We found 11 online brokers that are appropriate for Trading Investment Platforms.
A credit score is a three-figure number designed to show an individual's creditworthiness. It is usually a figure between 300 to 850. It basically displays the chances of whether an individual will repay their loans in a timely fashion to the lenders.
Credit scores are determined using the information found in an individual's credit reports. This includes their payment history, how much debt they have, as well as the length of their credit history. Here are how a consumers credit scores are usually determined:
Scoring models come in many different types. Some of them tend to use other data, such as a consumer's income, in order to calculate their credit scores. Such scores are utilised as one factor by creditors as well as lender such as financial corporations (banks) and car dealerships, when they are determining whether it is viable to offer an individual credit, such as loans or bank cards. While large-scale credit scoring companies keep their formulas private, they still release enough information for experts to know how such scores are to be calculated.
Before credit scoring became popular, lenders would always have to procure the applicant's entire credit report in order to analyse it and verify their credit reports. Currently, however, they can just refer to a single three-figure number to determine their clients' creditworthiness.
To put it briefly, individuals with higher credit scores usually get more advantageous credit terms. These types of credit terms come in the form of lesser interests to be paid throughout the life of the consumer's account and lower payments.
Individuals having credit scores under 640 are referred to as “subprime borrowers”. Due to them being subprime borrowers, lenders tend to charge elevated interest rates on subprime mortgages. This is so that they can compensate themselves since they are agreeing to carry more risk. Another thing they do is that they also mandate either a shorter reimbursement term or co-signers (who also agree to carrying more risk in this case) for borrowers having low credit scores.
An individual's credit score may also ascertain the size of an initial deposit needed to acquire cable services, a phone, or even a rented apartment. Lenders also review their borrowers' credit scores, particularly when they are considering changing an interest rate or, in other cases, the credit limit on their borrowers' credit cards.
It is important to keep note of the fact that every consumer's financial as well as credit situation varies. Different lending companies may also have different requirements in terms of allotting credit, including information such as the applicant's pay.
The different types of scores lenders use depend on the industry they are from. For instance, if someone is purchasing a car, an auto lender may refer to a credit score placing more focussed on that individual's payment history, considering auto loans.
Credit scores may differ with respect to which scoring system is being used. They may also differ on the basis of which credit information institution provides the credit report being put to use for the score data. This is because all lenders do not notify all three main credit information institutions, i.e., Experian, Equifax, and TransUnion.
FICO is more open when it comes to finding out the total factors that constitute its credit scoring models.
35 percent of an individual's FICO score makes up their overall payment history. If the individual takes a long time to repay their loans or credit account payments, the longer the felony and the more recent it is, the greater the negative impact is going to be on their credit score.
30 percent of an individual's credit score is dependent on the relative scale of their present debt. Their debt-to-credit ratio is their total debts divided by the total credit they have been extended across all their accounts. Lenders usually prefer to see a debt-to-credit ratio that is below 30 percent, however, the lower it gets, the better.
15 percent of an individual's score is reliant on the mean age of all accounts on their credit history. For individuals holding little credit history – like young adults, credit avoiders, and new immigrants – this becomes a substantial factor. Not only that, but this also becomes a concern for those who tend to open and close their accounts within brief periods of time.
10 percent of a person's credit score happens to be based on their most recently opened accounts. People opening too many accounts within a short space of time might see a negative impact on their score. This because scoring models take this as a sign of potential fiscal distress.
10 percent of a person's credit score is based on how many types of credit accounts they possess. These include auto loans, mortgages, store charge cards, and credit loans. Although having a much larger mix of credit cards is preferred over having fewer cards, it is not viable for anyone to take out multiple loans just to give one's score a boost and diversify their credit.
The most appropriate way for an individual to give their credit score a boost is to fixate on its two most vital factors, i.e., accounts owned, and their payment history. Paying bills on time consistently is the most crucial way anyone can boost their credit score.
It may come as a relief to many that the majority of lenders do not report delinquencies that are below thirty days old. Some may not even on thirty-to-sixty-day late payments. However, if anyone goes beyond a recorded sixty days, every late payment after that will have a drastic impact on their credit score.
That is why it is important for everyone to utilise every possible resource to make all of their payments in a timely fashion. Resources such as setting up reminders and alerts, as well as setting up automated payments from financial corporations can be of big help. Almost all credit card providers offer such resources and features.
The next crucial factor to take care of is lowering one's debt-to-credit ratio. This equates the amount of debt a person has, divided by the total credit extended across all their accounts. Individuals looking to give their credit score a boost can bring down their debt-to-credit ratio by increasing their credit and decreasing their overall debt.
