We found 11 online brokers that are appropriate for Trading Short Term Investments.
Temporary investments or marketable securities are called short term investments as these can be easily liquidated, which refers to being converted to cash. Some short term investments can be converted to cash from three months to five years.
Some examples of short term investments include money market accounts, CDs, Treasury bills, government bonds and high-yield savings accounts.
Short term investments are usually investment vehicles, or highly liquid and high quality assets. These are also referred to as financial assets and are usually owned by a company. In the balance sheet, short term investments are part of the current assets section, and are recorded in a separate account. Companies that make such investments sell it off within a year to get cash.
The primary goal of short term investments is to protect capital besides generating a return. It is something like a Treasury bill index fund.
Companies which have good cash position also includes their short term investments account on the balance sheet. They are able to invest the surplus cash in bonds, stocks, and other cash equivalents so that a higher interest can be earned as compared to a savings account.
Below are some of the common examples of short term investments which corporate houses use strategically:
Banks offer certificates of deposits and usually pay a higher interest rate as the cash is locked up for a specified period. These are FDIC-insured and can be up to $250,000.
These are better than savings accounts but a minimum deposit is required. These too are FDIC-insured. However, take note that the money market mutual funds are not money market accounts and are also not FDIC-insured.
These are government-issued bonds like floating-rate notes, TIPS (Treasury Inflation-Protected Securities), bills, and notes.
Investment companies and professional asset managers offer bond funds. These funds are better for the short term and they offer averagely good returns against risk.
Local or non-federal government agencies issue municipal bonds which offers higher returns. Buyers enjoy tax advantages as the yields are exempted from income tax.
P2P is like putting excess cash into play when borrowers are matched with lenders through lending platforms.
Roth IRAs are flexible and offer a variety of options to individuals. They can be withdrawn at any time and do not incur any penalty nor taxes.
A holding of $135 billion was reported by Microsoft Corp in its balance sheet in the quarterly statement ending March 31, 2018, for short term investments. The US government and agency securities formed the biggest components at $108 billion. Corporate bonds/notes worth $6.1 billion, asset/mortgage-backed securities worth $3.8 billion, foreign government bonds worth $4.7, municipal securities worth $269 million and certificates of deposit worth $2 billion were also recorded.
Similarly, Apple reported holding short term investments worth $254 billion on its balance sheet for the quarter ending March 31, 2018. It's significant investments included the US Treasury/agency securities and corporate securities. It also had the certificates/time deposits and US government securities.
Short term investments can be easily liquidated. They can be readily converted to cash, usually within three or six months, where the maximum duration is five years. In this article, we discussed some of the short term investments such as CDs, money market accounts, and Treasury bills. We tried to understand what each of the examples meant to individuals or giant corporate houses.
However, we have to understand that the primary goal of short term investments is to protect the capital and get better returns as compared to savings accounts.
Short term investments are also where excess funds are usually used, and where corporate houses park their extra cash. It is usually a pre-meditated strategy of fund managers and company advisors to gain earnings from excess funds.
We've collected thousands of datapoints and written a guide to help you find the best Short Term Investments for you. Our aim is that this information helps you choose a trustworthy, reputable and professional broker who can satisfy your trading needs online. We have compiled a list of what we consider the best short term investments below.
There are a number of important factors to consider when picking an online Short Term Investments trading brokerage.
Our team have listed brokers that match your criteria for you below. All brokerage data has been summarised into a comparison table. Scroll down.
We compare these features to make it easier for you to make a more informed choice.
Here are the top Short Term Investments.
Compare Short Term Investments min deposits, regulation, headquarters, benefits, funding methods and fees side by side.
All brokers below are short term investments. Learn more about what they offer below.
You can scroll left and right on the comparison table below to see more short term investments that accept short term investments clients
Broker |
IC Markets
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Roboforex
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eToro
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XM
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AvaTrade
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Pepperstone
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XTB
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FP Markets
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Trading212
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EasyMarkets
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SpreadEx
