greater the loss, the redder the heatmap. For equities and stocks, the blocks are larger depending on the market capitalisation of that equity or stock. The heatmap criteria can be changed using the simple XTB xStation 5 filters. Traders use the XTB xstation heatmaps to speculate on financial market trends.

XTB xStation heatmaps

XTB xStation 5 Forex Heatmaps

XTB xStation Forex heatmaps

XTB xStation 5 Market Sentiment

The XTB xStation 5 platform has a market analysis tool that allows you to see a graphical percentage representation of the market sentiment on many financial assets.

The XTB xStation 5 tool allows traders to see how the sentiment positive or negative of 250,000 plus XTB traders from all over the world. Traders can quickly see the percentage of long or short positions on selected financial instruments using the easy-to-access filters and search.

XTB xStation market sentiment

XTB xStation 5 News

Being aware of what is going on in the world is essential to the success of a trader's investment strategy. Most traders utilise multiple news sources to keep up with current world events and investment news. XTB offer traders easy access to market news to help improve a trader's workflow.

You can see an example of the market news available on the XTB xStation 5 platform here.

XTB xStation news

XTB xStation 5 Price Alerts

An important XTB xStation 5 platform feature is the ability to set trading price alerts based on specific criteria. XTB xStation 5 can be set to automatically send financial market pricing information to traders when certain levels are met. Price alerts allow traders to keep up to date with market movements without having to monitor financial instrument prices constantly manually. The XTB xStation 5 platform supports SMS and push price alert notifications.

XTB xStation 5 price alerts can easily be added, modified, and removed from the XTB xStation platform.

XTB xStation price alerts

XTB xStation 5 Stock Scanners

The XTB xStation 5 trading platform has an inbuilt stock screener feature. The XTB xStation 5 stock screen allows traders to filter CFD stocks by certain criteria, including industry, country, earnings per share, market capitalisation, price-to-earnings ratio, return on equity and dividend yields. This tool can be quite powerful if you are interested in trading CFD stocks, as you can do things like filter technology stocks that offer a dividend.

XTB xStation stock scanners

Placing Orders on XTB xStation 5

You can use the following XTB xStation 5 trading platform order types.

  • Market: Market orders are orders to buy or sell a financial instrument.
  • Limit: Limit orders allow traders to buy and sell a financial instrument at set prices. A buy-limit order buys the instrument at the set price or lower. The sell limit order sells the order at the limit price or higher.
  • Stop: Stop orders are used to limit loss. Stop orders are executed when a financial asset is a specified price.
  • Trailing stop: Trailing stops limit loss and can help lock in profits when trading. A trailing stop sets the stop order price at a specified trailing amount below the financial instrument price.

No Automated Trading with XTB xStation 5

One feature that the XTB xStation 5 platform does lack is it xStations 5 lack of support for automated trading. If you wish to use automated trading or backtesting strategies as part of your trading activity, consider the XTB MT4 trading platform or a XTB alternative. If you want to use trading tools like expert advisors, use a broker that supports MT4.

XTB xStation 5 Educational Resources

As you can see from the xStation 5 screenshot below, many trading educational videos are available directly from the XTB xStation 5 dashboard.

XTB has a trading academy with lessons for traders at all levels. Beginner, intermediate and expert traders will all find something to learn. These trading lessons are constantly being updated. Most currently available XTB Educational resources are aimed at more beginner and intermediate-level traders.

XTB xStation education

XTB Trading benefits

  • XTB Allows scalping
  • XTB Allows hedging
  • XTB Offers STP
  • XTB Low min deposit
  • XTB Offers Negative Balance Protection

XTB Group Offers

Below we give an overview of the account types that XTB offer. Whatever you are looking to trade, the varying XTB account types will be able to provide you with what you need.

  • XTB Pro account
  • XTB Demo account
  • Micro account
  • XTB Mini account
  • XTB Standard account
  • XTB STP account
  • XTB Islamic account

Can I try XTB?

XTB provides a demo account that enables individuals to explore trading before investing their funds. By creating a XTB practice account, users can gain experience and knowledge of how to trade effectively. Demo trading accounts like the XTB demo account can help individuals to make informed decisions before investing their money.

