XTB Rated 4/5

XTB Guide - Read our In Depth 2025 XTB Review

XTB is a leading brokerage firm that provides retail traders with instant access to hundreds of global financial markets. As one of the largest Forex and CFD brokers worldwide, XTB offices span over 15 countries, making XTB a truly global company. XTB is also one of the most regulated and trusted brokers in the industry. Their reputation for safety and reliability is well-deserved, and they offer some of the most competitive spreads available anywhere. With XTB, traders have access to a feature-rich online trading platform that combines low fees with a wide range of tradable financial instruments on global markets all around the world. For active traders needing modern tools and resources, XTB is an excellent choice. XTB offer leverage of up to 500:1 on multiple financial instruments. Additionally, X-Trade Brokers DM S.A. (XTB) is listed on the Warsaw Stock Exchange, which adds to the credibility of the company. Overall, XTB is a top-tier brokerage firm that provides traders with everything they need to trade in the market.

XTB presents an incredible opportunity for investors to dive into the world of trading with zero commission. With their versatile account, customers can access over 3,000 real shares and ETFs from major global exchanges, including the US, UK, and EU. This expansive reach ensures that users have many options to explore.

One of the standout features of XTB is its commitment to transparency and affordability. They have no platform charges, no commission on share dealing, and even offer a zero minimum deposit requirement. Some investors may start trading with fewer financial barriers holding them back. Additionally, XTB facilitates hassle-free transactions with zero charges for withdrawals and deposits.

The real game-changer here is the zero commission for monthly turnovers up to EUR 100,000. XTB investors can enjoy cost-free trades for an impressive amount. Transactions exceeding this threshold incur a minimum commission of 0.2% (with a minimum of 10 EUR). It's worth noting that XTB informs investors by providing all the necessary information about their zero commission turnover for the month in the new order window.

XTB is offering interest of upto 4.9% on uninvested funds in clients verifed XTB accounts. (Availability and interest rate varies depending on your country and currency).

Overall, XTB's offering is an excellent choice for investors looking for a platform that combines a wide range of investment options, affordability, and a user-friendly experience. The zero-commission structure for specific turnovers adds to its appeal, making XTB a competitive choice in the market.

This detailed XTB review has been researched and fact checked by industry experts with over 30 years of financial experience in Forex, CFDs, Cryptocurrency.
*This content does not apply to US users.

Learn more about XTB.

Benefits of Trading with XTB

XTB Review 2025 Quick Summary
💰 Min Deposit No minimum deposit
👱‍♂️ Used By 1,000,000 XTB users and traders
📆 Founded 2002
🌍 HQ Poland
👮‍♂️ Regulation FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19)
🚫 Excluded Countries XTB is not available in the following countries : US, AU, CA, JP, KR, KP, SG, MU, IL, TR, IN, PK, BA, ET, UG, CU, SY, BD, NG, ID, BE, LY, MO, KE, YE, VU, GY, CD, CG, AF, LA, MZ, IQ, IR

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75-83% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Learn more about XTB.
learn more Learn more about XTB.
75-83% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

XTB Promotions

  • XTB Offer 30% cashback rebates and 50% welcome bonuses for International clients
  • XTB International Up to 30% Lower Spreads group discounts for EU clients (loyalty offer)

What is XTB?

XTB are a worldwide financial trading platform and broker. founded in 2002

Over 22 years later XTB now serves over 1,000,000 retail investors Forex trading, CFDs trading, and Cryptocurrency trading.

XTB are a global broker. XTB have a head office in Poland.

XTB have a listed stock symbol. This means that XTB have publically listed and you can officially buy/sell shares in XTB on one of the worlds global stock market exchanges.

When trading in the financial markets, finding a broker that meets your needs can be very time-consuming.

We will dive deep in this XTB review and assess how well the XTB platform functions in its role as an international multi asset trading platform for traders in 2024.

Visiting many broker websites, all of which have different language uses. Technical language and terminology can be confusing with brokers like XTB. Choosing or shortlisting a trading platform like XTB can be time consuming. Choosing a trading platform requires a significant amount of research and analysis. It can be challenging to understand each platform's various features and benefits, especially with a complex trading platform like XTB.

As a result, selecting the right trading platform like XTB requires a deep understanding of the market, trading strategies, and platform functionality. The task becomes even more daunting when considering the vast number of online brokers like XTB available, each with unique features, fees, and regulations.

In such a complex landscape, finding a reliable and trustworthy broker like XTB requires thorough due diligence and careful consideration. Some XTB trading features can be complex when trading on mobile or using the XTB online trading platform. Beginners and inexperienced traders must take the time to learn how to use the XTB trading tools properly. In our review of XTB we explain the pros and cons. What XTB offer, countries XTB are available in. Who XTB are regulated by and more.

XTB Review Screenshot

When it comes to online trading with brokers like XTB, carefully review XTB as your broker can make or break your success. Choosing the right broker is essential to ensure your XTB investments grow and flourish. However, beware of fake and unreliable brokers lurking in the shadows, waiting to take advantage of unsuspecting traders.

You must be diligent and thorough in your XTB review selection process to safeguard your hard-earned money. It's crucial to do your due diligence and research the reputation, track record and trust worthyness of XTB. You must also ensure the XTB broker's profile, trading tools, fees and regulation aligns with your needs and goals.

Remember, XTB needs to be your partner in your trading journey.

Our team has endeavored to break down the complex world of trading with XTB into easily digestible information in this XTB review. We want to ensure you have all the knowledge necessary to use the XTB trading tools confidently, from depositing and withdrawing funds to executing trades.

We understand that informed decisions with XTB are the key to successful trading, so we've provided this detailed XTB review. So, take a seat, grab a cup of coffee, and dive in to learn about XTB and how it can benefit you or if XTB is not for you.

The fact that XTB has a Wikipedia page is a testament to its reputation and credibility in online trading. It's worth noting that Wikipedia content is highly moderated for accuracy, so having a page dedicated to XTB speaks to its legitimacy and significance.

Creating a XTB Wikipedia page is challenging, as it requires meeting strict criteria and providing accurate, verifiable information regarding XTB. Wikipedia must include reliable sources that support the XTB content on the page.

If you want to learn more about XTB and its history, its Wikipedia page is an excellent resource. You can find valuable information about the XTB founders, services, and industry reputation. Open the XTB Wikipedia page.

Online investing with XTB can be just as risky as traditional offline investments. Therefore, conducting thorough research on the company you plan to invest with is crucial. If considering trading financial assets with XTB, evaluating the XTB platform is important. Evaluation includes researching the XTB management team, track record, and services.

As a trader, you should feel confident that your financial investments are in good hands with XTB. That's why it's essential to understand the XTB company policies and practices before making any investment decisions. By doing your due diligence and understanding XTB platform, you can make informed investment choices that align with your financial goals. So take the time to research XTB thoroughly and make the most of your online investing experience.

We aim to provide you with all the information in this XTB review you need to determine if XTB is the right fit for you. But we don't stop there - we also offer valuable insights into other great alternatives to XTB, so you can make a more informed decision and compare other brokers against XTB.

If you want to look at some XTB alternatives that might better fit your needs, we list and compare some of the best XTB alternatives further down this XTB review.

Trading online with XTB requires an understanding of what you are doing. It can be challenging and requires significant research and understanding of the XTB trading tools and features. You must know what you are doing when trading with XTB. That's why we've compiled this detailed XTB review with some important information that will hopefully make you more informed when online trading with XTB.

XTB Review Table of Contents

XTB review
XTB is a Multi-Assets Trading Platform with over 6000+ Assets

Learn more about XTB. XTB is a multi asset platform with 6000+ tradable Assets. Assets available on XTB include Forex, CFDs, Cryptocurrency.

XTB trades in multiple financial asset types. A financial asset is any security or asset that has financial value attached, tangible or intangible. This means that Forex, CFDs, Cryptocurrency are considered financial assets.

Features of XTB

  • Virtual Portfolio, or what is commonly known as a Demo Account
  • API Trading
  • StopLoss
  • Trailing Stops
  • TakeProfit Orders
  • XTB offers Advanced Financial Chart comparison tools
  • XTB offers Research-backed analysis on financial markets and investments from top analysts
  • The XTB platform is available to use on multiple devices including iOS devices like iPhones and iPads, Android devices and online through a Web Browser.
  • XTB offers a trading platform with tools for both New Traders and Seasoned Experts
  • XTB users benefit from using the XTB platform in over 12 different languages

XTB review
What you should know

XTB offer three ways to trade: Forex, CFDs, Cryptocurrency. The assets and products available to you on the XTB trading platform depends on the region of the world, you are in and the XTB entity you have an account.

With XTB you will need a minimum deposit of $0. You can sign up for a demo account to acquaint yourself with XTB platform.

XTB are able to accommodate various levels of traders whether you are experienced or a beginner.

Are XTB safe?

When considering XTB for your trading activities, its financial regulatory status in your region is crucial. One of the primary considerations when evaluating a broker, such as XTB, is to assess the broker's regulatory status and administrative body. Brokers operating without supervision from a regulatory authority are free to make their own rules, which may pose a risk to investors. Any capital you invest is at risk.

Established in 2002, and in operation for 22 years XTB have a head office in Poland.

XTB is regulated. This means XTB are supervised by and is checked for conduct by the FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19) regulatory bodies.

XTB withdrawal requests will be honoured. Brokers that operate under the supervision of regulatory authorities like XTB are subject to strict guidelines that prohibit them from manipulating market prices to their advantage. Regulatory oversight ensures brokers operate with integrity, fairness, and transparency, safeguarding investors' deposits. XTB are held accountable for their actions and may face severe consequences if they violate any financial regulations. If you are a client of XTB and wish to withdraw funds from your account, you can rest assured that your request will be processed promptly. XTB has a reputation for efficient and reliable fund transfers, and adhere to the rules of the financial regulators they are regulated with. When you submit a withdrawal request, XTB will verify your account details and process the payment within the stipulated timeframe, usually within a few business days. By partnering with a trustworthy broker like XTB, you can enjoy peace of mind and focus on your trading activities. If XTB violate any regulatory rules their regulated status could be stripped.

