We found 11 online brokers that are appropriate for Trading Low Risk Investment.
In today's unpredictable economy, I want to make sure my money stays safe while still having the potential to grow. Low-risk investments might not come with the excitement of high-stakes ventures, but they give me peace of mind and a reliable way to secure my financial future. Let me walk you through what these investments are and how they work, with some examples that are relevant here in the UK.
I think of low-risk investments as my steady, dependable choice. Their goal is to keep my money safe (capital preservation) instead of chasing high returns. These investments typically have lower volatility, which means they don't fluctuate in value too much.
For example, if I want to protect my principal, I might consider Premium Bonds offered by NS&I, a well-known option in the UK. These give me the chance to win monthly prizes without risking my initial investment. If I’m after steady growth, I could look at fixed-rate savings accounts or ISAs, such as those offered by high street banks like Barclays or Lloyds. These options might not make me wealthy overnight, but they provide a stable way for me to build my financial security here in the UK.
How comfortable are you with ups and downs? Even low-risk investments aren't completely risk-free. For example, if you're in the UK and highly risk-averse, Premium Bonds offered by NS&I could be a great choice, with monthly prize draws instead of fixed interest. In Europe, German Bunds currently yield around 2.3% annually. In Australia, Australian Treasury Bonds with a 5-year maturity offer around 4.2% yield. In Asia, Japanese Government Bonds (JGBs) for 10 years provide approximately 0.8% annual yield. If you're willing to take on slightly more risk for higher returns, corporate bonds like Tesco’s in the UK or Samsung’s in Asia could be suitable options.
What's your goal timeline, short-term or long-term? In the UK, a high-interest savings account from Santander offers an interest rate of 4.1% annually, ideal for short-term goals like a vacation or a car purchase. In Europe, Rabobank savings accounts provide similar rates, around 3.8%. For long-term goals like retirement in Australia, superannuation funds or Commonwealth Government Securities are excellent options. In Asia, India's Public Provident Fund (PPF) offers a 7.1% annual return, making it a highly secure, long-term investment.
You've heard it before: don't put all your eggs in one basket. For instance, if you have £10,000 in the UK, you might split it between Premium Bonds, yielding up to 3%, a high-interest savings account at 4%, and a FTSE 100 ETF with lower volatility. In Europe, consider German Bunds at 2.3%, a Vanguard Eurozone Money Market Fund, and an MSCI Europe ETF. In Australia, diversify with term deposits at 4.2%, REITs with steady yields of 5%, and government bonds. In Asia, a mix of gold investments (priced at $1,950 per ounce), Japanese Government Bonds at 0.8%, and equity funds tracking stable markets like Singapore's Straits Times Index could work well.
Especially if you're new to investing, consulting a financial advisor can help. For instance, in the UK, you might be unsure about whether dividend-paying stocks like Unilever align with your goals. A financial advisor could guide you on low-risk investments like Gilt bonds or inflation-protected savings accounts. In Europe, advisors can help navigate tax-efficient Luxembourg funds. In Australia, they can optimize superannuation investments and recommend government-backed securities. In Asia, they might suggest Public Provident Funds in India or diversified ETFs in growing markets like Hong Kong.
Great for short-term savings, these accounts are often protected by national guarantees. In the UK, Barclays offers 4% on its high-interest savings account. In Europe, ING provides rates of 3.8%. In Australia, ANZ savings accounts yield around 4.1%. In Asia, DBS Bank in Singapore offers 3.5%, making it ideal for emergency or vacation savings.
Government-backed and ultra-secure, these are ideal for long-term goals like retirement. In the UK, NS&I Savings Bonds offer a secure 3.3% annual return. In Europe, French Livret A bonds yield 3%. In Australia, Commonwealth Government Securities offer approximately 3.9%. In Asia, India's PPF is a standout with 7.1% returns annually.
CDs lock in your money for a set period with fixed interest rates. In the UK, Lloyds Bank offers a 5-year fixed-rate bond at 4.5%. In Europe, Deutsche Bank CDs yield around 3.8%. In Australia, Westpac CDs offer 4.2%. In Asia, Bank of China CDs currently offer rates of 3.6%.
These invest in short-term debt securities and offer high liquidity. In the UK, Fidelity Money Market Funds provide returns of around 2.5%. In Europe, BNP Paribas Money Market Funds yield approximately 2.3%. In Australia, Vanguard Money Market Funds offer modest returns of 2.4%. In Asia, ICICI Prudential Money Market Funds in India yield about 3% annually.
Treasury bonds, notes, and bills are backed by governments, making them ultra-safe. In the UK, Gilt-edged securities yield 4.2%. In Europe, German Bunds offer 2.3%. In Australia, 10-year Treasury bonds yield 3.9%. In Asia, Japanese Government Bonds (JGBs) provide 0.8% for 10-year maturities.