Open a demo XTB account to practice and trade.

77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

XTB withdrawal and funding methods

It's essential to remember that the payment methods provided by XTB vary based on the XTB entity and the XTB client's country of residence. To view the XTB payment options available, you can log into your XTB member's area.

XTB offers various funding payment methods listed in your XTB dashboard if available in your region. To learn more about the XTB funding and withdrawal options available in your area, you can explore the XTB website.

XTB provides several payment methods for funding your XTB account. You may utilize any of these deposit options if they are available in your region. XTB ensures that users have multiple payment methods to choose from, making it more convenient for verified XTB account holders to add funds to their accounts. However, it's important to note that the availability of payment methods may vary depending on the XTB user's location. learn more about XTB funding and withdrawal methods.

XTB Payment Methods

Some XTB payment methods are local and are available only to specific regions. XTB account holders should check which payment methods are provided in your region.
  • XTB accepts Credit cards
  • XTB accepts MasterCard
  • XTB accepts Maestro
  • XTB accepts Visa
  • XTB accepts Debit cards
  • XTB accepts Bank Transfer
  • XTB accepts Electronic wallets (eWallets)
  • XTB accepts Neteller
  • XTB accepts Skrill
  • XTB accepts Poli
  • XTB accepts Paysafe
  • XTB accepts Payoneer
Broker XTB IC Markets Roboforex eToro
Bank transfer Yes Yes Yes Yes
Credit Cards Yes Yes Yes Yes
Paypal No Yes No Yes
Skrill Yes Yes Yes Yes
Payoneer Yes No Yes No
Neteller Yes Yes Yes Yes

*please note available XTB and other broker payment methods depend on the clients country of residence.

How can I start trading with XTB?

To open a trading account with XTB, individuals can sign up on the XTB website. Upon completing the signup process, users will receive login details via email, which they can use to access their accounts.

The next step involves submitting identification documents for XTB account validation and making a deposit. Once completed, XTB users can download the trading platform of their choice.

It's important to note that XTB requires users to provide essential documentation to verify their identity during onboarding and routine KYC identity checks. These checks are a standard practice that helps XTB maintain a trustworthy financial environment for its 847,000 users. Detailed information on the XTB trading platforms is available on their website.

77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Performing trades with XTB

When using XTB, the minimum trade size is typically 0.01 Lot units of the base currency of the instrument being traded. However, this amount may vary based on the specific account a user has opened. XTB have a max trade of 100 Lot. With STP execution on the XTB platform, traders can anticipate tighter spreads and greater transparency when it comes to trade pricing.

One of the XTB platforms notable features is its claim of having no requotes, which means traders need not be concerned about slippage when executing trades (i.e., trades being executed at a price different from the intended price). No requotes can provide XTB traders with greater confidence and peace of mind when trading on the XTB platform. It's worth noting, however, that other factors, such as market volatility and liquidity, can still affect the execution of XTB trades.

Like other brokers, XTB margin requirements can differ depending on the traded instrument.

XTB offers traders several risk management tools and features, such as Technical analysis, Fundamental analysis, Diversification of portfolio, Negative Balance Protection, Stop losses (with trailing stop loss orders), Position sizing techniques, Price alerts, Position sizing techniques, Limit orders, Hedging strategies, amonst others. You can learn more about XTB, and see all of the XTB account features on the official XTB website.

CFD Trading on XTB

We will show you an example of the basics of using XTB leverage.

CFD trading on XTB allows traders to speculate on the price movements of various financial instruments against the broker XTB, without actually owning real assets. With CFDs, XTB traders can profit from upward and downward price movements by going long (buying) or short (selling) on an asset.

XTB provides CFDs which are leveraged products. For this example, let's assume a ten times leverage. So, if you have a $10,000 position, you only need to tie up $1,000 or a tenth of the value in your account. With high-risk leverage, a small sum controls a much bigger financial position.

The effect of leverage on profits and losses magnifies them in both directions. In other words, XTB leverage profits and losses are magnified when trading. For instance, using CFDs, you use the XTB trading platform to buy/sell $10,000 worth of Apple Computer Inc. If the stock rises by 10% due to positive results, your position is now worth $11,000, representing a $1,000 or 10% increase in value. This CFD trade has a 100% increase in the funds initially committed.