75-83% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Is my money safe with XTB?

All payments made to XTB by traders are securely held in a segregated bank account.

XTB uses Tier 1 banks for increased security. These banks are deemed the most reliable for client capital due to their strong core capital reserves and ability to withstand losses.

What are Tier 1 banks and why should XTB use them?

XTB partnering with Tier 1 banks offers reliability, efficient payment processing, reduced counterparty risks, and better protection for client funds. These banks are the most financially stable and secure institutions globally, with robust financial strength and high-quality risk management practices. They hold substantial core capital reserves, making them capable of handling unexpected losses and market volatility without endangering their XTB clients' funds.

XTB clients can have greater confidence in their financial security when working with a Tier 1 bank because XTB are subject to strict regulatory oversight and must adhere to stringent guidelines to maintain its Tier 1 status.

What does it mean to have your funds in XTB deposited in a Tier 1 bank?

Depositing funds with XTB ensures that your money is held in a secure bank account with sufficient capital to meet your withdrawal requirements, even if XTB were to go out of business unexpectedly.

Based on the information presented, it is safe to conclude that XTB is a secure and safe platform.

Please be aware that trading in financial assets with XTB carries a risk of loss. XTB trading risk can occur due to inadequate market research, lack of experience, or failure to use the platform tools. It is common to experience rapid losses when trading financial investments like Forex, CFDs, Cryptocurrency due to market volatility. Therefore, you should only risk trading when you understand that your capital is at risk at any time.

XTB emphasizes this risk on its platform and provides clear risk warnings - 75-83% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. . After answering some important questions about XTB, let's closely examine its features.

To better understand the XTB trading platform, you can create two separate accounts - one with real money and the other a XTB demo account. A XTB demo account provides a risk-free environment for experimenting with the XTB platform's features and trading strategies before risking your actual funds. This approach can help you gain experience and confidence in XTB trading decisions.

Open a demo account Visit XTB

75-83% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Full disclosure: We may receive a commission if you sign up with a broker using one of our links.

How XTB as a Company Compare Against Other Brokers

Broker XTB IC Markets Roboforex eToro
Year Established 2002 2007 2009 2007
Head Office Poland Australia Belize Cyprus, UK
Regulation FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19) Seychelles Financial Services Authority (FSA) (SD018) RoboForex Ltd is regulated by the FSC, license 000138/437, reg. number 128.572. RoboForex Ltd, which is an (A category) member of The Financial Commission, also is a participant of its Compensation Fund FCA (Financial Conduct Authority) eToro (UK) Ltd (FCA reference 583263), eToro (Europe) Ltd CySEC (Cyprus Securities Exchange Commission), ASIC (Australian Securities and Investments Commission) eToro AUS Capital Limited ASIC license 491139, CySec (Cyprus Securities and Exchange Commission under the license 109/10), FSAS (Financial Services Authority Seychelles) eToro (Seychelles) Ltd license SD076
Used By 1,000,000+ XTB users 200,000+ IC Markets users 730,000+ Roboforex users 35,000,000+ eToro users
Negative balance protection Yes Yes Yes Yes
Guaranteed Stop Loss No No No No
Learn More Visit XTB Visit IC Markets Visit Roboforex Visit eToro
Risk Warning 75-83% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. Losses can exceed deposits Losses can exceed deposits 51% of retail investor accounts lose money when trading CFDs with this provider.

XTB review
XTB Pros and Cons

What we like about XTB

  • Used by over 1,000,000 XTB users and traders
  • Established in 2002
  • Regulated by FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19)
  • XTB international is regulated by Belize International Financial Services Commission under license number IFSC/60/413/TS/17.
  • X-Trade Brokers DM SA is authorized by the Polish Securities and Exchange Commission under license number DDM-M-4021-57-1/2005 and supervised by Polish Financial Supervision Authority (Komisja Nadzoru Finansowego).
  • XTB Spain is regulated by the Comisión Nacional del Mercado de Valores under license number 40.
  • XTB is in the process of getting a license for its South Africa Entity and UAE
  • Min. deposit from $0

What we don't like about XTB

XTB review
XTB Regulation and Licensing in more detail

XTB is regulated by trusted organizations, providing recourse for any issues. Regulatory bodies protect traders through reimbursement schemes in case of XTB going into insolvency. XTB compliance with rules and criteria set by regulatory authorities is mandatory for brokerage firms like XTB to maintain licenses and operate in certain jurisdictions. Financial regulation and licensing are crucial for creating a secure trading environment for XTB traders.

  • FCA (Financial Conduct Authority reference 522157)
  • CySEC (Cyprus Securities and Exchange Commission reference 169/12)
  • FSCA (Financial Sector Conduct Authority)
  • XTB AFRICA (PTY) LTD licensed to operate in South Africa
  • KPWiG (Polish Securities and Exchange Commission)
  • DFSA (Dubai Financial Services Authority)
  • DIFC (Dubai International Financial Center)
  • CNMV (Comisión Nacional del Mercado de Valores)
  • KNF (Komisja Nadzoru Finansowego)
  • IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19)
  • XTB Limited in the UK is authorised and regulated by the FCA for XTB UK clients in the United Kingdom. XTB Cyprus is authorised and regulated by CySEC for European Union residents. XTB International Ltd manages non-European Union residents. Canadian residents using the XTB platform fall under XTB FR, which is part of the XTB Group. XTB UK has its United Kingdom head office at Level 9, One Canada Square, Canary Wharf, E14 5AA, London, United Kingdom.

XTB Interest Rate

XTB interest on uninvested funds screenshot

XTB offers interest on uninvested funds held in client accounts, allowing your idle cash to earn returns while you await investment opportunities. The interest is calculated daily and credited to your account monthly, within five days of the following month. This feature is automatically activated for all clients with uninvested cash balances, requiring no additional action on your part. There are no minimum or maximum balance requirements to earn interest.

The interest rates vary depending on the currency of your uninvested funds. As of November, 2024, the annual interest rates are:

  • GBP: 4.75%
  • EUR: 1.75%
  • USD: 2.00%

These rates apply uniformly, regardless of whether your account balance is above or below £30,000.

It's important to note that these interest rates are variable and can be adjusted weekly based on factors such as central bank rates and offers from XTB's banking partners. For instance, prior to November 11, 2024, the interest rate for GBP was 5.00%, which was then adjusted to 4.75%.

To stay informed about the current interest rates, you can visit XTB's official website, where they regularly update this information.

XTB is regulated, governed and supervised by reputable financial regulatory bodies and has offices in 13 countries including XTB Limited in London. Regulatory bodies monitor the brokers' behaviour, and they will take necessary action if things go wrong. Before trading online with a broker like XTB you should be sure they're legitimate online agent.

You can learn more about the XTB (X-Trade Brokers DM SA) Warsaw stock exchange listing here.

Is XTB Global?

Yes, XTB is global as XTB is available in over 187 countries.

XTB is a global trading platform in the sense that it operates in 187 countries including nations in Africa, Asia, and Europe. Major countries XTB covers include the UK, Germany, South Africa, Thailand, China . As per its Wikipedia page, XTB has a total of more than 1,000,000 users. Commendable figures from XTB.

XTB review
XTB Awards

XTB have won numerious industry awards over the 22 years they have been operating as a financial broker. We have listed the most notable awards and mentions for XTB below.

  • Best CFD Broker 2024 BrokerWAHL
  • Highly Commended Finder Awards 2024
  • Best Forex Broker Proprietary Platform 2023
  • Best CFD Trading Provider - M&A GLOBAL AWARDS 2018
  • Best Trading Platform- Online personal Wealth Awards 2016
  • Best Product - xStation 5 FXCUFFS 2017
  • Marketing Campaign with - Mads Mikkelsen FXCUFFS 2017
  • Event of the year XTB Trading Masterclass FXCUFFS 2017
  • Best Analyst dr Przemystaw Kwiecien FXCUFFS 2016
  • TOP Polish Investor in UK 2016
  • Highest Rated FX & CFD Broker- WEALTH & FINANCIAL INTERNATIONAL
  • Best CFD Broker - BROKERCHOOSER 2019
  • Best Islamic Forex Broker- GLOBAL VENTURE AWARD 2018
  • Bes Crypto Broker - GOOD MONEY GUIDE 2018
  • Online Brokers Award - INVESTOPEDIA
  • Best Online Broker- INVESTOPEDIA
  • Best For Forex Trading - INVESTOPEDIA

XTB review
XTB Fees Explained

  • XTB withdrawal fees varies on payment method
  • XTB does charge a fee for inactive accounts.
  • XTB doesn't charge deposit fees. A currency conversion fee may be applied as withdrawals and deposits from XTB are conducted in USD. Any other currency will have to be converted to your local currency by your 3rd party payment provider.

XTB Costs To Check

Modern brokers like XTB provide advanced online trading platforms, mobile apps, financial analysis tools and educational resources. These services require significant investment, and in turn, XTB may charge clients various fees for trading activities. Be mindful of these charges, impacting your overall XTB trading profitability.

How XTB Fees Compare Against Other Brokers

Broker XTB IC Markets Roboforex eToro
Min Deposit 0 200 10 50
Withdrawal Fees Yes No No Yes
Inactivity Fees Yes No No Yes
Deposit Fees No No No No
CFD Commission Fees Yes Yes No Yes

XTB Fees

XTB has garnered attention among traders for its competitive fee structure, often lower than traditional brokers. This cost-effectiveness is particularly beneficial for active traders who engage in multiple transactions daily or weekly.

