We found 11 online brokers that are appropriate for Trading Investment Brokers.
One of the hardest questions in your financial freedom journey is this: do I need to pay off my mortgage first or should I just invest?
Which one can provide a better return?
And which option can bring you more benefits for your financial freedom?
This topic has been debated for years. There are some people who root to paying the mortgage off first, then investing.
But some people justify the investment because the return can help them to overcome the debts.
First things first, if you are a homeowner with a mortgage, you will need to figure out what will give you the greatest return.
There are various options you can use. The first scenario is to put your additional income in the taxable investment account.
You will need to choose the investments which are suitable with your initial capital and your preferences.
The second scenario is to use your additional income to pay your mortgage sooner and then invest once your mortgage is paid off.
The two scenarios above can be different from one individual to another. We are positive that you have your own financial goals and current situation. But let us share what we think the best for the homeowner.
If you have property with a mortgage, it can bring benefits to pay the mortgage off earlier, if you can afford it.
Keep in mind that you can pay it off earlier if you have additional money that you can spend without disrupting your finances.
This will mean you are free and clear from the debt and you can breathe and take your time to think about what to do next.
You will have ample space to get creative in spending every dollar for your investment.
If you have a house with a mortgage but want to attain a higher rate of return for your investments than the interest rate of your mortgage, then investing your savings can be the right option.
On the contrary, if your goal is to make your mortgage interest rate outperform the investment, then you will want to pay it off earlier. In this case, you will aggressively distribute your money to the mortgage.
If you strive for a higher interest rate of mortgage than the investment income, refinancing can be an appropriate strategy to take.
To renegotiate to secure the lower rates would be beneficial. It is not an exaggeration to say that refinancing can be the safe line if you are still in the middle between the decision of paying your mortgage off aggressively or in a moderate way.
There is also one aspect to think before proceeding. When you are thinking of retiring and how far in the future is your goal?
Chances are the mortgage is not the only financial burden that you may have been dealing with.
There is a possibility that you deal with the other high-interest debt, tax deductions, and so on. Also consider factors such as what is the accessibility of your emergency fund and pension savings.
If you are not really sure with how to decide, it does not hurt to get the help from a certified financial planner as they will assess your financial situation.
You can consult them but just make sure you are transparent in giving them the information about your financial situation so that they can accurately tailor the plan based on your financial conditions.
With the strategies that they have tailored for you, you will be able to reach your financial goals with the best possible approach.
Here are some recommendations from the experts which you can consider conducting and perhaps ones that suit your circumstance.
The simple fact that you need to know about a fixed mortgage for 15 x years with a rate of 3.19% is that it is lower than the market’s rate of return.
So, if you are confident in refinancing, you can invest more aggressively. Obviously, the result will be great if you are doing this with the help of the experts.
The other recommendation is to refinance and pay your mortgage as quickly as you can.
It would be a great strategy if you are not up for the long-term investment return estimations.
So, the more sensible approach for you is to conduct refinancing and pay the mortgage off. After paying the mortgage off, you will no longer have this big burden and you are be free to invest.
The good news is that you will be free from debt earlier than you can expect. As long as you can close the costs, you can just pay the mortgage off without any hassles.
If you wish to invest on the financial markets we have shortlisted some great online brokerages below.
We've collected thousands of datapoints and written a guide to help you find the best Pay Off Mortgage Or Invest for you. We hope this guide helps you find a reputable broker that matches what you need. We list the what we think are the best Investment Brokers below. You can go straight to the broker list here.
There are a number of important factors to consider when picking an online Investment Brokers trading brokerage.
Our team have listed brokers that match your criteria for you below. All brokerage data has been summarised into a comparison table. Scroll down.
We compare these features to make it easier for you to make a more informed choice.
Here are the top Investment Brokers.
Compare Investment Brokers min deposits, regulation, headquarters, benefits, funding methods and fees side by side.
All brokers below are Investment Brokers. Learn more about what they offer below.