On the other hand, if Apple Computer Inc falls by 10%, your position worth $10,000 is now worth only $9,000, representing a $1,000 decrease. Therefore, XTB leverage magnifies both profits and losses in trading.

Trading CFD trades on the XTB platform can provide more flexibility than traditional market trades, allowing access to CFD fractional shares, international markets, and short selling. They are commonly used for short to medium-term trades, such as intraday CFD trading, but are high-risk due to their separation from the financial markets.

Experienced XTB traders can trade high risk CFD trades to hedge items in their portfolio.

Always be aware that CFDs are complex instruments with a high risk of losing money rapidly due to leverage. 77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Limiting Your Risk When Trading with XTB Negative Balance Protection

Negative balance protection is important for traders using leverage on platforms like XTB. In an unfavourable market move, leverage can result in a loss that exceeds the trader's account balance, leaving them with a negative account balance. If a XTB trading position does not go in your favour, this is where negative balance protection comes in handy.

Brokers regulated by the Financial Conduct Authority (FCA) must offer negative balance protection as a standard feature. With negative balance protection, XTB trading losses are always limited to the current balance of funds in the trader's account.

Even if an XTB trader experiences a significant loss, they will never owe more money than what is available in their XTB account balance.

It's important for XTB traders to understand the potential risks of trading with leverage and to take advantage of features like negative balance protection to mitigate those risks. By doing so, traders can trade with peace of mind, knowing that XTB losses are limited to the funds available in your XTB account when negative balance protection is in place.

Limit Risk When Trading with XTB Stop Loss, XTB Stop Limit Orders

Stop-loss orders are a popular risk management tool traders use on platforms such as XTB . By setting a specific price point for buying or selling a security, traders can limit their potential losses on a position.

Stop-loss orders are especially important for XTB traders not hedging their positions or using leverage, as they can be more vulnerable to significant losses. However, the circumstances in which an XTB trader should use a stop-loss order can vary depending on the specific trade and market conditions.

Overall, stop-loss orders can provide XTB traders with an effective way to manage risk and protect their investments in volatile markets. Stop Loss and Take Profit are not guaranteed with XTB, you must actively monitor your live trading portfolio and financial exposure on XTB.

Education Resources at XTB

To trade effectively with XTB, it's important to have a good understanding of the XTB trading tools and the markets. Make sure you make full use of all education tools. Including educational tools with XTB and externally.

XTB . It's essential to take the time to learn about the financial markets and understand how they move before diving into trading with XTB. Familiarizing yourself with the XTB trading platform is crucial to use it effectively.

While learning, you can also use global trading times to practice making live buy or sell trades using XTB. This hands-on experience can help you gain confidence and become more comfortable with trading.

Furthermore, learning how to mitigate and manage investment risk is crucial. Trading with XTB involves developing a strategy considering risk management techniques such as stop-loss orders, diversification, and position sizing. By effectively managing risk, you can increase your chances of success in the markets.

Learning about the financial markets, trading platforms like XTB, and risk management techniques can help you become a more confident and successful trader.

Take an analytical approach to trading with XTB. Explore the XTB platform and train yourself to think systematically and logically about the markets.

While it may be a new skill set for some, it is what the market requires for success. Developing your trading skills with XTB, before live trading.

XTB Education Hub

XTB has expanded its online lessons and materials from 30 to over 150, revamping its education area to accommodate our rapid growth in new customers and share traders.

The XTB online courses include a larger range of investment themes, including technical analysis, XTB financial market professionals and financial analysts prepare fundamental research and trading methods, and they are available in over 12 languages.

XTB Investing Day Live Streaming Trading Education

XTB hosts a new branded instructional event called the XTB Investing Day. The XTB Investing Day's goal is to provide a dedicated live-stream instructional resource with some of the greatest experienced traders and financial market experts to guide traders to more successful trading on their path through the financial markets.

If you are a new trader, you should read XTB's most recent articles, which cover some of the most important parts of trading, such as reducing investment risks, technical analysis, and diversifying your investment portfolio.

XTB also offers an informative course called the "Investing Master" course.