Online brokers like XTB can offer reduced fees due to their scalable business models, allowing them to serve a large client base without significantly increasing operational costs. This scalability enables them to provide services at lower or no fees compared to traditional brokers.

Brokers generate revenue through various fees, categorized as follows:

Trading Fees - These are charges incurred during actual trades. For instance, when purchasing stocks or ETFs, a trader may encounter commissions, spreads, or financing rates. Commissions can be fixed or based on trade volume. The spread is the difference between the buy and sell price of an asset. Financing rates, or overnight fees, apply when holding leveraged positions overnight.

Non-Trading Fees - These fees are unrelated to the execution of trades and may include charges for account maintenance, deposits, withdrawals, or inactivity.

XTB Fees Explained

XTB offers a 0% commission on stock and ETF trading for monthly volumes up to €100,000; beyond this threshold, a 0.2% commission applies, with a minimum charge of £10 per transaction. (Source: xtb.com) For Forex trading, XTB provides competitive spreads, with EUR/USD spreads starting from 0.8 pips.

In comparison, eToro offers commission-free stock and ETF trading but charges a $5 withdrawal fee and a 0.5% currency conversion fee for UK users. (Source: etoro.com) IG provides commission-free trading for UK stocks but imposes a £10 minimum charge for international shares and may have inactivity fees after two years of inactivity.

For Forex trading, IG offers spreads starting from 0.6 pips for EUR/USD, which is slightly lower than XTB's starting spreads. eToro's Forex spreads are generally higher, with EUR/USD spreads averaging around 1 pip.

Fee structures can vary based on your live trading account types, how much your trading volumes are, and specific financial instruments you are trading. Always check the laster live trading fees on the official brokers website.

XTB no longer offers cryptocurrency trading.

XTB Fees and Commissions for Stock CFDs and ETF CFDs

XTB has updated its fee structure since September 28, 2024. Below is the revised fee information.

Market XTB Commission per Transaction XTB Fee Deducted from the Equivalent of the Dividend Due to the Client on a Particular Market
Stock CFDs Poland 0.00% of the transaction value, minimum 0 19.00%
Stock CFDs US 0.00% of the transaction value, minimum 0 30.00%
Stock CFDs UK 0.00% of the transaction value, minimum 0 0.00%
Stock CFDs UK International 0.00% of the transaction value, minimum 0 15.00%
Stock CFDs Portugal 0.00% of the transaction value, minimum 0 25.00%
Stock CFDs Spain 0.00% of the transaction value, minimum 0 19.00%
Stock CFDs Germany 0.00% of the transaction value, minimum 0 26.375%
Stock CFDs France 0.08% of the transaction value, minimum 8 EUR 28.00%
Stock CFDs Italy 0.08% of the transaction value, minimum 8 EUR 26.00%
Stock CFDs Switzerland 0.08% of the transaction value, minimum 8 EUR 35.00%
Stock CFDs Netherlands 0.08% of the transaction value, minimum 8 EUR 15.00%
Stock CFDs Belgium 0.08% of the transaction value, minimum 8 EUR 30.00%
Stock CFDs Denmark 0.08% of the transaction value, minimum 8 EUR 27.00%
Stock CFDs Finland 0.08% of the transaction value, minimum 8 EUR 20.00%
Stock CFDs Norway 0.08% of the transaction value, minimum 8 EUR 25.00%
Stock CFDs Sweden 0.08% of the transaction value, minimum 8 EUR 30.00%
Stock CFDs Europe 0.08% of the transaction value, minimum 8 EUR 30.00%
Stock CFDs US (ETFs) 0.08% of the transaction value, minimum 8 USD 30.00%

XTB fees are converted to the currency in which the account is maintained according to the XTB Exchange Rate at the moment of transaction execution.

XTB credits the client's account with the equivalent of the dividend, reduced by the applicable fee.

Fees resulting from the Italian Financial Transaction Tax (FTT) are calculated on the next working day after the transaction execution.

Other costs associated with XTB transactions, such as spreads, margin requirements, swap points, or other commissions and fees payable to XTB, are detailed on the XTB website.

The above outlines the trading fees. Now, let us discuss the financing rates or overnight rates.

As of December 2024, the financing rates for CFDs at XTB are as follows: for Apple CFD, the rate is 9.5% annually; for Vodafone CFD, it is 9.8% annually. Read more on the XTB website.

Regarding non-trading fees, XTB charges an inactivity fee of £10 per month if no trades are made for more than 12 months, or if no cash is deposited in the previous 90 days. Learn more here.

What is an XTB Deposit Fee?

Fees paid to transfer funds from a bank, credit/debit card, or wallet to a trading account are called deposit fees. Most brokers, including XTB, do not charge a fee for depositing funds to a trading account. Details available here.

What is an XTB Withdrawal Fee?

Charges for withdrawing money from a trading account to a bank account, credit/debit card, or electronic wallet are known as withdrawal fees. XTB does not charge a withdrawal fee for amounts above £50; however, a fee of £12 is applied if you are withdrawing less than £60. Find more information here.

What is an XTB Inactivity Fee?

If an account is left inactive for a specified period, a fee is charged, known as an inactivity fee. XTB charges £10 per month if an account is left untouched for more than 12 months, or if no cash is deposited in the previous 90 days. Read full details here.

XTB Fees Verdict

XTB offers competitive fees, making it an attractive option for traders who engage in multiple trades daily or weekly. New traders can benefit from the lower fees charged by online brokers like XTB compared to traditional brokers.

However, traders should review the terms and conditions before engaging in transactions to be aware of any non-trading fees that might apply, ensuring that additional charges do not diminish profits.

XTB Minimum Deposit

XTB does not require a minimum deposit when opening an XTB trading account.

In the trading world, brokers like XTB, have different minimum deposit requirements based on the target audience they are trying to attract. Brokers with lower minimum deposit requirements typically cater to a more mainstream audience who don't require advanced research tools or features. On the other hand, brokers that require a larger minimum deposit often provide a greater range of trading features, more in-depth technical analysis, research tools, and better risk management features.

Some brokers may waive the minimum deposit requirement to attract new customers but may compensate for it by charging higher transaction commissions and trading fees. As the online trading market becomes more competitive, brokers have reduced their minimum deposit requirements to attract new clients.

However, it's important to note that depending on your trading account type, some brokers may require a higher minimum deposit of up to 10,000 GBP/USD. Therefore, it's essential to research and compares different brokers to determine which best suits your trading needs and budget.

XTB Withdrawal Fees

The fees for withdrawing funds from your XTB account will differ depending on your chosen payment method. Reviewing the fees associated with each payment method before making your XTB withdrawal request is important.

XTB Withdrawal rules may vary across different brokers when it comes to transferring funds from your XTB or other broker trading account. Each brokerage firm has its specific withdrawal methods. The payment provider associated with XTB may have different transfer processing fees and processing times, affecting how long it takes to receive your funds.

In addition, currency conversion fees may apply if the XTB withdrawal and receiving currencies differ, adding to the overall transaction costs. The currency conversion fee depends on your base currency, receiving currency, and the 3rd party payment provider that is separate from XTB. Researching and comparing XTB withdrawal policies and fees across different brokers is essential before choosing one, especially if you are withdrawing XTB funds frequently or dealing with large sums of money. Awareness of these XTB fees and policies can help you plan and budget accordingly and avoid any unpleasant surprises when transferring your XTB funds.

For example, XTB allows you to withdraw your funds to Credit cards, MasterCard, Maestro, Visa, Debit cards, Bank Transfer, Electronic wallets (eWallets), Neteller, Skrill, Poli, Paysafe, Payoneer.

XTB Inactivity Fees

XTB does charge a fee for inactive accounts. XTB will charge customers 10 Euro a month after 12 consecutive months of inactivity.

When a trading account goes unused for a certain period, brokerage clients may be charged an account inactivity fee. To avoid such fees, clients may need to fulfill specific trading activity requirements outlined by XTB terms and conditions. It's important to note that inactivity fees are not unique to online trading accounts, as many financial service companies may also charge them.

Make sure you're fully aware of all XTB fees and services. It's recommended that you check the XTB website before signing up. If you decide to close your XTB account, it's important to do so with the XTB broker customer support and obtain confirmation that no remaining XTB fees are due.

Brokers like XTB must disclose any inactivity fees as part of their regulations. The type of account and broker you sign up for, will determine whether or not you can be charged an inactivity fee under certain circumstances.

Certain brokers may levy inactivity fees to recoup the expenses associated with sustaining your account on their trading platforms when there is a shortage of commission fees earned from your trading activities.

XTB Deposit Fees

XTB does not charge deposit fees. Although bank / 3rd party merchant fees may apply.

Reviewing deposit fees before initiating a transaction is imperative, as certain brokers might impose a charge for depositing funds from your payment method to your trading account. The payment method employed for funding your account might also incur a fee.

Depositing funds into your trading account may incur a fee, which could vary depending on the fiat currency used. For instance, depositing funds from a credit card can attract high fees. Additionally, not all brokers accept credit card payments for account funding. It's crucial to review the funding options and associated fees the broker provides before depositing any funds.

XTB Commission Fees

XTB does charge commission on CFD instruments.

Brokerage firms like XTB may charge commission fees as compensation for executing trades on behalf of traders on their trading platforms. Commission fees can vary depending on the type of financial asset being traded and the XTB trading account level held by the trader.

XTB may charge commission fees for fulfilling, modifying, or canceling an order on behalf of its clients. However, if a market order is not fulfilled, no commission fee is usually charged. Reviewing XTB terms and conditions to understand the commission fees and any other charges that may apply is essential.

XTB review
What can you trade with XTB?

