We found 11 online brokers that are appropriate for Trading AFM Platforms.

This guide explores brokers regulated by the Dutch financial regulator AFM, focusing on critical factors when selecting a broker regulated by the Netherlands Authority for Financial Markets (AFM). Understanding AFM regulations, fees, investment products, and security measures will empower you to make informed decisions and choose an AFM broker that aligns with your investment goals and risk tolerance.
When I started exploring brokers regulated by the Dutch financial regulator, the AFM (Autoriteit Financiële Markten), I realized very quickly that trust and transparency matter more than anything else. From my own experience, I paid close attention to regulation strength, fee structures, and how clearly brokers explain risks. This helped me avoid costly mistakes early on and choose platforms that actually protect investors. If you are just starting, focusing on these fundamentals will save you a lot of stress.
Since December 2024 the EU’s Markets in Crypto Assets Regulation (MiCAR) came into effect, and throughout 2025 I noticed a real shift in how brokers handle crypto. Platforms offering Bitcoin and Ethereum trading had to become more transparent about pricing and custody. For example, during early 2026 when Bitcoin traded between $68,000 and $73,000 and Ethereum hovered between $2,000 and $2,400, AFM regulated brokers were much stricter about risk warnings and client classification. Personally, I found this reassuring because it reduced the chances of using unreliable crypto platforms.
In October 2025 the AFM and the Dutch Central Bank (DNB) published a joint report highlighting systemic risks from reliance on a limited number of non European cloud providers. From my perspective, this was a wake-up call regarding 'digital dependency.' I started prioritizing brokers that clearly explain their data security and infrastructure resilience. It is something many traders overlook, but it directly affects how safe your funds and personal data are during geopolitical disruptions.
The AFM’s agenda for 2026 reflects what I am already seeing in the market. There is a stronger focus on the Digital Operational Resilience Act (DORA), tighter crypto asset supervision, and the responsible use of AI in trading. I have personally noticed brokers improving their dashboards, fee disclosures, and reporting tools. With the AEX index hitting record highs above 1,000 points in early 2026 before stabilizing near 960, and continued growth in ETFs and dividend stocks, I have leaned more into longer term investments such as index funds alongside selective crypto exposure. Choosing an AFM regulated broker made it easier for me to stay disciplined and confident in these decisions.

This is a critical question to consider before choosing any broker. Regulation by a reputable financial authority helps brokers operate within a legal framework to protect investors.
The Netherlands Authority for Financial Markets (AFM), also known as Autoriteit Financiële Markten, is the primary financial regulator in the Netherlands. The AFM oversees various financial markets, including stock exchanges, investment firms, and insurance companies. Regulated brokers adhere to strict financial conduct rules established by the AFM. These rules govern areas such as capital adequacy, client money protection, and fair treatment of clients.
The Dutch Authority for the Financial Markets (AFM) regulation offers several advantages for investors. Firstly, it helps identify reputable brokers who operate within a defined framework. Secondly, it provides a level of consumer protection. Investors can seek recourse in disputes or issues with a broker through the AFM's complainthandling procedures. Finally, AFM oversight encourages transparency in financial practices. Regulated brokers are required to disclose information about fees, risks, and investment products.
It's important to note that AFM regulation is specific to the Netherlands financial market. If you are considering an AFM broker and reside outside the Netherlands, ensuring they are also regulated by a reputable authority in your jurisdiction is crucial.


This is something I always check before choosing a broker. A reputable authority like the AFM ensures brokers stick to rules that protect us as investors.
The Netherlands Authority for Financial Markets (AFM), or Autoriteit Financiële Markten, oversees the Dutch financial markets. It keeps tabs on brokers, stock exchanges, and insurance companies, ensuring they follow strict rules about capital adequacy, safeguarding client funds, and treating customers fairly. You can learn more directly from the official AFM website.
AFM regulation is like a seal of trust. It ensures brokers operate transparently and gives us access to a complaints procedure if things go south. I feel safer knowing my broker is regulated by an authority like the AFM, but if you’re outside the Netherlands, ensure the broker is also licensed in your country.


Transparency in fees and commissions is crucial for making informed trading decisions. Clear fee structures help traders calculate their costs accurately, while transparent practices ensure no unexpected deductions or hidden charges.
AFM brokers are obligated to disclose their fee structures, which should be easily accessible on their official websites and in account documentation. Essential fees include commissions, spreads, inactivity fees, platform fees, and margin fees. For example, a trader using an AFM regulated broker in 2026 may see spreads on major forex pairs as low as 0.1 pips with commission charges averaging €5 per lot.
For verified information on AFM regulations, visit the official AFM website. This ensures traders get accurate details on compliance and fee transparency.
Traders should compare brokers carefully. While one broker may offer low spreads, another might provide better commission rates. For instance, a trader analyzing two brokers could find that Broker A charges €4 per lot but has higher spreads, while Broker B charges €6 per lot with tighter spreads. Balancing these factors with platform features is essential.