You can scroll left and right on the comparison table below to see more Investment Brokers that accept Investment Brokers clients
Broker |
eToro
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IC Markets
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XTB
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FP Markets
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Trading212
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Plus500
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Pepperstone
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EasyMarkets
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XM
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FXPrimus
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SpreadEx
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Regulation | Financial Conduct Authority (FCA), Cyprus Securities and Exchange Commission (CySEC), Markets In Financial Instruments Directive (MiFID), Australian Securities and Investments Commission (ASIC) | Australian Securities and Investments Commission (ASIC), Financial Services Authority (FSA), Cyprus Securities and Exchange Commission (CySEC) | Financial Conduct Authority (FCA), FCA number FRN 522157, Cyprus Securities and Exchange Commission (CySEC), CySEC Licence Number: 169/12, Comisión Nacional del Mercado de Valores, Komisja Nadzoru Finansowego, Belize International Financial Services Commission (IFSC) under license number IFSC/60/413/TS/19, Polish Securities and Exchange Commission (KPWiG) | Australian Securities and Investments Commission (ASIC), Cyprus Securities and Exchange Commission (CySEC) | Financial Conduct Authority (FCA), Financial Supervision Commission (FSC) | Plus500UK Ltd authorized & regulated by the FCA (#509909), Plus500CY Ltd authorized & regulated by CySEC (#250/14), Plus500AU Pty Ltd (ACN 153301681), ASIC in Australia AFSL #417727, FMA in New Zealand, FSP #486026 and Authorised Financial Services Provider in South Africa FSP #47546 | Financial Conduct Authority (FCA), Australian Securities and Investments Commission (ASIC), Federal Financial Supervisory Authority (BaFin), Dubai Financial Services Authority (DFSA), Capital Markets Authority of Kenya (CMA), Pepperstone Markets Limited is incorporated in The Bahamas (number 177174 B), Licensed by the Securities Commission of the Bahamas (SCB) number SIA-F217 | Cyprus Securities and Exchange Commission (CySEC), Australian Securities and Investments Commission (ASIC) | International Financial Services Commission (IFSC), Cyprus Securities and Exchange Commission (CySEC), Australian Securities and Investments Commission (ASIC) | Cyprus Securities and Exchange Commission (CySEC), Markets In Financial Instruments Directive (MiFID) | Financial Conduct Authority (FCA) |
Min Deposit | 200 | 200 | No minimum deposit | 100 | 1 | 100 | 200 | 100 | 5 | 100 | 1 |
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Used By | 17,000,000+ | 60,000+ | 250,000+ | 10,000+ | 14,000,000+ | 15,500+ | 10,000+ | 142,500+ | 70,000+ | 10,000+ | 10,000+ |
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Platforms | Web Trader, Tablet & Mobile apps | MT4, MT5, Mirror Trader, ZuluTrade, Web Trader, cTrader, Mac | MT4, Mirror Trader, Web Trader, Tablet & Mobile apps | MT4, MT5, IRESS, Mac, Web Trader, Tablet & Mobile apps | Web Trader, Tablet & Mobile apps | Web Trader, Tablet & Mobile apps | MT4, MT5, Mac, ZuluTrade, Web Trader, cTrader, Tablet & Mobile apps | MT4, Web Trader, Tablet & Mobile apps | MT4, MT5, Mac, Web Trader, Tablet & Mobile apps | MT4, Mac, Mirror Trader, Web Trader, Tablet & Mobile apps | Web Trader, Tablet & Mobile apps |
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Learn More |
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Up with fpmarkets |
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Up with trading212 |
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Up with plus500 |
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Up with pepperstone |
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Up with easymarkets |
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Up with xm |
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Up with fxprimus |
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Up with spreadex |
Risk Warning | 71% of retail investor accounts lose money when trading CFDs with this provider. | Losses can exceed deposits | 82% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. | Losses can exceed deposits | CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 76% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. | 76.4% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money. | CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 79.3% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money | Your capital is at risk | Your capital is at risk | Losses can exceed deposits | Losses can exceed deposits |
Demo |
eToro Demo |
IC Markets Demo |
XTB Demo |
FP Markets Demo |
Trading 212 Demo |
Plus500 Demo |
Pepperstone Demo |
easyMarkets Demo |
XM Demo |
FXPrimus Demo |
SpreadEx Demo |
Excluded Countries | IR, KP, BE, CA, JP, SY, TR, IL, BY, AL, MD, MK, RS, GN, CD, SD, ZW, ET, GH, TZ, LY, UG, ZM, BW, RW, TN, SO, NA, TG, SL, LR, GM, DJ, CI, PK, BN, TW, WS, NP, SG, VI, TM, TJ, UZ, LK, TT, HT, MM, BT, MH, MV, KZ, GD, FJ, BB, BM, BS, AG, AI, AW, LB, SV, US, PY, HN, GT, PR, NI, VG, AN, | AF, GN, SL, BW, IR, SY, MM, IQ, TG, KH, LS, YE, CI , LR, ZW, CU, LY, TZ, CG, ML, BO, LR, NE, AO, GM, NG, AG, GH, KR, KG, GN, SN, NA | US, IN, PK, BD, NG , ID, BE | US, JP, NZ | US | MY, BE, US, CA, CN, ID, PH, TG, NG, DO, MA, ZW, PR, TZ, TN, UG, BW, AO, AE | BR, KR, IR, IQ, SY, JP, US | US | US, CA, IL, KR, IR, MM, CU, SD, SY | AF, CI, CU, IQ, IR, LY, MM, KR, SD, PR, US, AU, SY, DZ, JP, EC. | US, TR |
You can compare Investment Brokers ratings, min deposits what the the broker offers, funding methods, platforms, spread types, customer support options, regulation and account types side by side.
We also have an indepth Top Investment Brokers for 2021 article further below. You can see it now by clicking here
We have listed top Investment Brokers below.