It's essential to note that the trading instruments offered under the XTB brand may vary depending on the customer account holder and country of residence due to regulatory restrictions. Besides, the trading platform the customer selects may also impact the available trading instruments. Therefore, before trading, verify the XTB trading instruments available and the regulations governing them based on your account holder, location, and chosen platform.

You can trade a wide variety of instruments with XTB over 6000 instruments in fact.

If you want to trade currency pairs on global Forex markets, XTB offer over 57 currency pairs.

XTB Compared To Other Brokers

Compare XTB with IC Markets and Roboforex below.

75-83% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

How XTB Trading Options Compare Against Other Brokers

Broker XTB IC Markets Roboforex eToro
Instruments Available 6000 2250 12000 6000
Platforms MT4, Mirror Trader, Web Trader, Tablet, Mobile Apps, iOS (App Store), Android (Google Play) MT5, MT4, MetaTrader WebTrader, Mobile Apps, iOS (App Store), Android (Google Play), MetaTrader iPhone/iPad, MetaTrader Android Google Play, MetaTrader Mac, cTrader, cTrader Web, cTrader iPhone/iPad, cTrader iMac, cTrader Android Google Play, cTrader Automate, cTrader Copy Trading, TradingView, Virtual Private Server, Trading Servers, MT4 Advanced Trading Tools, IC Insights, Trading Central MT4, MT5, R Mobile Trader, R StocksTrader, WebTrader, Mobile Apps, iOS (App Store), Android (Google Play), Windows eToro Trading App, Mobile Apps, iOS (App Store), Android (Google Play), CopyTrading, Web
FX / Currencies        
Forex pairs offered 57 61 35 50
Major Forex pairs Yes Yes Yes Yes
Minor Forex pairs Yes Yes Yes Yes
Exotic Forex pairs Yes Yes Yes Yes
Cryptocurrencies (availability subject to regulation) No Yes No Yes
Commodity CFDs        
Commodities Offered 21 20 21 31
Metals Yes Yes Yes Yes
Energies Yes Yes No Yes
Agricultural Yes Yes No Yes
Indiced & Stock CFDs        
Stocks Offered 1696 2100 0 2042
UK Shares Yes Yes Yes Yes
US Shares Yes Yes Yes Yes
German Shares Yes Yes Yes Yes
Japanese Shares Yes Yes Yes Yes
Risk Warning Visit XTB
75-83% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Visit IC Markets
Losses can exceed deposits
Visit Roboforex
Losses can exceed deposits
Visit eToro
51% of retail investor accounts lose money when trading CFDs with this provider.

XTB review
Trading on XTB web platforms and other applications

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XTB offers two platforms, including their award-winning xStation 5. You can learn more about this platform here.

XTB also provides mobile apps for iOS and Android, enabling you to monitor and execute trades on the go. The XTB mobile application grants access to all XTB trading services and over 1,500 global financial markets. These mobile applications are fully featured and not limited versions.

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XTB offer the popular MT4 forex trading platform. To see a list of the top MT4 brokers, see our comparison of MT4 brokers.

XTB also offer mobile apps for Android and iOS trading apps help you stay on top of your trades and execute them on the go.

See XTB's platforms

XTB review
Forex Trading on XTB

XTB is one of the most popular Forex brokers out there and offers traders some of the best award-winning Forex trading platforms available with competitive low spreads starting at 0.1 pips on over 57 currency pairs. XTB allows traders to use advanced Forex research tools in a choice of secure and safe trading platforms. Micro lot Forex trading is also available at XTB. XTB Forex trading platforms are designed to be accessible and intuitive for new and more experienced traders on financial markets.

XTB offers comprehensive Forex trading tools offering advanced filterable charting tools and real-time data on the XTB xStation, xStation mobile and XTB MT4 trading platforms and XTB should be on your Forex broker shortlist.

XTB allows Forex brokers access to global markets and offers a good range of spreads and commissions suitable for high-volume traders. XTB is a Forex broker that offers its clients a comprehensive range of Forex trader tools and educational resources suitable for every level of trader.

XTB review
Available Forex Pairs on XTB

XTB offers the most popular Forex pairs by volume, including Major Forex, Minor Forex, and Exotic Forex pairs. We list the full list of 57 available tradable Forex pairs on the XTB trading platform. Learn more about XTB xStation and XTB MT4 further below.

  • AUDCAD
  • AUDCHF
  • AUDJPY
  • AUDNZD
  • AUDUSD
  • CADCHF
  • CADJPY
  • CHFHUF
  • CHFJPY
  • CHFPLN
  • EURAUD
  • EURCAD
  • EURCHF
  • EURCNH
  • EURCZK
  • EURGBP
  • EURHUF
  • EURJPY
  • EURMXN
  • EURNOK
  • EURNZD
  • EURPLN
  • EURRON
  • EURRUB
  • EURSEK
  • EURTRY
  • EURUSD
  • EURZAR
  • GBPAUD
  • GBPCAD
  • GBPCHF
  • GBPJPY
  • GBPMXN
  • GBPNZD
  • GBPPLN
  • GBPUSD
  • GBPZAR
  • NZDCAD
  • NZDCHF
  • NZDJPY
  • NZDUSD
  • USDBRL
  • USDCAD
  • USDCHF
  • USDCLP
  • USDCNH
  • USDCZK
  • USDHUF
  • USDJPY
  • USDMXN
  • USDNOK
  • USDPLN
  • USDRON
  • USDRUB
  • USDSEK
  • USDTRY
  • USDZAR

XTB review
Crypto Trading XTB

XTB Review Cryptocurrency Trading

XTB offer trading in 25 of the highest traded by volume, most popular cryptocurrencies. XTB facilitates the buying and selling of 9 individual crypto coins and 16 cryptocurrency pairs. The XTB platforms give traders to highly liquid crypto markets 24 hours a day, 6 days a week. All cryptocurrencies are available in pairs against the USD, Bitcoin and Ethereum.

XTB also offers crypto CFD trading against all the 25 cryptocurrencies XTB offers. The FCA restricts CFD cryptocurrency trading in the United Kingdom as CFD trades are considered high-risk. So the availability of CFD cryptocurrency trading on the XTB platforms will depend on your regulatory body.

Please note the below XTB crypto values are subject to change and were taken from the XTB xStation platform.

Values may also differ on the XTB MT4 platform. Please check the correct values on the XTB website.

Crypto Nominal Value of One Lot Min Spread Target Spread Leverage / Margin Swap point Long / Short Trading Hours
ADABTC CARDANO 10000 0.5% of market price 0.5-1% market price 1:2 (50%) -20.000 / -20.000 24 h from Saturday 4:00 am to Friday 10:00 pm
BCHBTC BITCOIN CASH 10 0.5% of market price 0.5-1% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm
BITCOIN 0 1% of market price 1-1.5% market price 1:2 (50%) -30.000 / -10.000 0
BITCOINCASH BITCOIN CASH ABC 1 1% of market price 1-1.5% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm
DASH 0 2% of market price 2-2.5% market price 1:2 (50%) -30.000 / -10.000 0
DSHBTC DASH 10 0.5% of market price 0.5-1% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm
EOS EOS 1 1% of market price 1-1.5% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm
EOSBTC EOS 1000 0.5% of market price 0.5-1% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm
EOSETH EOS 100 0.5% of market price 0.5-1% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm
ETHBTC ETHEREUM 10 0.5% of market price 0.5-1% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm
ETHERCLASSIC ETHEREUM CLASSIC 1 2% of market price 2-2.5% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm
ETHEREUM 0 2% of market price 2-2.5% market price 1:2 (50%) -30.000 / -10.000 0
IOTABTC MIOTA 10000 0.5% of market price 0.5-1% market price 1:2 (50%) -30.000 / -30.000 24 h from Saturday 4:00 am to Friday 10:00 pm
LITECOIN 0 2% of market price 2-2.5% market price 1:2 (50%) -30.000 / -10.000 0
LTCBTC LITECOIN 100 2% of market price 2-2.5% market price 1:2 (50%) -20.000 / -20.000 24 h from Saturday 4:00 am to Friday 10:00 pm
NEOBTC NEO 100 0.5% of market price 0.5-1% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm
RIPPLE 0 2% of market price 2-2.5% market price 1:2 (50%) -30.000 / -10.000 0
STELLAR STELLAR 1 2% of market price 2-2.5% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm
TRXBTC TRON 100000 0.5% of market price 0.5-1% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm
TRXETH TRON 10000 0.5% of market price 0.5-1% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm
XEMBTC NEM 10000 0.5% of market price 0.5-1% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm
XLMBTC STELLAR 10000 0.5% of market price 0.5-1% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm
XMRBTC MONERO 10 0.5% of market price 0.5-1% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm
XRPBTC RIPPLE 10000 0.5% of market price 0.5-1% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm
ZECBTC ZCASH 10 0.5% of market price 0.5-1% market price 1:2 (50%) -15.000 / -15.000 24 h from Saturday 4:00 am to Friday 10:00 pm

XTB review
XTB Minimum Transaction Size

XTB support new and very experienced traders. The minimum trade size and transaction volume requirements start at a minimum of 0.01 per lot. Please note these below values are subject to change and must be checked on the XTB website. We list some examples below taken from the XTB website.

  • Standard flight (for example: 6 flights)
  • Mini lot (for example: 0.3 lot)
  • Micro flight (for example: 0.01 lot)

Is the XTB Trading Platform Secure?

You should take the security of your personal information seriously and check SSL encryption is enabled on the XTB trading platform to protect you on PC and mobile XTB platforms. To further enhance security, we encourage traders to always look for the lock sign on their browser when using XTB web trading platforms.

XTB Trading Platform Options

After logging into your XTB account, you'll find a range of trading platform options available below.