The range of investment products and trading platforms offered by AFM brokers continues to expand. By 2025, many brokers are expected to incorporate artificial intelligence tools to enhance trading decisions.
AFM brokers provide diverse products, including stocks, ETFs, bonds, options, and CFDs. For example, a trader might invest in green energy ETFs focusing on renewable technologies, which are predicted to grow at a compound annual growth rate (CAGR) of 7.4% according to IEA forecasts. Such products align with modern investment goals like sustainability.
For regulatory insights on these products, refer to the AFM's product disclosure page.

AFM brokers offer various platforms like MT4, MT5, and cTrader. Traders increasingly prefer platforms with integrated machine learning tools that provide predictive analytics. For instance, a trader using MT5 might leverage automated indicators to identify trends in EUR/USD pairs.

Choose a platform that aligns with your trading style. For more details, check the Wikipedia page on MetaTrader.

While AFM brokers adhere to stringent regulations, researching complaint histories is critical. For instance, a notable case in 2024 involved a broker fined €1 million for non-disclosure of fees, reported by AFM News. Identifying consistent issues with a broker can help traders avoid pitfalls.
Traders can explore the AFM's complaint database or independent review sites. For example, traders reported delays in withdrawals during 2024 with one broker, as confirmed by official financial ombudsman cases. These reviews highlight potential risks before committing to a broker.
Common issues include hidden fees or poor platform functionality. For instance, a trader may face unexpected inactivity fees due to miscommunication. Investigate thoroughly to ensure the broker has a solid reputation.

Responsive customer service sets great brokers apart. In 2025, traders increasingly expect 24/7 multilingual support. For example, during volatile markets, immediate responses can prevent losses. AFM brokers often provide live chat and email support, ensuring prompt assistance.
A 2025 case study shows that brokers offering AI driven customer support resolved issues 40% faster than others, based on data from AFM consumer protection reports. This highlights the importance of choosing a broker with robust support systems.
Consider response times, availability, and expertise when selecting a broker.
Vital customer service goes beyond resolving immediate issues. A good AFM broker should also provide educational resources and ongoing support to help you achieve your investment goals. Look for brokers that offer educational webinars, market analysis, and investment guidance tailored to your experience level.