While slightly riskier than government bonds, corporate bonds often offer higher returns. In the UK, Vodafone bonds yield 4.3%. In Europe, Nestlé bonds offer 3.2%. In Australia, Telstra bonds yield approximately 4%. In Asia, Alibaba bonds currently yield around 4.5%, making them attractive options.
These stocks provide steady income through dividends while being less volatile than growth stocks. In the UK, Unilever yields 3.8%. In Europe, TotalEnergies offers a 5% dividend. In Australia, Commonwealth Bank of Australia provides 5.2% yields. In Asia, Taiwan Semiconductor yields approximately 4.6% annually.
A hybrid of stocks and bonds, preferred stocks offer steady income with less volatility. In the UK, HSBC preferred shares yield 5%. In Europe, Deutsche Bank preferred shares offer 4.8%. In Australia, Macquarie Group preferred shares yield 5.3%. In Asia, DBS Bank preferred shares in Singapore offer yields of 4.9%.
Even if you stick with low-risk options, it's essential to balance your portfolio. For instance, if you have £50,000 in the UK, you might allocate 60% to Gilt-edged securities, 30% to dividend-paying stocks like Unilever, and 10% to an FTSE 100 ETF. In Europe, consider 50% in German Bunds, 30% in Nestlé corporate bonds, and 20% in MSCI Europe ETFs. In Australia, you could allocate 50% to government bonds, 30% to REITs, and 20% to Australian equities. In Asia, a balanced portfolio could include 40% in Japanese Government Bonds, 30% in Alibaba corporate bonds, and 30% in equity funds tracking Singapore's Straits Times Index.
And remember to rebalance regularly! For instance, if your portfolio in Europe shifts too heavily into stocks after market gains, you can sell a portion and reinvest in government bonds to restore balance.
Low-risk investments form the foundation of a stable financial plan. They won't make you rich overnight, but they ensure steady, secure growth. Stay informed about market trends. In the UK, rising interest rates might increase returns on Gilt bonds. In Europe, inflation-protected bonds can be advantageous. In Australia, changes in Reserve Bank policies may affect term deposit rates. In Asia, emerging markets offer growth potential alongside low-risk options. Tax considerations matter too. In the UK, ISAs offer tax-free interest. In Europe, municipal bonds provide similar benefits. In Asia, tax-efficient funds in India or Singapore can significantly boost your net returns.
We have conducted extensive research and analysis on over multiple data points on Low Risk Investments to present you with a comprehensive guide that can help you find the most suitable Low Risk Investments. Below we shortlist what we think are the best Low risk investment after careful consideration and evaluation. We hope this list will assist you in making an informed decision when researching Low Risk Investments.
Selecting a reliable and reputable online Low Risk Investment trading brokerage involves assessing their track record, regulatory status, customer support, processing times, international presence, and language capabilities. Considering these factors, you can make an informed decision and trade Low Risk Investment more confidently.
Selecting the right online Low Risk Investment trading brokerage requires careful consideration of several critical factors. Here are some essential points to keep in mind:
Our team have listed brokers that match your criteria for you below. All brokerage data has been summarised into a comparison table. Scroll down.
When choosing a broker for Low risk investment trading, it's essential to compare the different options available to you. Our Low risk investment brokerage comparison table below allows you to compare several important features side by side, making it easier to make an informed choice.
By comparing these essential features, you can choose a Low risk investment broker that best suits your needs and preferences for Low risk investment. Our Low risk investment broker comparison table simplifies the process, allowing you to make a more informed decision.
Here are the top Low Risk Investment.
Compare Low risk investment brokers for min deposits, funding, used by, benefits, account types, platforms, and support levels. When searching for a Low risk investment broker, it's crucial to compare several factors to choose the right one for your Low risk investment needs. Our comparison tool allows you to compare the essential features side by side.
All brokers below are Low risk investment. Learn more about what they offer below.
You can scroll left and right on the comparison table below to see more Low risk investment that accept Low risk investment clients.