  • XTB xStation 5
  • MetaTrader 4 (MT4)

Please be aware that XTB does not currently support the MetaTrader 5 (MT5) trading platform. However, if you're looking for a broker that does offer MT5, you can check out our list of recommended brokers available through the provided link.

XTB does not support the cTrader trading platform. However, if you're looking for a broker that does offer cTrader, you can explore other options available through the provided link.

Let's explore each of these trading platforms in detail and what options XTB gives you.

XTB review
XTB xStation 5

XTB xStation

The team at XTB has listened to the needs of modern traders and has spent years honing their feature-rich trading platform, now known as xStation 5. XTB's xStation 5 is a comprehensive trading system.

XTB xStation 5 Trading Tools

Trading Research on xStation 5

xStation 5 offers a variety of useful trading research tools and educational resources. The platform is designed to be accessible on multiple devices, including a web application, a desktop application compatible with both 32-bit and 64-bit systems, and mobile applications available for iOS and Android devices.

XTB xStation 5 Market Analysis

Experienced traders require quality information on the financial markets they are trading and tools that facilitate easy analysis and interpretation. XTB's xStation 5 offers a suite of market analysis features designed to help traders identify and capitalize on trading opportunities.

XTB xStation market analysis

XTB xStation 5 Charting Tools

Charts are essential for traders to monitor financial markets and manage open positions. The ability to view and interpret up-to-date charts is crucial, and customizable charting tools can significantly enhance a trader's workflow.

XTB's xStation 5 is highly intuitive and customizable, allowing traders to tailor their trading experience to individual preferences. For detailed guidance on customizing the appearance of xStation 5 to suit your trading style, refer to their comprehensive tutorial on the XTB website.

The platform's charting tools are customizable, including appearance, user interface, technical analysis data, and workspaces, all accessible via floating toolbars. Managing multiple financial instruments is straightforward; related assets can be grouped into different screens and workspaces. Charts can be added or replaced by dragging and dropping within the platform. Additionally, the window layout can be easily adjusted to grid, fullscreen, vertical, or horizontal views with just a few clicks.

XTB xStation charts

XTB xStation charting tools

XTB xStation 5 Trade Position monitoring

XTB xStation 5 allows traders to monitor all of their trading activities on the xStation 5 platform including some of the trading features below.

  • Monitor Open positions on XTB xStation 5
  • Monitor Pending orders on XTB xStation 5
  • Monitor Trading account history on XTB xStation 5
  • Monitor Cash operations on XTB xStation 5
  • Monitor Overall balance on XTB xStation 5
  • Monitor Equity on XTB xStation 5
  • Monitor Margin details on XTB xStation 5

XTB xStation 5 Open Positions

The XTB xStation 5 platform gives traders all of the data they need to monitor their open positions including the below.

  • Position: name of traded instruments and number
  • Type: here you can have 'Buy' for long position, 'Sell' for short position
  • Volume: the amount of lots
  • Time: this is the time at which the position was opened
  • Open price: price at which the position was opened
  • SL/TP: stop loss and take profit levels if set
  • Market price: the current price of traded instruments
  • Commission: cost of opening the position if charged
  • Swap: charged or added swaps points
  • Profit: the current position profit/loss

XTB xStation 5 Calendar Tools

Understanding economic calendars and their data is crucial for traders, as current and upcoming events significantly impact global financial markets. The XTB xStation 5 calendar tools enable traders to stay informed about market events and effectively organize their weekly trading activities.

These tools assist traders in anticipating potential market volatility by providing real-time economic data releases, including associated regions or countries, previous readings, estimated readings, and impact indicators. The red exclamation mark denotes a potentially high impact, the orange indicates medium impact, and the grey signifies low impact. This functionality helps traders plan their trading week and identify periods of expected higher market volatility.

XTB xStation calendar

XTB xStation 5 Heatmaps

The XTB xStation 5 heatmaps allow traders to quickly assess the top risers and fallers across multiple time periods. In these heatmaps, stronger markets are represented in green, while weaker markets are shown in red. For equities, stocks are grouped by industry, with block sizes corresponding to market capitalization; larger blocks represent companies with higher market capitalizations.

Traders can customize the heatmap criteria using the simple filters provided in XTB xStation 5, enabling them to analyze financial market trends effectively.

XTB xStation heatmaps

XTB xStation 5 Forex Heatmaps

XTB xStation Forex heatmaps

XTB xStation 5 Market Sentiment

The XTB xStation 5 platform offers a market analysis tool that provides a graphical representation of market sentiment across various financial assets.

This feature enables traders to view the percentage of long or short positions held by XTB clients worldwide on selected financial instruments, utilizing accessible filters and search functions.

XTB xStation market sentiment

XTB xStation 5 News

Staying informed about global events is crucial for a trader's investment strategy. XTB provides traders with easy access to market news, enhancing their workflow.

You can view an example of the market news available on the XTB xStation 5 platform here.

XTB xStation news

XTB xStation 5 Price Alerts

An important feature of the XTB xStation 5 platform is the ability to set trading price alerts based on specific criteria. XTB xStation 5 can be configured to automatically notify traders when certain price levels are reached, allowing them to stay informed about market movements without the need for constant manual monitoring. The platform supports notifications displayed directly within the interface, keeping traders updated effectively.

XTB xStation 5 price alerts can be easily added, modified, and removed directly within the platform.

XTB xStation price alerts

XTB xStation 5 Stock Scanners

The XTB xStation 5 trading platform includes a built-in stock screener feature. This tool allows traders to filter CFD stocks based on various criteria, including industry, country, earnings per share, market capitalization, price-to-earnings ratio, return on equity, and dividend yields. This functionality is particularly powerful for those interested in trading CFD stocks, as it enables filtering for specific sectors, such as technology stocks that offer dividends.

XTB xStation stock scanners

Placing Orders on XTB xStation 5

The XTB xStation 5 trading platform offers the following order types:

  • Market Orders: Execute a buy or sell at the current market price.
  • Limit Orders: Set a specific price to buy or sell an instrument. A buy limit order executes at the set price or lower, while a sell limit order executes at the set price or higher.
  • Stop Orders: Trigger a buy or sell once the instrument reaches a specified price, commonly used to limit losses.
  • Trailing Stop Orders: Set a stop order that adjusts with the instrument's price movement, helping to lock in profits while limiting potential losses.

No Automated Trading with XTB xStation 5

As of 2024, the XTB xStation 5 platform does not support automated trading or backtesting strategies. If automated trading is a requirement, consider the XTB MT4 trading platform, which supports Expert Advisors, or explore an XTB alternative.

XTB xStation 5 Educational Resources

The xStation 5 platform provides a range of educational resources, including trading videos accessible directly from the dashboard.

XTB's Trading Academy offers lessons tailored for traders at beginner, intermediate, and expert levels, with content regularly updated to reflect current market trends. While many resources cater to beginner and intermediate traders, advanced materials are also available to support continuous learning.

XTB xStation education

XTB review
XTB MetaTrader 4 (MT4)

XTB MetaTrader 4

XTB MetaTrader 4 (MT4) In Detail

MetaTrader 4, commonly known as MT4, has been a well-known and widely used trading platform in the financial markets since its inception in 2005. MT4 on XTB offers traders comprehensive features and tools to enhance their trading performance. The XTB MT4 user-friendly interface and highly customizable trading environment allow traders to tailor the XTB platform to their needs. One of the standout features of MT4 is its charting functionality, which allows XTB traders to analyze price movements and make informed trading decisions. Additionally, advanced order management tools give XTB traders greater control over their trades, allowing them to manage risk better and optimize their trading strategies on the MT4 XTB trading platform.

MetaTrader 4 (MT4) was created mainly for Forex trading, but it can also facilitate the trading of other financial instruments via CFDs and Spread Betting. You cannot trade real assets like stocks, shares, commodities, indices and ETF's on the XTB MetaTrader 4 (MT4) trading platform. MT4 is a platform available with XTB, that facilitates trading financial instruments in the form of CFD contracts or Spread bets. The XTB MT4 platform does not provide access to physical assets such as stocks, commodities, or ETFs for trading. XTB allows trading CFDs and Spread bets, which do not involve owning underlying assets but speculating on price movements, using high risk leverage. To gain more information about the MT4 Platform, click here.

You can start using the MetaTrader 4 platform with XTB in multiple formats including through an online web platform, Through a downloadable application for Windows PCs and Apple Macintosh computers. XTB MetaTrader 4 is compatible with the latest macOS. XTB allows traders to trade on mobile devices through Android and iOS devices like the iPhone.

Metatrader 4 Webtrader on XTB

MetaTrader 4 (MT4) is a widely used trading platform in the world, offering a range of advanced tools and features. Recently, MT4 has been made available as a web-based application through a web browser, enabling traders to access the platform from anywhere.

The web version of MT4 provides the same user-friendly interface and customizable trading environment as the desktop version. With MT4 web, traders can access advanced charting tools, online trading indicators, and a Dealing Desk-free trading environment.

Additionally, traders can enjoy Raw Pricing without any intervention from brokers. Overall, MT4 web is a convenient and efficient way for traders to access the platform and manage their trades.

Trade XTB MetaTrader 4 on iOS Devices

You can download the XTB app or trade with XTB through the MetaTrader 4 application on the Apple app store.

Download the Metaquotes MetaTrader 4 Program free of charge from Apple's App Store. XTB customers have instant access to the financial market and can completely manage a Portfolio on the go.

Trade XTB MetaTrader 4 on Android Devices

Millions of people worldwide use Android mobile devices and tablets, and XTB offers its clients access to the MetaTrader 4 platform on these devices. With the XTB MetaTrader 4 Android application, traders can monitor the financial markets and execute trades directly from their Android-based smartphones and tablets. This app provides access to a range of advanced trading features, allowing XTB traders to stay on top of their trades and react quickly to changes in the market. With the XTB MetaTrader 4 Android app, traders can securely manage their trades on the go, making it a convenient and efficient way to stay connected to the market.