Security is non-negotiable for me. AFM brokers segregate client funds and often provide additional protection through insurance schemes. They also use features like two-factor authentication, encryption, and secure logins to keep accounts safe.
When I explore AFM brokers in 2026, I focus heavily on how strict the Netherlands Authority for the Financial Markets has become, especially with its latest 2026 supervisory agenda. From my experience, AFM is no longer just about basic oversight, it is actively targeting investment fraud, crypto risks, and anti money laundering enforcement, which makes a huge difference in how safe I feel investing through regulated brokers.
One of the biggest changes I’ve personally noticed is how crypto investing is now tightly controlled under the new MiCA regulation fully applied across Europe. Since mid 2025, the transition period ended, meaning brokers and crypto platforms must now meet full licensing standards before offering services in the Netherlands. In 2026, AFM and the Dutch Central Bank split responsibilities, which gives me more confidence because oversight is more structured and transparent.
From my own investing experience, this matters a lot because I actively allocate funds into Bitcoin above $60,000, Ethereum, and regulated crypto ETPs. I only use AFM aligned brokers that clearly comply with MiCA rules, since these now require proper disclosures, investor protection, and safeguards against market abuse.
I also pay attention to new EU Listing Act updates coming into force in March and June 2026, which directly affect how brokers present investment products and prospectuses. From what I’ve seen, AFM regulated brokers now provide more detailed and transparent information before I invest, especially when I’m buying European stocks or ETFs.
Another thing I’ve learned is that AFM is pushing brokers to act as gatekeepers against financial crime. This includes stricter checks on client identity, source of funds, and transaction monitoring. While it sometimes slows down onboarding, I personally prefer this because it reduces the risk of scams and unreliable platforms.
In terms of my portfolio, I’ve recently been investing more into AI driven US tech stocks, European ESG ETFs, and a smaller portion into crypto assets. With markets still strong in 2026 and volatility remaining high, I rely on AFM regulated brokers for fast execution, accurate pricing, and strong fund protection.
Overall, from my personal experience, AFM regulation in 2026 feels significantly stricter and more modern compared to previous years. It gives me confidence that the broker I choose is operating under one of the most robust regulatory frameworks in Europe. I still make it a point to compare multiple AFM brokers, test their platforms, and verify their licenses before investing, because protecting my capital always comes first.
We have conducted extensive research and analysis on over multiple data points on AFM Brokers to present you with a comprehensive guide that can help you find the most suitable AFM Brokers. Below we shortlist what we think are the best AFM Trading Platforms after careful consideration and evaluation. We hope this list will assist you in making an informed decision when researching AFM Brokers.
Selecting a reliable and reputable online AFM Trading Platforms trading brokerage involves assessing their track record, regulatory status, customer support, processing times, international presence, and language capabilities. Considering these factors, you can make an informed decision and trade AFM Trading Platforms more confidently.
Selecting the right online AFM Trading Platforms trading brokerage requires careful consideration of several critical factors. Here are some essential points to keep in mind:
Our team have listed brokers that match your criteria for you below. All brokerage data has been summarised into a comparison table. Scroll down.
When choosing a broker for AFM Trading Platforms trading, it's essential to compare the different options available to you. Our AFM Trading Platforms brokerage comparison table below allows you to compare several important features side by side, making it easier to make an informed choice.
By comparing these essential features, you can choose a AFM Trading Platforms broker that best suits your needs and preferences for AFM Trading Platforms. Our AFM Trading Platforms broker comparison table simplifies the process, allowing you to make a more informed decision.
Here are the top AFM Trading Platforms.
Compare AFM Trading Platforms brokers for min deposits, funding, used by, benefits, account types, platforms, and support levels. When searching for a AFM Trading Platforms broker, it's crucial to compare several factors to choose the right one for your AFM Trading Platforms needs. Our comparison tool allows you to compare the essential features side by side.
All brokers below are AFM Trading Platforms. Learn more about what they offer below.
You can scroll left and right on the comparison table below to see more AFM Trading Platforms that accept AFM Trading Platforms clients.
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IC Markets
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eToro
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XTB
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XM
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Pepperstone
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AvaTrade
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FP Markets