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IC Markets
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Roboforex
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eToro
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XTB
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XM
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Pepperstone
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AvaTrade
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FP Markets
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EasyMarkets
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SpreadEx
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FXPro
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Regulation | Seychelles Financial Services Authority (FSA) (SD018) | RoboForex Lid is regulated by Belize FSC, License No. 000138/7, reg. number 000001272. RoboForex Ltd, which is an (A category) member of The Financial Commission, also is a participant of its Compensation Fund | FCA (Financial Conduct Authority) eToro (UK) Ltd (FCA reference 583263), eToro (Europe) Ltd CySEC (Cyprus Securities Exchange Commission), ASIC (Australian Securities and Investments Commission) eToro AUS Capital Limited ASIC license 491139, CySec (Cyprus Securities and Exchange Commission under the license 109/10), FSAS (Financial Services Authority Seychelles) eToro (Seychelles) Ltd license SD076 | FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19) | Financial Services Commission (FSC) (000261/4) XM ZA (Pty) Ltd, Cyprus Securities and Exchange Commission (CySEC) (license 120/10) Trading Point of Financial Instruments Ltd, Australian Securities and Investments Commission (ASIC) (number 443670) Trading Point of Financial Instruments Pty Ltd | Financial Conduct Authority (FCA), Australian Securities and Investments Commission (ASIC), Cyprus Securities and Exchange Commission (CySEC), Federal Financial Supervisory Authority (BaFin), Dubai Financial Services Authority (DFSA), Capital Markets Authority of Kenya (CMA), Pepperstone Markets Limited is incorporated in The Bahamas (number 177174 B), Licensed by the Securities Commission of the Bahamas (SCB) number SIA-F217 | Australian Securities and Investments Commission (ASIC) Ava Capital Markets Australia Pty Ltd (406684), South African Financial Sector Conduct Authority (FSCA) Ava Capital Markets Pty Ltd (45984), Financial Services Agency (Japan FSA) Ava Trade Japan K.K. (1662), Financial Futures Association of Japan (FFAJ),, FFAJ, Abu Dhabi Global Markets (ADGM)(190018) Ava Trade Middle East Ltd (190018), Polish Financial Supervision Authority (KNF) AVA Trade EU Ltd, Central Bank of Ireland (C53877) AVA Trade EU Ltd, British Virgin Islands Financial Services Commission (BVI) BVI (SIBA/L/13/1049), Israel Securities Association (ISA) (514666577) ATrade Ltd, Financial Regulatory Services Authority (FRSA) | CySEC (Cyprus Securities and Exchange Commission) (371/18), ASIC AFS (Australian Securities and Investments Commission) (286354), FSP (Financial Sector Conduct Authority in South Africa) (50926), Financial Services Authority Seychelles (FSA) (130) | Cyprus Securities and Exchange Commission (CySEC) (079/07) Easy Forex Trading Ltd, Australian Securities and Investments Commission (ASIC) (Easy Markets Pty Ltd 246566), British Virgin Islands Financial Services Commission (BVI) EF Worldwide Ltd (SIBA/L/20/1135), Financial Sector Conduct Authority South Africa (FSA) EF Worldwide (PTY) Ltd (54018), FSC (Financial Services Commission) (SIBA/L/20/1135), FSCA (Financial Sector Conduct Authority) (54018) | FCA (Financial Conduct Authority) (190941), Gambling Commission (Great Britain) (8835) | FCA (Financial Conduct Authority) (509956), CySEC (Cyprus Securities and Exchange Commission) (078/07), FSCA (Financial Sector Conduct Authority) (45052), SCB (Securities Commission of The Bahamas) (SIA-F184), FSA (Financial Services Authority of Seychelles) (SD120) |
Min Deposit | 200 | 10 | 50 | No minimum deposit | 5 | No minimum deposit | 100 | 100 | 25 | No minimum deposit | 100 |
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Used By | 200,000+ | 730,000+ | 35,000,000+ | 1,000,000+ | 10,000,000+ | 400,000+ | 400,000+ | 200,000+ | 250,000+ | 60,000+ | 7,800,000+ |