If you are based in Europe, you can sign up for the training course with Lee Sanford here.

XTB offers a Live Streaming Global Online Masterclass. Its many hours of Trading education that you can sign up for free, and it is useful for all types of traders.

Customer Support at XTB

As part of our XTB review, we review customer service options, response times and problem resolution effectiveness on the XTB trading platform. The XTB trading platform supports multiple languages, which includes English, Spanish, Czech, Chinese, German, French, Italian, Polish, Portuguese, Romanian, Slovenian, and Turkish.

XTB Available Support Types

XTB has a triple AAA grade support and customer service rating because they offer various range of languages, live chat, and email support.

XTB customer service supports multiple languages from all over the world. Having a broker that can hire people from various locations worldwide who can better communicate with you in your local language is a huge advantage when dealing with issues.

Your customer service experience with XTB has to be positive for you to effectively trade the financial markets on the XTB platform. XTB should answer all of your questions and your XTB platform issues are solved. When an XTB customer has any queries regarding XTB, the XTB customer support team should take these issues seriously and offer a quick and effective solution. XTB has a great client support team, so we have rated their customer service highly.

Livechat Support at XTB

We experienced fast and responsive support from XTB

At XTB, customer support is a top priority. We put their live chat to the test, reaching out through both their app and website. We were pleasantly surprised to receive a response within three minutes. Don't take our word for it. Test the chat service yourself. A responsive chat service from XTB should be a positive support experience for all XTB users, saving you from waiting days for an email response.

We also tested communicating with XTB support in various languages and countries. The XTB help centre quickly resolved our customer issues.

Email Support at XTB

As part of our review process, we wanted to test the email support offered by XTB. We sent 25 emails at different times and were impressed with the response times. We received the fastest response in less than 2 minutes, and the slowest response was 3 hours. While your experience may vary, our testing shows XTB has excellent email support overall.

The support team quickly and efficiently resolved all of our queries. Overall, we were very satisfied with the email support provided by XTB. If you're looking for a broker with reliable email support, XTB is worth considering.

Phone Support at XTB

Our experience with XTB phone support was positive. When we called, the team answered our call promptly, in less than a minute.

During the call, we tested the multilingual XTB team by speaking in different languages, and they made an effort to answer our queries in each language.

The phone support team successfully resolved our questions and issues over the phone. Overall, we found the phone support from XTB good.

See how XTB Support Compares Against Other Brokers

Broker XTB IC Markets Roboforex eToro
Support
  • Live chat
  • Phone support
  • Email support
  • Live chat
  • Phone support
  • Email support
  • Live chat
  • Phone support
  • Email support
  • Live chat
  • Phone support
  • Email support
Languages English, Spanish, Czech, Chinese, German, French, Italian, Polish, Portuguese, Romanian, Slovenian, and Turkish English, Japanese, Chinese, Polish, Afrikans, Danish, Dutch, German and more English, Chinese Simplified, Chinese Traditional, Indonesian, Malaysian, Portuguese, Spanish, Italian, Polish, Arabic, Thai, Russian, and Ukrainian English, German, Spanish, French, Italian
Learn More Visit XTB Visit IC Markets Visit Roboforex Visit eToro
Risk Warning 77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. Losses can exceed deposits Losses can exceed deposits 76% of retail investor accounts lose money when trading CFDs with this provider.

What you will need to open an account with XTB

As XTB is regulated by FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19).

As a new client of XTB, you will be required to pass a few basic compliance checks to ensure that you fully understand the risks involved in trading and are permitted to trade with XTB in your region. During the XTB account opening process, you will be asked to provide XTB with certain documents, including a scanned copy of your passport, driving license or national ID, as well as a utility bill or bank statement from the past three months to verify your address.

When registering with XTB have the following documents available.

  • XTB require a scanned colour copy of your passport, driver's license or national ID card.
  • A recent utility bill or bank statement that confirms your residential address for XTB compliance. This must be dated within the last six months.
  • If you plan to fund your XTB account using a credit or debit card, you will need to provide a scanned copy of the front and back of your card. You can mask any sensitive information like the CVV code on the XTB platform.