Trade XTB MetaTrader 4 Trading Central

Trading Centrals Alpha Generation Indicators available on XTB are a powerful bundle of three major indicators designed to help traders make informed decisions. XTB MT4 Trading Central indicators include:

  • Analyst Perspectives - A valuable resource for traders seeking leadership insights and key levels.
  • Adaptive Candlesticks - This indicator is capable of identifying chart patterns that highlight significant changes in demand and supply.
  • Adaptive Divergence Convergence (ADC) - Similar to MACD, but with greater utility at shorter lengths, this indicator provides more timely signals.

Trading Centrals Alpha Generation Indicators can help XTB traders better understand market trends and patterns, enabling them to make more informed trading decisions. These indicators can provide valuable insights into market movements, allowing XTB traders to potentially stay one step ahead.

XTB MetaTrader 4 Advanced Trading Tools

The XTB MetaTrader 4 trading platform has advanced tools that enhance the overall trading experience and give XTB traders detailed market tools. With feature-rich trade execution and management programs, sophisticated notification alarms, messaging facilities, innovative market data, and more, XTB provides traders with everything they need to succeed. The XTB MT4 platform also includes a range of technical analysis tools, with 30 indicators built in, 2000 plus free indicators, and the availability of paid indicators, allowing XTB traders to analyze the market at any level of complexity.

Trade XTB MetaTrader 4 MultiTerminal

MetaTrader 4 MultiTerminal offers traders an intuitive and user-friendly dashboard to manage and monitor multiple trading accounts. This powerful tool allows traders to oversee over 128 accounts simultaneously, enabling them to place market and pending orders, view real-time market prices, and track all accounts and equity in real-time.

It's important to note that MultiTerminal only supports trading accounts on the same MetaTrader server and doesn't allow automated trading scripts such as Expert Advisors.

This tool is ideal for traders who manage several accounts simultaneously and require a more efficient and effective way to track and execute trades. You can have up to 10 demo accounts on MetaTrader 4 MultiTerminal.

XTB MetaTrader 4 AutoChartist

Autochartist on the XTB platform is a powerful tool designed to help traders find trading opportunities quickly and easily.

Available for XTB MetaTrader 4 Autochartist can scan the market using an expert advisor script.

With Autochartist, XTB traders can scan multiple markets and timeframes from a single graph, making it easy to keep track of all their preferred symbols without launching multiple graphs. Using Autochartist can save XTB users time and makes the trading process more efficient.

The Autochartist interface is user-friendly and can be customized to suit individual trading preferences. XTB traders can navigate the platform and find the information they need to make informed trading decisions.

XTB Autochartist is a valuable tool for traders who want to stay ahead of the curve and identify trading opportunities quickly and easily. With its powerful features and easy-to-use interface, Autochartist is an essential tool for XTB traders of all experience levels.

XTB Trading benefits

  • XTB Allows scalping
  • XTB Allows hedging
  • XTB Offers STP
  • XTB Low min deposit
  • XTB Offers Negative Balance Protection

XTB Group Offers

Below we give an overview of the account types that XTB offer. Whatever you are looking to trade, the varying XTB account types will be able to provide you with what you need.

  • XTB Pro account
  • XTB Demo account
  • Micro account
  • XTB Mini account
  • XTB Standard account
  • XTB STP account
  • XTB Islamic account

Can I try XTB?

XTB provides a demo account that enables individuals to explore trading before investing their funds. By creating a XTB practice account, users can gain experience and knowledge of how to trade effectively. Demo trading accounts like the XTB demo account can help individuals to make informed decisions before investing their money.

Open a demo XTB account to practice and trade.

75-83% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

XTB withdrawal and funding methods

It's essential to remember that the payment methods provided by XTB vary based on the XTB entity and the XTB client's country of residence. To view the XTB payment options available, you can log into your XTB member's area.

XTB offers various funding payment methods listed in your XTB dashboard if available in your region. To learn more about the XTB funding and withdrawal options available in your area, you can explore the XTB website.

XTB provides several payment methods for funding your XTB account. You may utilize any of these deposit options if they are available in your region. XTB ensures that users have multiple payment methods to choose from, making it more convenient for verified XTB account holders to add funds to their accounts. However, it's important to note that the availability of payment methods may vary depending on the XTB user's location. learn more about XTB funding and withdrawal methods.

XTB Payment Methods

Some XTB payment methods are local and are available only to specific regions. XTB account holders should check which payment methods are provided in your region.
  • XTB accepts Credit cards
  • XTB accepts MasterCard
  • XTB accepts Maestro
  • XTB accepts Visa
  • XTB accepts Debit cards
  • XTB accepts Bank Transfer
  • XTB accepts Electronic wallets (eWallets)
  • XTB accepts Neteller
  • XTB accepts Skrill
  • XTB accepts Poli
  • XTB accepts Paysafe
  • XTB accepts Payoneer
Broker XTB IC Markets Roboforex eToro
Bank transfer Yes Yes Yes Yes
Credit Cards Yes Yes No Yes
Paypal No Yes No Yes
Skrill Yes Yes Yes Yes
Payoneer Yes No No No
Neteller Yes Yes Yes Yes

*please note available XTB and other broker payment methods depend on the clients country of residence.

How can I start trading with XTB?

To open a trading account with XTB, individuals can sign up on the XTB website. Upon completing the signup process, users will receive login details via email, which they can use to access their accounts.

The next step involves submitting identification documents for XTB account validation and making a deposit. Once completed, XTB users can download the trading platform of their choice.

It's important to note that XTB requires users to provide essential documentation to verify their identity during onboarding and routine KYC identity checks. These checks are a standard practice that helps XTB maintain a trustworthy financial environment for its 1,000,000 users. Detailed information on the XTB trading platforms is available on their website.

75-83% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Performing trades with XTB

When using XTB, the minimum trade size is typically 0.01 Lot units of the base currency of the instrument being traded. However, this amount may vary based on the specific account a user has opened. XTB have a max trade of 100 Lot. With STP execution on the XTB platform, traders can anticipate tighter spreads and greater transparency when it comes to trade pricing.

One of the XTB platforms notable features is its claim of having no requotes, which means traders need not be concerned about slippage when executing trades (i.e., trades being executed at a price different from the intended price). No requotes can provide XTB traders with greater confidence and peace of mind when trading on the XTB platform. It's worth noting, however, that other factors, such as market volatility and liquidity, can still affect the execution of XTB trades.

Like other brokers, XTB margin requirements can differ depending on the traded instrument.

XTB offers traders several risk management tools and features, such as Technical analysis, Fundamental analysis, Diversification of portfolio, Negative Balance Protection, Stop losses (with trailing stop loss orders), Position sizing techniques, Price alerts, Position sizing techniques, Limit orders, Hedging strategies, amonst others. You can learn more about XTB, and see all of the XTB account features on the official XTB website.

CFD Trading on XTB

We will show you an example of the basics of using XTB leverage.

CFD trading on XTB allows traders to speculate on the price movements of various financial instruments against the broker XTB, without actually owning real assets. With CFDs, XTB traders can profit from upward and downward price movements by going long (buying) or short (selling) on an asset.

XTB provides CFDs which are leveraged products. For this example, let's assume a ten times leverage. So, if you have a $10,000 position, you only need to tie up $1,000 or a tenth of the value in your account. With high-risk leverage, a small sum controls a much bigger financial position.

The effect of leverage on profits and losses magnifies them in both directions. In other words, XTB leverage profits and losses are magnified when trading. For instance, using CFDs, you use the XTB trading platform to buy/sell $10,000 worth of Apple Computer Inc. If the stock rises by 10% due to positive results, your position is now worth $11,000, representing a $1,000 or 10% increase in value. This CFD trade has a 100% increase in the funds initially committed.

On the other hand, if Apple Computer Inc falls by 10%, your position worth $10,000 is now worth only $9,000, representing a $1,000 decrease. Therefore, XTB leverage magnifies both profits and losses in trading.

Trading CFD trades on the XTB platform can provide more flexibility than traditional market trades, allowing access to CFD fractional shares, international markets, and short selling. They are commonly used for short to medium-term trades, such as intraday CFD trading, but are high-risk due to their separation from the financial markets.

Experienced XTB traders can trade high risk CFD trades to hedge items in their portfolio.

Always be aware that CFDs are complex instruments with a high risk of losing money rapidly due to leverage. 75-83% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Limiting Your Risk When Trading with XTB Negative Balance Protection

Negative balance protection is important for traders using leverage on platforms like XTB. In an unfavourable market move, leverage can result in a loss that exceeds the trader's account balance, leaving them with a negative account balance. If a XTB trading position does not go in your favour, this is where negative balance protection comes in handy.

Brokers regulated by the Financial Conduct Authority (FCA) must offer negative balance protection as a standard feature. With negative balance protection, XTB trading losses are always limited to the current balance of funds in the trader's account.

Even if an XTB trader experiences a significant loss, they will never owe more money than what is available in their XTB account balance.

It's important for XTB traders to understand the potential risks of trading with leverage and to take advantage of features like negative balance protection to mitigate those risks. By doing so, traders can trade with peace of mind, knowing that XTB losses are limited to the funds available in your XTB account when negative balance protection is in place.

Limit Risk When Trading with XTB Stop Loss, XTB Stop Limit Orders

Stop-loss orders are a popular risk management tool traders use on platforms such as XTB . By setting a specific price point for buying or selling a security, traders can limit their potential losses on a position.