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Platforms | MT5, MT4, MetaTrader WebTrader, Mobile Apps, iOS (App Store), Android (Google Play), MetaTrader iPhone/iPad, MetaTrader Android Google Play, MetaTrader Mac, cTrader, cTrader Web, cTrader iPhone/iPad, cTrader iMac, cTrader Android Google Play, cTrader Automate, cTrader Copy Trading, TradingView, Virtual Private Server, Trading Servers, MT4 Advanced Trading Tools, IC Insights, Trading Central | MT4, MT5, R Mobile Trader, R StocksTrader, WebTrader, Mobile Apps, iOS (App Store), Android (Google Play), Windows | eToro Trading App, Mobile Apps, iOS (App Store), Android (Google Play), CopyTrading, Web | MT4, Mirror Trader, Web Trader, Tablet, Mobile Apps, iOS (App Store), Android (Google Play) | MT5, MT5 WebTrader, XM Apple App for iPhone, XM App for Android Google Play, Tablet: MT5 for iPad, MT5 for Android Google Play, XM App for iPad, XM App for iOS (App Store), Android (Google Play), Mobile Apps | MT4, MT5, cTrader,WebTrader, TradingView, Windows, Mobile Apps, iOS (App Store), Android (Google Play) | MT4, MT5, Web Trading, AvaTrade App, AvaOptions, Mac Trading, AvaSocial, Mobile Apps, iOS (App Store), Android (Google Play) | MT4, MT5, TradingView, cTrader, WebTrader, Mobile Trader, Mobile Apps, iOS (App Store), Android (Google Play) | easyMarkets App, Mobile Apps, iOS (App Store), Android (Google Play), Web Platform, TradingView, MT4, MT5 | Web, Mobile Apps, iOS (App Store), Android (Google Play), iPad App, iPhone App, TradingView | MT4, MT5, cTrader, FxPro WebTrader, FxPro Mobile Apps, iOS (App Store), Android (Google Play) |
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Risk Warning | Losses can exceed deposits | Losses can exceed deposits | 61% of retail investor accounts lose money when trading CFDs with this provider. | 69% - 80% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. | CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74.12% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. | 75-95 % of retail investor accounts lose money when trading CFDs | 71% of retail investor accounts lose money when trading CFDs with this provider | Losses can exceed deposits | Your capital is at risk | 65% of retail CFD accounts lose money | 75.78% of retail investor accounts lose money when trading CFDs and Spread Betting with this provider |
Demo |
IC Markets Demo |
Roboforex Demo |
eToro Demo |
XTB Demo |
XM Demo |
Pepperstone Demo |
AvaTrade Demo |
FP Markets Demo |
easyMarkets Demo |
SpreadEx Demo |
FxPro Demo |
Excluded Countries | US, IR, CA, NZ, JP | AU, BE, BQ, BR, CA, CW, CZ, DE, ES, EE, EU, FM, FR, FI, GW, ID, IR, JP, LR, MP, NL, PF, PL, RU, SE, SJ, SS, SL, SI, TL, TR, DO, US, IT, AT, PT, BG, HR, CY, DK, FL, GR, IE, LV, LT, MT, RO, SK, CH | ZA, ID, IR, KP, BE, CA, JP, SY, TR, IL, BY, AL, MD, MK, RS, GN, CD, SD, SA, ZW, ET, GH, TZ, LY, UG, ZM, BW, RW, TN, SO, NA, TG, SL, LR, GM, DJ, CI, PK, BN, TW, WS, NP, SG, VI, TM, TJ, UZ, LK, TT, HT, MM, BT, MH, MV, MG, MK, KZ, GD, FJ, PT, BB, BM, BS, AG, AI, AW, AX, LB, SV, PY, HN, GT, PR, NI, VG, AN, CN, BZ, DZ, MY, KH, PH, VN, EG, MN, MO, UA, JO, KR, AO, BR, HR, GL, IS, IM, JM, FM, MC, NG, SI, | US, IN, PK, BD, NG , ID, BE, AU | US, CA, IL, IR | AF, AS, AQ, AM, AZ, BY, BE, BZ, BT, BA, BI, CM, CA, CF, TD, CG, CI, ER, GF, PF, GP, GU, GN, GW, GY, HT, VA, IR, IQ, JP, KZ, LB, LR, LY, ML, MQ, YT, MZ, MM, NZ, NI, KP, PS, PR, RE, KN, LC, VC, WS, SO, GS, KR, SS, SD, SR, SY, TJ, TN, TM, TC, US, VU, VG, EH, ES, YE, ZW, ET | BE, BR, KP, NZ, TR, US, CA, SG | US, JP, NZ | US, IL, BC, MB, QC, ON, AF, BY, BI, KH, KY, TD, KM, CG, CU, CD, GQ, ER, FJ, GN, GW, HT, IR, IQ, LA, LY, MZ, MM, NI, KP, PW, PA, RU, SO, SS, SD, SY, TT, TM, VU, VE, YE | US, TR | US, CA, IR |
You can compare Low Risk Investment ratings, min deposits what the the broker offers, funding methods, platforms, spread types, customer support options, regulation and account types side by side.
We also have an indepth Top Low Risk Investment for 2025 article further below. You can see it now by clicking here
We have listed top Low risk investment below.
eToro is a multi-asset platform which offers both investing in stocks and cryptoassets, as well as trading CFDs.
Please note that CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 61% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work, and whether you can afford to take the high risk of losing your money.
This communication is intended for information and educational purposes only and should not be considered investment advice or investment recommendation. Past performance is not an indication of future results.
Copy Trading does not amount to investment advice. The value of your investments may go up or down. Your capital is at risk.
Copy trading is a portfolio management service, provided by eToro (Europe) Ltd., which is authorised and regulated by the Cyprus Securities and Exchange Commission.
Cryptoasset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.
Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment, and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.
eToro USA LLC does not offer CFDs and makes no representation and assumes no liability as to the accuracy or completeness of the content of this publication, which has been prepared by our partner utilizing publicly available non-entity specific information about eToro.