It's worth noting that the expiration date of the proof of address document may differ for different entities under XTB Brand. Additionally, you will need to answer some basic compliance questions to confirm your level of trading experience. This process usually takes around 5 minutes, and once you've passed compliance, you can start exploring XTB's platform.

However, remember that you won't be able to make trades on XTB until you have passed compliance, which may take several days, depending on your circumstances. It's essential to complete the XTB KYC compliance process as soon as possible to avoid any delays in accessing the XTB platform's features.

It is important to note that XTB may request additional documents or information to verify your identity or comply with regulations. The account opening process usually takes a few minutes to complete, and you can start exploring the XTB platform and features immediately. However, you must pass the verification process to start live trading with XTB, which can take up to a few business days.

To start the process of opening an account with XTB you can visit the XTB trading platform here.
77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
You should consider whether you can afford to take the high risk of losing your money.

CFDs are leveraged products and can result in significant losses, excess of your invested capital. All trading involves risk. Only risk capital you're prepared to lose. Past performance does not guarantee future results.
This post is for educational purposes and should not be considered investment advice. All information collected from https://www.xtb.com on February 18, 2024.

Conor McGregor XTB Brand Ambassador

XTB has signed Conor McGregor, world-renowned former UFC fighter and famous sports trainer, as its brand ambassador.

Conor McGregor is one of the world's most famous fighters, personalities, and businessmen, having fought some of the largest fights in UFC history.

XTB Brand Ambassador José Mourinho

Watch this XTB Explainer Video

Is XTB A Good Broker?

We have spent over 5 years examining XTB in depth. Although XTB are not perfect; we found many really useful aspects with the overall offering from XTB. Our personal experience of trading with XTB was very good. Weighing up many points,XTB is a good broker.

  • XTB have a good track record of offering Forex, CFDs, Cryptocurrency.
  • XTB has a history of over 22 years.
  • XTB has a reasonable sized customer support of at least 10.
  • XTB are regulated by the FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19). XTB is subject to strict regulatory oversight from its respective jurisdiction, which holds XTB (the broker) accountable for misconduct. This regulatory framework helps ensure that XTB operates fairly and transparently and provides XTB customers with a safe and secure trading environment. In any disputes, the regulatory body may also act as an arbitrator to help resolve issue between you and XTB.
  • XTB have regulation from reputable regulators.
  • One of the advantages of using XTB is the quick processing time for deposits and withdrawals, which typically takes only 2 to 3 days. Fast withdrawals from XTB are particularly important as XTB traders want to receive their money quickly. With the efficient XTB payment processing system, traders can enjoy faster access to their XTB funds.
  • XTB have an international presence in multiple countries. Including local XTB seminars and training.
  • XTB can hire people from various locations in the world who can better communicate in your local language.

XTB Risk Disclosure

77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Trading Risk Disclaimer

Trading financial instruments such as cryptocurrency and foreign currency markets involves high risk and is unsuitable for everyone. When trading on leverage, the potential for loss is significantly higher than when dealing with just your funds. Risky trading leverage allows you to control larger positions with less capital, increasing both the potential for profit and loss.

You will be exposed to a high risk of loss regarding leverage and margin-based trading.

Furthermore, some off-exchange financial instruments and derivatives may offer varying leverage levels and may not be subject to the same regulatory protections as exchange-traded instruments. As a result, they may be subject to higher levels of market volatility and carry a higher degree of risk.

It is important to note that no investment product, technique, or strategy can guarantee profits, and past performance does not necessarily indicate future results. Any investment involves the possibility of financial loss, and it is important to carefully consider your investment objectives, risk tolerance, and financial situation before making any investment decisions.

Trading financial instruments is a high-risk activity that requires careful consideration and risk management. It is important to be aware of the potential for loss and to only invest what you can afford to lose.

XTB not quite right?

If after reading this XTB review, XTB does not fulfill your needs check out these XTB Alternatives.

Click here to view the best XTB Alternatives

We have spent years researching the best alternatives to XTB. Click the links below to learn more.

After extensive research over several years, we have compiled a list of the most effective XTB alternatives available today. If you are unsatisfied with XTB or want to explore other options, we recommend checking out our carefully curated list of highly-rated XTB alternatives. Follow the links below to learn more about these XTB broker alternatives and choose the one that best suits your trading needs.