This is one reason why it helps to sign up for an entirely new credit card. A consumer's own credit score sees a boost if they increase their credit limit, i.e., either via pre-existing accounts or by opening up a new account. Such actions help in the decreasing of one's debt-to-credit ratio, that is unless they start piling on more debt. This is yet another reason why, if someone plans to cancel a credit card, they might have to transfer the line of credit on that particular card onto another card if possible. This is done to keep one's line of credit as high as one possibly can.
When considering credit cards, one peculiarity associated with debt is that a person's statement balances are shown to the credit bureaus in the form of debt, despite them paying their balance wholly every month. In this case, if anyone charges a lot on their credit cards, their credit report could possibly end up showing substantial amounts of debt, despite them not thinking of it that way.
Hence, any individual may want to pay off the majority or all of their balance prior to their statement closing date, that is if they are seeking to grasp any possibility, they can get to help give their score a boost. This may help keep the debt area of their ratio low if their credit is going to be pulled anytime soon.
After making timely payments as well as reducing one's debt-to-credit ratio, the next important step to keep in mind is to steer clear of opening multiple new credit card accounts or other types of loans within a short space of time. It is not the fact that card providers and financial corporations in general do not want to offer their customers lots of miles and points, it is the fact that they might try to stay away from anyone appearing to be seeking numerous new loans.
Constantly applying for new accounts within a short time period makes a person look like they are going through serious financial problems, making them someone more prone to default on loans.
Another way a person can enhance their credit score is by fixing any errors they happen to sport in their credit history. This can be done simply by requesting credit reports free of cost from the three main credit reporting agencies.
Thoroughly checking credit history helps an individual find out about any inaccurate information on their reports, most likely due to clerical errors or identity theft. There are several ways one can go about disputing such issues, but it is best to always keep in mind that companies often remove legal information for a certain fee.
For anyone who has made a mistake, impacting their credit report as well as their score, it is viable for them to respectfully request their lender to remove their particular information. This can be done by either giving the lender a phone call or writing to them, elaborating to them the mistake at hand, then politely asking of them to make amendments, removing the mistake from one's record. This usually works best for blunders on an account with an otherwise clean payment record. It is crucial for the applicant to make sure that their account is free from delinquencies before making such a request.
The most commonly occurring reason for anyone to have an unsatisfactory credit score is because of having suffered financial distress. This is when debt repayments are missed, or the person happens to default on their debts. Financial distress became more prevalent during the onslaught of the pandemic. The amount of time it actually takes to boost credit scores for individuals in such situations is reliant on the level of financial difficulty they are in. Individuals declared bankrupt usually take the longest to recover their credit scores, i.e., six years or more.
Those struggling to manage their debts can receive guidance and help by referring to Citizen Advice or any free-of-debt charity. Individuals having no debt whatsoever wanting to boost an unsatisfactory credit score can consider services (LOQBOX) that help their customers to grow their credit scores and help them save on funds at the same time.
Yet another viable option is for consumers to use a credit repair card. Such credit cards work similarly to normal credit cards; the only difference is that they have lower credit limits and are designed for those with bad credit scores. It should be noted, however, that such cards tend to charge higher APR.
To put it simply, the general risk of the portfolio tends to increase because, due to financial distress, it gets increasingly difficult for consumers to be compliant with their loan commitments. As the payment behaviour of the debtors' changes, this leads to credit score deterioration across their portfolio.
According to studies (Deloitte), during simulated market recessions, a deterioration in credit quality is observed across a simulated portfolio of unsecured loans to small businesses with credit scores of 600. As a result, the total of the credit score sees a decline. As the market starts to see growth again, credit scores do not return to normalcy, they instead are deemed “unrecoverables”, i.e., they no longer qualify for traditional credit services.
We have conducted extensive research and analysis on over multiple data points on Credit Scores to present you with a comprehensive guide that can help you find the most suitable Credit Scores. Below we shortlist what we think are the best Investment Platforms after careful consideration and evaluation. We hope this list will assist you in making an informed decision when researching Credit Scores.
Selecting a reliable and reputable online Investment Platforms trading brokerage involves assessing their track record, regulatory status, customer support, processing times, international presence, and language capabilities. Considering these factors, you can make an informed decision and trade Investment Platforms more confidently.
Selecting the right online Investment Platforms trading brokerage requires careful consideration of several critical factors. Here are some essential points to keep in mind:
Our team have listed brokers that match your criteria for you below. All brokerage data has been summarised into a comparison table. Scroll down.
When choosing a broker for Investment Platforms trading, it's essential to compare the different options available to you. Our Investment Platforms brokerage comparison table below allows you to compare several important features side by side, making it easier to make an informed choice.