Stop-loss orders are especially important for XTB traders not hedging their positions or using leverage, as they can be more vulnerable to significant losses. However, the circumstances in which an XTB trader should use a stop-loss order can vary depending on the specific trade and market conditions.

Overall, stop-loss orders can provide XTB traders with an effective way to manage risk and protect their investments in volatile markets. Stop Loss and Take Profit are not guaranteed with XTB, you must actively monitor your live trading portfolio and financial exposure on XTB.

Education Resources at XTB

XTB offer educational resources which include Knowledge Base, Videos, Blog Articles, Webinars, Market Analysis Reports provided by XTB analysts. Please bear in mind that these resources provided by XTB do not guarantee any results when trading. When we checked on the XTB website, these educational resources were not available in every language. Also some financial instruments mentioned in any XTB educational resources may not be available in your region.

To trade effectively with XTB, it's important to have a good understanding of the XTB trading tools and the markets. Make sure you make full use of all education tools. Including educational tools with XTB and externally.

XTB . It's essential to take the time to learn about the financial markets and understand how they move before diving into trading with XTB. Familiarizing yourself with the XTB trading platform is crucial to use it effectively.

While learning, you can also use global trading times to practice making live buy or sell trades using XTB. This hands-on experience can help you gain confidence and become more comfortable with trading.

Furthermore, learning how to mitigate and manage investment risk is crucial. Trading with XTB involves developing a strategy considering risk management techniques such as stop-loss orders, diversification, and position sizing. By effectively managing risk, you can increase your chances of success in the markets.

Learning about the financial markets, trading platforms like XTB, and risk management techniques can help you become a more confident and successful trader.

Take an analytical approach to trading with XTB. Explore the XTB platform and train yourself to think systematically and logically about the markets.

While it may be a new skill set for some, it is what the market requires for success. Developing your trading skills with XTB, before live trading.

Review of XTB's Educational Resources

If you're considering trading with XTB, their education hub is a strong point worth exploring. XTB has ramped up its educational offerings, expanding from 30 to over 150 lessons and materials. This significant growth reflects their commitment to supporting traders at all levels, especially as their customer base and interest in share trading continue to grow.

One standout feature is the variety of topics covered in their courses. These include technical analysis, fundamental research, and practical trading methods. The materials are crafted by XTB's team of financial market professionals and analysts, ensuring high-quality, actionable insights. Plus, they're accessible in over 12 languages, which is a great advantage for traders around the globe.

XTB Investing Day: A Live Educational Event

XTB also offers the Investing Day, a live-streamed event that brings together some of the best minds in trading and finance. This annual event is designed to provide you with expert guidance and actionable strategies to improve your trading skills. For traders looking to stay ahead in the markets, this is a valuable resource.

If you're a new trader, XTB's articles dive into critical topics such as managing investment risks, mastering technical analysis, and diversifying your portfolio. These resources can be a great starting point to help you build a strong foundation in trading.

Customer Support at XTB

As part of our XTB review, we review customer service options, response times and problem resolution effectiveness on the XTB trading platform. The XTB trading platform supports multiple languages, which includes English, Spanish, Czech, Chinese, German, French, Italian, Polish, Portuguese, Romanian, Slovenian, and Turkish.

XTB Available Support Types

XTB has a triple AAA grade support and customer service rating because they offer various range of languages, live chat, and email support.

XTB customer service supports multiple languages from all over the world. Having a broker that can hire people from various locations worldwide who can better communicate with you in your local language is a huge advantage when dealing with issues.

Your customer service experience with XTB has to be positive for you to effectively trade the financial markets on the XTB platform. XTB should answer all of your questions and your XTB platform issues are solved. When an XTB customer has any queries regarding XTB, the XTB customer support team should take these issues seriously and offer a quick and effective solution. XTB has a great client support team, so we have rated their customer service highly.

Livechat Support at XTB

We experienced fast and responsive support from XTB

At XTB, customer support is a top priority. We put their live chat to the test, reaching out through both their app and website. We were pleasantly surprised to receive a response within three minutes. Don't take our word for it. Test the chat service yourself. A responsive chat service from XTB should be a positive support experience for all XTB users, saving you from waiting days for an email response.

We also tested communicating with XTB support in various languages and countries. The XTB help centre quickly resolved our customer issues.

Email Support at XTB

As part of our review process, we wanted to test the email support offered by XTB. We sent 25 emails at different times and were impressed with the response times. We received the fastest response in less than 2 minutes, and the slowest response was 3 hours. While your experience may vary, our testing shows XTB has excellent email support overall.

The support team quickly and efficiently resolved all of our queries. Overall, we were very satisfied with the email support provided by XTB. If you're looking for a broker with reliable email support, XTB is worth considering.

Phone Support at XTB

Our experience with XTB phone support was positive. When we called, the team answered our call promptly, in less than a minute.

During the call, we tested the multilingual XTB team by speaking in different languages, and they made an effort to answer our queries in each language.

The phone support team successfully resolved our questions and issues over the phone. Overall, we found the phone support from XTB good.

See how XTB Support Compares Against Other Brokers

Broker XTB IC Markets Roboforex eToro
Support
  • Live chat
  • Phone support
  • Email support
  • Live chat
  • Phone support
  • Email support
  • Live chat
  • Phone support
  • Email support
  • Live chat
  • Phone support
  • Email support
Languages English, Spanish, Czech, Chinese, German, French, Italian, Polish, Portuguese, Romanian, Slovenian, and Turkish English, Japanese, Chinese, Polish, Afrikans, Danish, Dutch, German and more English, Chinese Simplified, Chinese Traditional, Indonesian, Malaysian, Portuguese, Spanish, Italian, Polish, Arabic, Thai, Russian, and Ukrainian English, German, Spanish, French, Italian
Learn More Visit XTB Visit IC Markets Visit Roboforex Visit eToro
Risk Warning 75-83% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. Losses can exceed deposits Losses can exceed deposits 51% of retail investor accounts lose money when trading CFDs with this provider.

What you will need to open an account with XTB

As XTB is regulated by FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19).

As a new client of XTB, you will be required to pass a few basic compliance checks to ensure that you fully understand the risks involved in trading and are permitted to trade with XTB in your region. During the XTB account opening process, you will be asked to provide XTB with certain documents, including a scanned copy of your passport, driving license or national ID, as well as a utility bill or bank statement from the past three months to verify your address.

When registering with XTB have the following documents available.

  • XTB require a scanned colour copy of your passport, driver's license or national ID card.
  • A recent utility bill or bank statement that confirms your residential address for XTB compliance. This must be dated within the last six months.
  • If you plan to fund your XTB account using a credit or debit card, you will need to provide a scanned copy of the front and back of your card. You can mask any sensitive information like the CVV code on the XTB platform.

It's worth noting that the expiration date of the proof of address document may differ for different entities under XTB Brand. Additionally, you will need to answer some basic compliance questions to confirm your level of trading experience. This process usually takes around 5 minutes, and once you've passed compliance, you can start exploring XTB's platform.

However, remember that you won't be able to make trades on XTB until you have passed compliance, which may take several days, depending on your circumstances. It's essential to complete the XTB KYC compliance process as soon as possible to avoid any delays in accessing the XTB platform's features.

It is important to note that XTB may request additional documents or information to verify your identity or comply with regulations. The account opening process usually takes a few minutes to complete, and you can start exploring the XTB platform and features immediately. However, you must pass the verification process to start live trading with XTB, which can take up to a few business days.

To start the process of opening an account with XTB you can visit the XTB trading platform here.
75-83% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
You should consider whether you can afford to take the high risk of losing your money.

CFDs are leveraged products and can result in significant losses, excess of your invested capital. All trading involves risk. Only risk capital you're prepared to lose. Past performance does not guarantee future results.
This post is for educational purposes and should not be considered investment advice. All information collected from https://www.xtb.com on November 20, 2024.

Zlatan Ibrahimović Joins XTB as a Brand Ambassador

XTB proudly introduces Zlatan Ibrahimović, the globally renowned Swedish football icon, as its brand ambassador.

Zlatan Ibrahimović isn't just known for his incredible talent on the football field but also for his entrepreneurial spirit. He has made his mark across various top-tier clubs, including his early days at Malmö FF, his rise to fame at Ajax, his dynamic time with Juventus and Inter Milan, a triumphant period at AC Milan, his goal-scoring feats at Paris Saint-Germain, his impactful seasons with Manchester United, and his star-studded performances at LA Galaxy. His experience and winning mindset align perfectly with the journey of new traders starting with XTB.

XTB Brand Ambassador Zlatan Ibrahimović

Watch this XTB Explainer Video

Is XTB A Good Broker?

We have spent over 5 years examining XTB in depth. Although XTB are not perfect; we found many really useful aspects with the overall offering from XTB. Our personal experience of trading with XTB was very good. Weighing up many points,XTB is a good broker.

  • XTB have a good track record of offering Forex, CFDs, Cryptocurrency.
  • XTB has a history of over 22 years.
  • XTB has a reasonable sized customer support of at least 10.
  • XTB are regulated by the FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19). XTB is subject to strict regulatory oversight from its respective jurisdiction, which holds XTB (the broker) accountable for misconduct. This regulatory framework helps ensure that XTB operates fairly and transparently and provides XTB customers with a safe and secure trading environment. In any disputes, the regulatory body may also act as an arbitrator to help resolve issue between you and XTB.
  • XTB have regulation from reputable regulators.
  • One of the advantages of using XTB is the quick processing time for deposits and withdrawals, which typically takes only 2 to 3 days. Fast withdrawals from XTB are particularly important as XTB traders want to receive their money quickly. With the efficient XTB payment processing system, traders can enjoy faster access to their XTB funds.
  • XTB have an international presence in multiple countries. Including local XTB seminars and training.
  • XTB can hire people from various locations in the world who can better communicate in your local language.