Related XTB Vs Comparisons

Throughout our comprehensive XTB review, we have covered a lot of ground and provided an in-depth analysis of the platform's features and functionality.

If you're interested in comparing XTB against other popular brokers in the industry, check out our XTB Vs pages. Our team has compiled a series of detailed XTB comparison articles, pitting the XTB platform against some of the best-rated XTB competitors in the market. Dive into our informative XTB Vs pages below to find out how XTB stacks up against other leading brokers.

XTB review
XTB Frequently Asked Questions

Read our detailed XTB FAQ Section updated for 2024.

Can I try XTB?

XTB offer a demo account so you can try the XTB platform with virtual trading before you put down a payment. Virtual trading with XTB is zero risk. Learn more here

What funding methods do XTB accept?

Please note that the list of payment methods below depends on the XTB Entity and the client's Country of Residence.

XTB offer the following funding payment methods Credit cards, MasterCard, Maestro, Visa, Debit cards, Bank Transfer, Electronic wallets (eWallets), Neteller, Skrill, Poli, Paysafe, Payoneer, among other payment methods.
Learn more here

77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Is XTB safe?

XTB have over 847,000 users. XTB are considered reliable as they are regulated by and checked for conduct by the FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19). Any payments funded to XTB accounts by traders are held in a segregated bank account. For added security,XTB use tier-1 banks for this. Tier 1 is the official measure of a bank's financial health and strength.Trading with XTB is risky, and because the market is so volatile, losses could happen at any time. Do not invest with XTB unless you are prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong.

77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Is XTB trading good?

XTB is considered good and reputable to trade with XTB. XTB is used by over 847,000 traders and XTB users. XTB offers Forex trading, CFDs trading, and Cryptocurrency trading. Minimum deposit with XTB is 0.

Is XTB trading Legit?

XTB was founded in Poland in 2002. XTB has been facilitating trade on the financial markets for over 22 years. XTB offers clients Forex trading, CFDs trading, and Cryptocurrency trading. All funds deposited to XTB are held in segregated bank accounts for security. XTB is regulated by FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19) so can be considered legit.

Is XTB a good broker?

XTB allows Forex trading, CFDs trading, and Cryptocurrency trading. XTB is overseen by the top tier financial regulators FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19) so can be considered a good broker.

Is XTB trustworthy broker?

XTB is a reliable platform that can be considered trustworthy due to its strict regulatory practices. When you fund money to XTB, money is in a segregated bank account that is separate from XTB company's funds. As a regulated broker, XTB cannot directly access your funds, which minimizes the risk of misappropriation or fraudulent activity by XTB. Instead, your XTB funds are held securely in a separate account designated for your investments, providing protection and peace of mind when trading with XTB. Also XTB is regulated in its local jurisdictions including major financial regulators like FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19).

What is the minimum deposit for XTB?

The minimum deposit to trade with XTB is 0.

How long do XTB withdrawals take?

Withdrawing money from XTB processing time varies depending on the method but averages 1-5 days.

Is XTB regulated?

XTB is regulated by the FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19). Regulatory bodies conduct regular reviews and audits as part of XTB maintaining their regulatory status. You can learn more about these reviews on the regulator websites.

Is XTB a market maker?

XTB is a market maker. Stocks, currency and other commodities and instruments will be brought or sold by XTB even if no buyer or seller is lined up.

How can I start trading with XTB?

When opening a trading account with XTB, you will need to sign up here. After completing the necessary steps of receiving login details via email, submitting identification documents for account validation, and making a deposit, the next step is downloading the preferred trading platform. For detailed guidance on XTB trading platforms, you can follow the link provided below: Learn more about signing up with the XTB trading platform here. This will provide useful information and insights into the various trading platforms offered by XTB, enabling you to make an informed decision about which platform to choose for your trading needs.

Is my money safe with XTB?

Yes your money is safe with XTB.

Overall, strict financial regulation is essential for ensuring that trading platforms like XTB operate fairly, transparently, and responsibly, which ultimately benefits all XTB stakeholders involved.