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EasyMarkets
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SpreadEx
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FXPro
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Admiral
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| Regulation | International Capital Markets Pty Ltd (Australia) (ASIC) Australian Securities & Investments Commission Licence No. 335692, Seychelles Financial Services Authority (FSA) (SD018), IC Markets (EU) Ltd (CySEC) Cyprus Securities and Exchange Commission with License No. 362/18, Capital Markets Authority(CMA) Kenya IC Markets (KE) Ltd, Securities Commission of The Bahamas (SCB) IC Markets (Bahamas) Ltd | FCA (Financial Conduct Authority) eToro (UK) Ltd (FCA reference 583263), eToro (Europe) Ltd CySEC (Cyprus Securities Exchange Commission), ASIC (Australian Securities and Investments Commission) eToro AUS Capital Limited ASIC license 491139, CySec (Cyprus Securities and Exchange Commission under the license 109/10), FSAS (Financial Services Authority Seychelles) eToro (Seychelles) Ltd license SD076, eToro (ME) Limited (ADGM) Abu Dhabi (UAE) number 220073, eToro (Europe) Ltd (AMF) Autorité des marchés financiers as a digital assets provider France | FCA (Financial Conduct Authority reference 522157) XTB Limited, CySEC (Cyprus Securities and Exchange Commission reference 169/12), DFSA (Dubai Financial Services Authority XTB MENA Limited licensed 8 July 2021), FSA (Financial Services Authority Seychelles license number SD148), FSCA (Financial Sector Conduct Authority XTB Africa (Pty) Ltd licensed 10 August 2021), KNF (Komisja Nadzoru Finansowego Polish Financial Supervision Authority) | Financial Sector Conduct Authority (FSCA) (49976) XM ZA (Pty) Ltd, Financial Services Commission (FSC) (000261/27) XM Global Limited, Cyprus Securities and Exchange Commission (CySEC) (license 120/10) Trading Point of Financial Instruments Ltd, Australian Securities and Investments Commission (ASIC) (number 443670) Trading Point of Financial Instruments Pty Ltd | Financial Conduct Authority (FCA), Australian Securities and Investments Commission (ASIC), Cyprus Securities and Exchange Commission (CySEC), Federal Financial Supervisory Authority (BaFin), Dubai Financial Services Authority (DFSA), Capital Markets Authority of Kenya (CMA), Pepperstone Markets Limited is incorporated in The Bahamas (number 177174 B), Licensed by the Securities Commission of The Bahamas (SCB) number SIA-F217 | Australian Securities and Investments Commission (ASIC) Ava Capital Markets Australia Pty Ltd (406684), South African Financial Sector Conduct Authority (FSCA) Ava Capital Markets Pty Ltd (45984), Financial Services Agency (Japan FSA) Ava Trade Japan K.K. (1662), Financial Futures Association of Japan (FFAJ) Ava Trade Japan K.K. (1574), Abu Dhabi Global Markets (ADGM) / Financial Regulatory Services Authority (FRSA) Ava Trade Middle East Ltd (190018), Central Bank of Ireland (C53877) AVA Trade EU Ltd, Polish Financial Supervision Authority (KNF) AVA Trade EU Ltd (branch authorisation), British Virgin Islands Financial Services Commission (BVI) Ava Trade Markets Ltd (SIBA/L/13/1049), Israel Securities Authority (ISA) ATrade Ltd (514666577), Financial Superintendence of Colombia (SFC 0261 of 2024), Investment Industry Regulatory Organization of Canada through Friedberg Direct (IIROC) | CySEC (Cyprus Securities and Exchange Commission) (371/18), ASIC AFS (Australian Securities and Investments Commission) (286354), FSP (Financial Sector Conduct Authority in South Africa) (50926), Financial Services Authority Seychelles (FSA) (SD 130) | Easy Forex Trading Ltd is regulated by CySEC (License 079/07). This is the only entity that onboards EU clients. easyMarkets Pty Ltd is regulated by ASIC (AFS License 246566), EF Worldwide Ltd (Seychelles) is regulated by FSA (License SD056), EF Worldwide Ltd (British Virgin Islands) is regulated by FSC (License SIBA/L/20/1135), EF Worldwide (PTY) Ltd is regulated by FSCA (License 54018) | FCA (Financial Conduct Authority) (190941), Gambling Commission (Great Britain) (8835), licence in Ireland as remote bookmaker for fixed odds betting licence number 1016176 | FCA (Financial Conduct Authority) (509956), CySEC (Cyprus Securities and Exchange Commission) (078/07), FSCA (Financial Sector Conduct Authority) (45052), SCB (Securities Commission of The Bahamas) (SIA-F184), FSA (Financial Services Authority of Seychelles) (SD120) | Financial Conduct Authority (FCA) (Licence No. 595450), Cyprus Securities and Exchange Commission (CySEC) (Licence No. 201/13), Financial Services Authority of Seychelles (FSA) (Licence No. SD073), Estonian Financial Supervision Authority (EFSA) (Licence No. 4.1-1/46) |
| Min Deposit | 200 | 50 | No minimum deposit | 5 | No minimum deposit | 100 | 100 | 25 | No minimum deposit | 100 | 100 |
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| Used By | 200,000+ | 40,000,000+ | 2,000,000+ | 15,000,000+ | 830,000+ | 400,000+ | 200,000+ | 250,000+ | 60,000+ | 11,200,000+ | 30,000+ |