By comparing these essential features, you can choose a Investment Platforms broker that best suits your needs and preferences for Investment Platforms. Our Investment Platforms broker comparison table simplifies the process, allowing you to make a more informed decision.
Here are the top Investment Platforms.
Compare Investment Platforms brokers for min deposits, funding, used by, benefits, account types, platforms, and support levels. When searching for a Investment Platforms broker, it's crucial to compare several factors to choose the right one for your Investment Platforms needs. Our comparison tool allows you to compare the essential features side by side.
All brokers below are Investment Platforms. Learn more about what they offer below.
You can scroll left and right on the comparison table below to see more Investment Platforms that accept Investment Platforms clients.
Broker | IC Markets | Roboforex | XTB | XM | Pepperstone | AvaTrade | FP Markets | EasyMarkets | SpreadEx | FXPro | Admiral |
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Regulation | Seychelles Financial Services Authority (FSA) (SD018) | RoboForex Lid is regulated by Belize FSC, License No. 000138/7, reg. number 000001272. RoboForex Ltd, which is an (A category) member of The Financial Commission, also is a participant of its Compensation Fund | FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19) | Financial Services Commission (FSC) (000261/4) XM ZA (Pty) Ltd, Cyprus Securities and Exchange Commission (CySEC) (license 120/10) Trading Point of Financial Instruments Ltd, Australian Securities and Investments Commission (ASIC) (number 443670) Trading Point of Financial Instruments Pty Ltd | Financial Conduct Authority (FCA), Australian Securities and Investments Commission (ASIC), Cyprus Securities and Exchange Commission (CySEC), Federal Financial Supervisory Authority (BaFin), Dubai Financial Services Authority (DFSA), Capital Markets Authority of Kenya (CMA), Pepperstone Markets Limited is incorporated in The Bahamas (number 177174 B), Licensed by the Securities Commission of the Bahamas (SCB) number SIA-F217 | Australian Securities and Investments Commission (ASIC) Ava Capital Markets Australia Pty Ltd (406684), South African Financial Sector Conduct Authority (FSCA) Ava Capital Markets Pty Ltd (45984), Financial Services Agency (Japan FSA) Ava Trade Japan K.K. (1662), Financial Futures Association of Japan (FFAJ),, FFAJ, Abu Dhabi Global Markets (ADGM)(190018) Ava Trade Middle East Ltd (190018), Polish Financial Supervision Authority (KNF) AVA Trade EU Ltd, Central Bank of Ireland (C53877) AVA Trade EU Ltd, British Virgin Islands Financial Services Commission (BVI) BVI (SIBA/L/13/1049), Israel Securities Association (ISA) (514666577) ATrade Ltd, Financial Regulatory Services Authority (FRSA) | CySEC (Cyprus Securities and Exchange Commission) (371/18), ASIC AFS (Australian Securities and Investments Commission) (286354), FSP (Financial Sector Conduct Authority in South Africa) (50926), Financial Services Authority Seychelles (FSA) (130) | Cyprus Securities and Exchange Commission (CySEC) (079/07) Easy Forex Trading Ltd, Australian Securities and Investments Commission (ASIC) (Easy Markets Pty Ltd 246566), British Virgin Islands Financial Services Commission (BVI) EF Worldwide Ltd (SIBA/L/20/1135), Financial Sector Conduct Authority South Africa (FSA) EF Worldwide (PTY) Ltd (54018), FSC (Financial Services Commission) (SIBA/L/20/1135), FSCA (Financial Sector Conduct Authority) (54018) | FCA (Financial Conduct Authority) (190941), Gambling Commission (Great Britain) (8835) | FCA (Financial Conduct Authority) (509956), CySEC (Cyprus Securities and Exchange Commission) (078/07), FSCA (Financial Sector Conduct Authority) (45052), SCB (Securities Commission of The Bahamas) (SIA-F184), FSA (Financial Services Authority of Seychelles) (SD120) | Financial Conduct Authority (FCA) (595450), Cyprus Securities and Exchange Commission (CySEC)(310328), FSA (Financial Services Authority of Seychelles) (SD073) |
Min Deposit | 200 | 10 | No minimum deposit | 5 | No minimum deposit | 100 | 100 | 25 | No minimum deposit | 100 | 1 |