XTB Risk Disclosure

75-83% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Trading Risk Disclaimer

Trading financial instruments such as cryptocurrency and foreign currency markets involves high risk and is unsuitable for everyone. When trading on leverage, the potential for loss is significantly higher than when dealing with just your funds. Risky trading leverage allows you to control larger positions with less capital, increasing both the potential for profit and loss.

You will be exposed to a high risk of loss regarding leverage and margin-based trading.

Furthermore, some off-exchange financial instruments and derivatives may offer varying leverage levels and may not be subject to the same regulatory protections as exchange-traded instruments. As a result, they may be subject to higher levels of market volatility and carry a higher degree of risk.

It is important to note that no investment product, technique, or strategy can guarantee profits, and past performance does not necessarily indicate future results. Any investment involves the possibility of financial loss, and it is important to carefully consider your investment objectives, risk tolerance, and financial situation before making any investment decisions.

Trading financial instruments is a high-risk activity that requires careful consideration and risk management. It is important to be aware of the potential for loss and to only invest what you can afford to lose.

XTB not quite right?

If after reading this XTB review, XTB does not fulfill your needs check out these XTB Alternatives.

Click here to view the best XTB Alternatives

We have spent years researching the best alternatives to XTB. Click the links below to learn more.

After extensive research over several years, we have compiled a list of the most effective XTB alternatives available today. If you are unsatisfied with XTB or want to explore other options, we recommend checking out our carefully curated list of highly-rated XTB alternatives. Follow the links below to learn more about these XTB broker alternatives and choose the one that best suits your trading needs.

Related XTB Vs Comparisons

Throughout our comprehensive XTB review, we have covered a lot of ground and provided an in-depth analysis of the platform's features and functionality.

If you're interested in comparing XTB against other popular brokers in the industry, check out our XTB Vs pages. Our team has compiled a series of detailed XTB comparison articles, pitting the XTB platform against some of the best-rated XTB competitors in the market. Dive into our informative XTB Vs pages below to find out how XTB stacks up against other leading brokers.

XTB review
XTB Frequently Asked Questions

Read our detailed XTB FAQ Section updated for 2025.

Can I try XTB?

XTB offer a demo account so you can try the XTB platform with virtual trading before you put down a payment. Virtual trading with XTB is zero risk. Learn more here

What funding methods do XTB accept?

Please note that the list of payment methods below depends on the XTB Entity and the client's Country of Residence.

XTB offer the following funding payment methods Credit cards, MasterCard, Maestro, Visa, Debit cards, Bank Transfer, Electronic wallets (eWallets), Neteller, Skrill, Poli, Paysafe, Payoneer, among other payment methods.
Learn more here

75-83% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Is XTB safe?

XTB have over 1,000,000 users. XTB are considered reliable as they are regulated by and checked for conduct by the FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19). Any payments funded to XTB accounts by traders are held in a segregated bank account. For added security,XTB use tier-1 banks for this. Tier 1 is the official measure of a bank's financial health and strength.Trading with XTB is risky, and because the market is so volatile, losses could happen at any time. Do not invest with XTB unless you are prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong.

75-83% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Is XTB trading good?

XTB is considered good and reputable to trade with XTB. XTB is used by over 1,000,000 traders and XTB users. XTB offers Forex trading, CFDs trading, and Cryptocurrency trading. Minimum deposit with XTB is 0.

Is XTB trading Legit?

XTB was founded in Poland in 2002. XTB has been facilitating trade on the financial markets for over 22 years. XTB offers clients Forex trading, CFDs trading, and Cryptocurrency trading. All funds deposited to XTB are held in segregated bank accounts for security. XTB is regulated by FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19) so can be considered legit.

Is XTB a good broker?

XTB allows Forex trading, CFDs trading, and Cryptocurrency trading. XTB is overseen by the top tier financial regulators FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19) so can be considered a good broker.

Is XTB trustworthy broker?

XTB is a reliable platform that can be considered trustworthy due to its strict regulatory practices. When you fund money to XTB, money is in a segregated bank account that is separate from XTB company's funds. As a regulated broker, XTB cannot directly access your funds, which minimizes the risk of misappropriation or fraudulent activity by XTB. Instead, your XTB funds are held securely in a separate account designated for your investments, providing protection and peace of mind when trading with XTB. Also XTB is regulated in its local jurisdictions including major financial regulators like FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19).

What is the minimum deposit for XTB?

The minimum deposit to trade with XTB is 0.

How long do XTB withdrawals take?

Withdrawing money from XTB processing time varies depending on the method but averages 1-5 days.

Is XTB regulated?

XTB is regulated by the FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19). Regulatory bodies conduct regular reviews and audits as part of XTB maintaining their regulatory status. You can learn more about these reviews on the regulator websites.

Is XTB a market maker?

XTB is a market maker. Stocks, currency and other commodities and instruments will be brought or sold by XTB even if no buyer or seller is lined up.

How can I start trading with XTB?

When opening a trading account with XTB, you will need to sign up here. After completing the necessary steps of receiving login details via email, submitting identification documents for account validation, and making a deposit, the next step is downloading the preferred trading platform. For detailed guidance on XTB trading platforms, you can follow the link provided below: Learn more about signing up with the XTB trading platform here. This will provide useful information and insights into the various trading platforms offered by XTB, enabling you to make an informed decision about which platform to choose for your trading needs.

Is my money safe with XTB?

Yes your money is safe with XTB.

Overall, strict financial regulation is essential for ensuring that trading platforms like XTB operate fairly, transparently, and responsibly, which ultimately benefits all XTB stakeholders involved.

Trading platforms like XTB must have strict financial regulation for several reasons:

  • Protecting XTB Investors: Strict financial regulation ensures that investors who use the XTB trading platform are protected against fraudulent or unethical behavior by the XTB platform or its employees. Financial regulation can help to prevent investors from losing their money due to dishonest practices by the XTB platform.
  • Maintaining XTB Financial Stability: Strict regulation helps maintain the financial system's stability by preventing excessive risk-taking when using the XTB trading platform. Regulatory procedures reduce the likelihood of the XTB platform experiencing financial difficulties or failing, which could have ripple effects throughout the financial system.
  • Enhancing XTB Transparency: Regulations require trading platforms like XTB to maintain detailed records and disclose XTB client information. Financial regulatory requirements enhances transparency and helps to build trust between the XTB platform and its investors.

XTB is regulated by the FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19). When selecting a broker such as XTB, one of the most critical factors to consider is the broker's regulatory body and regulatory status. Unregulated brokers pose a direct risk to the security of their client's funds, as they operate without any oversight or regulation. In contrast, regulated brokers are subject to strict rules and regulations that prevent them from manipulating market prices or engaging in fraudulent activities. As a reputable broker, XTB ensures that withdrawal requests are processed promptly, demonstrating its commitment to transparency and accountability. However, brokers that violate regulatory rules can face the consequences such as losing their regulatory status in specific regions, highlighting the importance of working with a trusted, regulated broker for your trading needs like XTB.

Is XTB a con?

XTB is regulated and well established, having been in business for over 22 years. XTB is not a con.

Can you make money with XTB?

Although traders have had great success with XTB, trading on the financial markets with XTB is not a get-rich scheme. If you educate yourself, practise with a demo account and carefully plan your trading, your chance of success will greatly increase. Never trade with money you cannot afford to lose. 75-83% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. .

Does XTB have fees?

XTB withdrawal fees vary on payment method.XTB does charge a fee for inactive accounts. XTB doesn't charge deposit fees.

When was XTB founded?

XTB was founded in 2002.

How many people use XTB?

XTB is used by over 1,000,000 registered XTB users.

What is XTB Headquarters country?

XTB has its head quarters office in Poland .

Does XTB offer negative balance protection?

XTB offers negative balance protection. With Negative balance protection, traders cannot lose more money than they have deposited.

Does XTB offer guaranteed stop loss?

XTB does not offer guaranteed stop loss. With guaranteed stop loss protection, risk is managed. Traders are guaranteed to close your trade at your specified price. Stop Loss orders are guaranteed only during market hours and under normal trading conditions.

Does XTB allow scalping?

XTB offers scalping.

Does XTB allow hedging?

XTB offers hedging.

Does XTB offer CFD trading?

XTB offers CFD trading.

Does XTB offer STP?

XTB offers STP trading.

How many people use XTB?

XTB is used by over 1000000 XTB users and traders.

Is XTB an ECN broker?

XTB does not offer ECN trading.

Does XTB offer a demo account?

XTB offers a demo account.

Does XTB offer an Islamic account?

XTB offers an Islamic account.

What are the funding methods for XTB?

Please note that funding methods and options available with XTB can be found in the XTB Members area and depend on the XTB client’s country of residence. Please check your specific available payment methods on the XTB website. XTB accept the following funding methods : Credit cards, MasterCard, Maestro, Visa, Debit cards, Bank Transfer, Electronic wallets (eWallets), Neteller, Skrill, Poli, Paysafe, Payoneer.

XTB review written by Andrew Blumer and Mark Hansen

We hope you found our review of the XTB brokerage firm useful.

This article was written by our financial editors, Mark Hansen and Andrew Blumer.

Mark was previously of the Kiel Insitute and has worked with financial organisations across Europe, Australia, South East Asia, South Africa and the Middle East. Mark has over 15 years of experience in financial analysis, forecasting, and financial modelling, identifying new market opportunities in Stocks, CFDs, Forex and Commodities.

Andrew has a well-established career in fintech and came up with comparebrokers.co to make trading on financial markets more transparent and accessible.

Whether you want to trade Forex, Stocks, Commodities or Indices we will help you find the best online broker for you from 400+ brokers for clients based in the UK, Europe, Asia, South Africa and Australia.

XTB review written by Mark Hansen of Comparebrokers.co