Trading platforms like XTB must have strict financial regulation for several reasons:

  • Protecting XTB Investors: Strict financial regulation ensures that investors who use the XTB trading platform are protected against fraudulent or unethical behavior by the XTB platform or its employees. Financial regulation can help to prevent investors from losing their money due to dishonest practices by the XTB platform.
  • Maintaining XTB Financial Stability: Strict regulation helps maintain the financial system's stability by preventing excessive risk-taking when using the XTB trading platform. Regulatory procedures reduce the likelihood of the XTB platform experiencing financial difficulties or failing, which could have ripple effects throughout the financial system.
  • Enhancing XTB Transparency: Regulations require trading platforms like XTB to maintain detailed records and disclose XTB client information. Financial regulatory requirements enhances transparency and helps to build trust between the XTB platform and its investors.

XTB is regulated by the FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19). When selecting a broker such as XTB, one of the most critical factors to consider is the broker's regulatory body and regulatory status. Unregulated brokers pose a direct risk to the security of their client's funds, as they operate without any oversight or regulation. In contrast, regulated brokers are subject to strict rules and regulations that prevent them from manipulating market prices or engaging in fraudulent activities. As a reputable broker, XTB ensures that withdrawal requests are processed promptly, demonstrating its commitment to transparency and accountability. However, brokers that violate regulatory rules can face the consequences such as losing their regulatory status in specific regions, highlighting the importance of working with a trusted, regulated broker for your trading needs like XTB.

Is XTB a con?

XTB is regulated and well established, having been in business for over 22 years. XTB is not a con.

Can you make money with XTB?

Although traders have had great success with XTB, trading on the financial markets with XTB is not a get-rich scheme. If you educate yourself, practise with a demo account and carefully plan your trading, your chance of success will greatly increase. Never trade with money you cannot afford to lose. 77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. .

Does XTB have fees?

XTB withdrawal fees vary on payment method.XTB does charge a fee for inactive accounts. XTB doesn't charge deposit fees.

When was XTB founded?

XTB was founded in 2002.

How many people use XTB?

XTB is used by over 847,000 registered XTB users.

What is XTB Headquarters country?

XTB has its head quarters office in Poland .

Does XTB offer negative balance protection?

XTB offers negative balance protection. With Negative balance protection, traders cannot lose more money than they have deposited.

Does XTB offer guaranteed stop loss?

XTB does not offer guaranteed stop loss. With guaranteed stop loss protection, risk is managed. Traders are guaranteed to close your trade at your specified price. Stop Loss orders are guaranteed only during market hours and under normal trading conditions.

Does XTB allow scalping?

XTB offers scalping.

Does XTB allow hedging?

XTB offers hedging.

Does XTB offer CFD trading?

XTB offers CFD trading.

Does XTB offer STP?

XTB offers STP trading.

How many people use XTB?

XTB is used by over 847000 XTB users and traders.

Is XTB an ECN broker?

XTB does not offer ECN trading.

Does XTB offer a demo account?

XTB offers a demo account.

Does XTB offer an Islamic account?

XTB offers an Islamic account.

What are the funding methods for XTB?

Please note that funding methods and options available with XTB can be found in the XTB Members area and depend on the XTB client’s country of residence. Please check your specific available payment methods on the XTB website. XTB accept the following funding methods : Credit cards, MasterCard, Maestro, Visa, Debit cards, Bank Transfer, Electronic wallets (eWallets), Neteller, Skrill, Poli, Paysafe, Payoneer.

XTB review written by Andrew Blumer and Mark Hansen

We hope you found our review of the XTB brokerage firm useful.

This article was written by our financial editors, Mark Hansen and Andrew Blumer.

Mark was previously of the Kiel Insitute and has worked with financial organisations across Europe, Australia, South East Asia, South Africa and the Middle East. Mark has over 15 years of experience in financial analysis, forecasting, and financial modelling, identifying new market opportunities in Stocks, CFDs, Forex and Commodities.

Andrew has a well-established career in fintech and came up with comparebrokers.co to make trading on financial markets more transparent and accessible.

Whether you want to trade Forex, Stocks, Commodities or Indices we will help you find the best online broker for you from 400+ brokers for clients based in the UK, Europe, Asia, South Africa and Australia.

XTB review written by Mark Hansen of Comparebrokers.co