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Used By | 200,000+ | 730,000+ | 1,000,000+ | 10,000,000+ | 400,000+ | 400,000+ | 200,000+ | 250,000+ | 60,000+ | 7,800,000+ | 30,000+ |
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Platforms | MT5, MT4, MetaTrader WebTrader, Mobile Apps, iOS (App Store), Android (Google Play), MetaTrader iPhone/iPad, MetaTrader Android Google Play, MetaTrader Mac, cTrader, cTrader Web, cTrader iPhone/iPad, cTrader iMac, cTrader Android Google Play, cTrader Automate, cTrader Copy Trading, TradingView, Virtual Private Server, Trading Servers, MT4 Advanced Trading Tools, IC Insights, Trading Central | MT4, MT5, R Mobile Trader, R StocksTrader, WebTrader, Mobile Apps, iOS (App Store), Android (Google Play), Windows | MT4, Mirror Trader, Web Trader, Tablet, Mobile Apps, iOS (App Store), Android (Google Play) | MT5, MT5 WebTrader, XM Apple App for iPhone, XM App for Android Google Play, Tablet: MT5 for iPad, MT5 for Android Google Play, XM App for iPad, XM App for iOS (App Store), Android (Google Play), Mobile Apps | MT4, MT5, cTrader,WebTrader, TradingView, Windows, Mobile Apps, iOS (App Store), Android (Google Play) | MT4, MT5, Web Trading, AvaTrade App, AvaOptions, Mac Trading, AvaSocial, Mobile Apps, iOS (App Store), Android (Google Play) | MT4, MT5, TradingView, cTrader, WebTrader, Mobile Trader, Mobile Apps, iOS (App Store), Android (Google Play) | easyMarkets App, Mobile Apps, iOS (App Store), Android (Google Play), Web Platform, TradingView, MT4, MT5 | Web, Mobile Apps, iOS (App Store), Android (Google Play), iPad App, iPhone App, TradingView | MT4, MT5, cTrader, FxPro WebTrader, FxPro Mobile Apps, iOS (App Store), Android (Google Play) | MT5, MT4, MetaTrader WebTrader, Admirals Mobile Apps, iOS (App Store), Android (Google Play), Admirals Platform, StereoTrader |
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Learn More |
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Up with pepperstone |
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Up with avatrade |
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Up with fpmarkets |
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Up with easymarkets |
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Up with admiralmarkets |
Risk Warning | Losses can exceed deposits | Losses can exceed deposits | 74-83% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. | CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74.12% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. | 75-95 % of retail investor accounts lose money when trading CFDs | 71% of retail investor accounts lose money when trading CFDs with this provider | Losses can exceed deposits | Your capital is at risk | Losses can exceed deposits | 75.78% of retail investor accounts lose money when trading CFDs and Spread Betting with this provider | Losses can exceed deposits |
Demo |
IC Markets Demo |
Roboforex Demo |
XTB Demo |
XM Demo |
Pepperstone Demo |
AvaTrade Demo |
FP Markets Demo |
easyMarkets Demo |
SpreadEx Demo |
FxPro Demo |
Admiral Markets Demo |
Excluded Countries | US, IR, CA, NZ, JP | AU, BE, BQ, BR, CA, CW, CZ, DE, ES, EE, EU, FM, FR, FI, GW, ID, IR, JP, LR, MP, NL, PF, PL, RU, SE, SJ, SS, SL, SI, TL, TR, DO, US, IT, AT, PT, BG, HR, CY, DK, FL, GR, IE, LV, LT, MT, RO, SK, CH | US, IN, PK, BD, NG , ID, BE, AU | US, CA, IL, IR | AF, AS, AQ, AM, AZ, BY, BE, BZ, BT, BA, BI, CM, CA, CF, TD, CG, CI, ER, GF, PF, GP, GU, GN, GW, GY, HT, VA, IR, IQ, JP, KZ, LB, LR, LY, ML, MQ, YT, MZ, MM, NZ, NI, KP, PS, PR, RE, KN, LC, VC, WS, SO, GS, KR, SS, SD, SR, SY, TJ, TN, TM, TC, US, VU, VG, EH, ES, YE, ZW, ET | BE, BR, KP, NZ, TR, US, CA, SG | US, JP, NZ | US, IL, BC, MB, QC, ON, AF, BY, BI, KH, KY, TD, KM, CG, CU, CD, GQ, ER, FJ, GN, GW, HT, IR, IQ, LA, LY, MZ, MM, NI, KP, PW, PA, RU, SO, SS, SD, SY, TT, TM, VU, VE, YE | US, TR | US, CA, IR | US, CA, JP, SG, MY, JM, IR, TR |
You can compare Investment Platforms ratings, min deposits what the the broker offers, funding methods, platforms, spread types, customer support options, regulation and account types side by side.
We also have an indepth Top Investment Platforms for 2025 article further below. You can see it now by clicking here
We have listed top Investment Platforms below.