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Regulation | Australian Securities and Investments Commission (ASIC), Financial Services Authority (FSA), Cyprus Securities and Exchange Commission (CySEC) | Cyprus Securities and Exchange Commission (CySEC) | Financial Conduct Authority (FCA), Cyprus Securities and Exchange Commission (CySEC), Markets In Financial Instruments Directive (MiFID), Australian Securities and Investments Commission (ASIC) | Financial Services Commission (FSC), Cyprus Securities and Exchange Commission (CySEC), Australian Securities and Investments Commission (ASIC) | Central Bank of Ireland, Australian Securities and Investments Commission (ASIC), ASIC (406684), Financial Services Authority (FSA), South African Financial Sector Conduct Authority (FSCA), Financial Stability Board (FSB), The Financial Services Agency (JAPAN FSA), Financial Futures Association of Japan (FFAJ), Abu Dhabi Global Markets (ADGM), Financial Regulatory Services Authority (FRSA), Polish Financial Supervision Authority (KNF), Israel Securities Association (ISA), British Virgin Islands Financial Services Commission (BVI), BVI (SIBA/L/13/1049) | Financial Conduct Authority (FCA), Australian Securities and Investments Commission (ASIC), Cyprus Securities and Exchange Commission (CySEC), Federal Financial Supervisory Authority (BaFin), Dubai Financial Services Authority (DFSA), Capital Markets Authority of Kenya (CMA), Pepperstone Markets Limited is incorporated in The Bahamas (number 177174 B), Licensed by the Securities Commission of the Bahamas (SCB) number SIA-F217 | Financial Conduct Authority (FCA), FCA number FRN 522157, Cyprus Securities and Exchange Commission (CySEC), CySEC Licence Number: 169/12, Comisión Nacional del Mercado de Valores, Komisja Nadzoru Finansowego, Belize International Financial Services Commission (IFSC) under license number IFSC/60/413/TS/19, Polish Securities and Exchange Commission (KPWiG), Dubai Financial Services Authority (DFSA), Dubai International Financial Center (DIFC),Financial Sector Conduct Authority (FSCA), XTB AFRICA (PTY) LTD licensed to operate in South Africa | Australian Securities and Investments Commission (ASIC), Cyprus Securities and Exchange Commission (CySEC), FSCA (FSP Number 50926) | Financial Conduct Authority (FCA), Financial Supervision Commission (FSC) | Cyprus Securities and Exchange Commission (CySEC), Australian Securities and Investments Commission (ASIC), Financial Services Authority (FSA), British Virgin Islands Financial Services Commission (BVI) | Financial Conduct Authority (FCA) |
Min Deposit | 200 | 1 | 50 | 5 | 100 | 200 | No minimum deposit | 100 | 1 | 100 | 1 |
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Used By | 180,000+ | 10,000+ | 27,000,000+ | 3,500,000+ | 300,000+ | 89,000+ | 500,000+ | 10,000+ | 15,000,000+ | 142,500+ | 10,000+ |
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Platforms | MT4, MT5, Mirror Trader, Web Trader, cTrader, Windows, Mac, iOS, Android | MT4, MT5, Mac, Web Trader, cTrader, Tablet & Mobile apps | Web Trader, Tablet & Mobile apps | MT4, MT5, Mac, Web Trader, Tablet & Mobile apps | Web Trader, MT4, MT5, AvaTradeGo, AvaOptions, DupliTrade, ZuluTrade, Mobile Apps, ZuluTrade, DupliTrade, MQL5 | MT4, MT5, TradingView, DupliTrade, myFXbook, Mac, Web Trader, cTrader, Tablet & Mobile apps | MT4, Mirror Trader, Web Trader, Tablet & Mobile apps | MT4, MT5, IRESS, Mac, Web Trader, Tablet & Mobile apps | Web Trader, Tablet & Mobile apps | MT4, MT5, Web Trader, Tablet & Mobile apps | Web Trader, Tablet & Mobile apps |
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Up with spreadex |
Risk Warning | Losses can exceed deposits | Losses can exceed deposits | 79% of retail investor accounts lose money when trading CFDs with this provider. | CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 77.74% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. | 71% of retail investor accounts lose money when trading CFDs with this provider | 74-89 % of retail investor accounts lose money when trading CFDs | 82% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. | Losses can exceed deposits | CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 76% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. | Your capital is at risk | Losses can exceed deposits |
Demo |
IC Markets Demo |
Roboforex Demo |
eToro Demo |
XM Demo |
AvaTrade Demo |
Pepperstone Demo |
XTB Demo |
FP Markets Demo |
Trading 212 Demo |
easyMarkets Demo |
SpreadEx Demo |
Excluded Countries | US, IR, CA, NZ, JP | US, JP, IR, RU | ZA, ID, IR, KP, BE, CA, JP, SY, TR, IL, BY, AL, MD, MK, RS, GN, CD, SD, SA, ZW, ET, GH, TZ, LY, UG, ZM, BW, RW, TN, SO, NA, TG, SL, LR, GM, DJ, CI, PK, BN, TW, WS, NP, SG, VI, TM, TJ, UZ, LK, TT, HT, MM, BT, MH, MV, KZ, GD, FJ, PT, BB, BM, BS, AG, AI, AW, LB, SV, PY, HN, GT, PR, NI, VG, AN, CN, BZ, DZ, MY, KH, PH, VN, EG, MN, UA, JO, | US, CA, IL, KR, IR, MM, CU, SD, SY | BE, BR, KP, NZ, TR, US, CA, SG | AF, AS, AQ, AR, AM, AZ, BY, BE, BZ, BT, BA, BI, CM, CA, CF, TD, CG, CI, ER, GF, PF, GP, GU, GN, GW, GY, HT, VA, IR, IQ, JP, KZ, LB, LR, LY, ML, MQ, YT, MZ, MM, NZ, NI, KP, PS, PR, RE, KN, LC, VC, WS, SO, GS, KR, SS, SD, SR, SY, TJ, TN, TM, TC, US, UY, VU, VG, EH, YE, ZW | US, IN, PK, BD, NG , ID, BE, AU | US, JP, NZ | US, CA | US, IL, BC, MB, QC, ON, AF, BY, BI, KH, KY, TD, KM, CG, CU, CD, GQ, ER, FJ, GN, GW, HT, IR, IQ, LA, LY, MZ, MM, NI, KP, PW, PA, RU, SO, SS, SD, SY, TT, TM, VU, VE, YE | US, TR |
You can compare Short Term Investments ratings, min deposits what the the broker offers, funding methods, platforms, spread types, customer support options, regulation and account types side by side.
We also have an indepth Top Short Term Investments for 2023 article further below. You can see it now by clicking here
We have listed top Short term investments below.
eToro is a multi-asset platform which offers both investing in stocks and cryptoassets, as well as trading CFDs.
Please note that CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 79% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work, and whether you can afford to take the high risk of losing your money.
Past performance is not an indication of future results. Trading history presented is less than 5 complete years and may not suffice as basis for investment decision.
Copy trading is a portfolio management service, provided by eToro (Europe) Ltd., which is authorised and regulated by the Cyprus Securities and Exchange Commission.
Cryptoasset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.
eToro USA LLC does not offer CFDs and makes no representation and assumes no liability as to the accuracy or completeness of the content of this publication, which has been prepared by our partner utilizing publicly available non-entity specific information about eToro.