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| Platforms | MT5, MT4, MetaTrader WebTrader, Mobile Apps, iOS (App Store), Android (Google Play), MetaTrader iPhone/iPad, MetaTrader Android Google Play, MetaTrader Mac, cTrader, cTrader Web, cTrader iPhone/iPad, cTrader iMac, cTrader Android Google Play, cTrader Automate, cTrader Copy Trading, TradingView, Virtual Private Server, Trading Servers, MT4 Advanced Trading Tools, IC Insights, Trading Central | eToro Trading App, Mobile Apps, iOS (App Store), Android (Google Play), CopyTrading, Web | MT4, Mirror Trader, Web Trader, Tablet, Mobile Apps, iOS (App Store), Android (Google Play) | MT5, MT5 WebTrader, XM Apple App for iPhone, XM App for Android Google Play, Tablet: MT5 for iPad, MT5 for Android Google Play, XM App for iPad, XM App for iOS (App Store), Android (Google Play), Mobile Apps | MT4, MT5, cTrader,WebTrader, TradingView, Windows, Mobile Apps, iOS (App Store), Android (Google Play) | MT4, MT5, Web Trading, AvaTrade App, AvaOptions, Mac Trading, AvaSocial, Mobile Apps, iOS (App Store), Android (Google Play) | MT4, MT5, TradingView, cTrader, WebTrader, Mobile Trader, Mobile Apps, iOS (App Store), Android (Google Play) | easyMarkets App, Mobile Apps, iOS (App Store), Android (Google Play), Web Platform, TradingView, MT4, MT5 | Web, Mobile Apps, iOS (App Store), Android (Google Play), iPad App, iPhone App, TradingView | MT4, MT5, cTrader, FxPro WebTrader, FxPro Mobile Apps, iOS (App Store), Android (Google Play) | MT5, MT4, MetaTrader WebTrader, Admirals Mobile Apps, iOS (App Store), Android (Google Play), Admirals Platform, StereoTrader |
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| Learn More |
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Up with icmarkets |
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Up with xtb |
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Up with xm |
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Up with pepperstone |
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Up with avatrade |
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Up with fpmarkets |
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Up with easymarkets |
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Up with spreadex |
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Up with fxpro |
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Up with admiralmarkets |
| Risk Warning | Losses can exceed deposits | 50% of retail investor accounts lose money when trading CFDs with this provider. | 70% - 80% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. | CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74.48% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. | 72-95 % of retail investor accounts lose money when trading CFDs | 57% of retail investor accounts lose money when trading CFDs with this provider | Losses can exceed deposits | 76% of retail investor accounts lose money when trading CFDs with this provider. | 62% of retail CFD accounts lose money | 74% of retail investor accounts lose money when trading CFDs and Spread Betting with this provider | Losses can exceed deposits |
| Demo |
IC Markets Demo |
eToro Demo |
XTB Demo |
XM Demo |
Pepperstone Demo |
AvaTrade Demo |
FP Markets Demo |
easyMarkets Demo |
SpreadEx Demo |
FxPro Demo |
Admiral Markets Demo |
| Excluded Countries | US, IR, CA, NZ, JP | ZA, ID, IR, KP, BE, CA, JP, SY, TR, IL, BY, AL, MD, MK, RS, GN, CD, SD, SA, ZW, ET, GH, TZ, LY, UG, ZM, BW, RW, TN, SO, NA, TG, SL, LR, GM, DJ, CI, PK, BN, TW, WS, NP, SG, VI, TM, TJ, UZ, LK, TT, HT, MM, BT, MH, MV, MG, MK, KZ, GD, FJ, PT, BB, BM, BS, AG, AI, AW, AX, LB, SV, PY, HN, GT, PR, NI, VG, AN, CN, BZ, DZ, MY, KH, PH, VN, EG, MN, MO, UA, JO, KR, AO, BR, HR, GL, IS, IM, JM, FM, MC, NG, SI, | US, IN, PK, BD, NG , ID, BE, AU | US, CA, IL, IR | AF, AS, AQ, AM, AZ, BY, BE, BZ, BT, BA, BI, CM, CA, CF, TD, CG, CI, ER, GF, PF, GP, GU, GN, GW, GY, HT, VA, IR, IQ, JP, KZ, LB, LR, LY, ML, MQ, YT, MZ, MM, NZ, NI, KP, PS, PR, RE, KN, LC, VC, WS, SO, GS, KR, SS, SD, SR, SY, TJ, TN, TM, TC, US, VU, VG, EH, ES, YE, ZW, ET | BE, BR, KP, NZ, TR, US, CA, SG | US, JP, NZ | US, IL, BC, MB, QC, ON, AF, BY, BI, KH, KY, TD, KM, CG, CU, CD, GQ, ER, FJ, GN, GW, HT, IR, IQ, LA, LY, MZ, MM, NI, KP, PW, PA, RU, SO, SS, SD, SY, TT, TM, VU, VE, YE | US, TR | US, CA, IR | US, CA, JP, SG, MY, JM, IR, TR |
You can compare AFM Trading Platforms ratings, min deposits what the the broker offers, funding methods, platforms, spread types, customer support options, regulation and account types side by side.
We also have an indepth Top AFM Trading Platforms for 2026 article further below. You can see it now by clicking here
We have listed top AFM Trading Platforms below.
eToro is a multi-asset platform which offers both investing in stocks and cryptoassets, as well as trading CFDs.
Please note that CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 50% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work, and whether you can afford to take the high risk of losing your money.
This communication is intended for information and educational purposes only and should not be considered investment advice or investment recommendation. Past performance is not an indication of future results.
Copy Trading does not amount to investment advice. The value of your investments may go up or down. Your capital is at risk.
Crypto investments are risky and may not suit retail investors; you could lose your entire investment. Understand the risks here.
Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment, and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.
eToro USA LLC does not offer CFDs and makes no representation and assumes no liability as to the accuracy or completeness of the content of this publication, which has been prepared by our partner utilizing publicly available non-entity specific information about eToro.
Losses can exceed deposits