We found 11 online brokers that are appropriate for Trading Credit Cards.
If you want to use credit cards for trading in the Forex markets, this article lists some of the top brokers that accept credit cards as a funding option. However, it's important to note that not all brokers accept credit cards.
Finding a suitable broker is relatively easy. Many brokers in the United States, the United Kingdom, and other major financial markets are often referred to as Credit Card Brokers.
These brokers typically accept credit cards from various service providers, including MasterCard, VISA, American Express, Diner's Club, and China UnionPay.
Payments through credit cards are fast, convenient, and straightforward. Before credit cards became a common payment method in Forex markets, traders relied solely on bank wires for both deposits and withdrawals.
This older method was slow and required extensive paperwork. Additionally, bank regulations, such as caps on foreign currency limits in certain countries, added to the complications.
These complexities sometimes discouraged investors from trading in Forex.
With the introduction of credit cards, transactions became much faster and simpler, with fewer hassles.
Many brokers began accepting this new payment method, providing flexibility to traders. For example, a trader could deposit money on Monday, trade on Tuesday, and withdraw funds on Wednesday.
Some brokers even offered personalized cards, allowing traders to shop with funds directly deducted from their Forex accounts.
While most brokers now accept credit card payments, it’s still important to verify whether your credit card issuer is accepted by your chosen broker.
Credit card providers could include MasterCard, VISA, Diner's Club, and others.
If you plan to trade CFDs and other instruments, it’s advisable to select brokers that are well-regulated in their respective countries and have a strong reputation among clients.
eToro: Funding your eToro account with a credit card is a quick and convenient option. Simply navigate to the 'Deposit Funds' section of your account and select 'Credit/Debit Card' as the payment method. Enter your card details and the amount you wish to deposit, then follow the on-screen instructions to complete the transaction.
IC Markets: IC Markets also allows funding your live trading account using a credit card. Visit the 'Deposit' section within your account dashboard and choose 'Credit Card' from the available payment methods. Provide your card information and the desired deposit amount. IC Markets utilizes a secure payment gateway to ensure a smooth and safe transaction.
RoboForex: Similar to other brokers, RoboForex accepts credit card deposits for funding your live account. Access the 'Deposit' section in your RoboForex account and select 'Credit Card' as the payment method. Enter your card details and the amount you want to deposit. RoboForex prioritizes secure transactions, so you can be confident your information is protected.
While these brokers allow credit card deposits, it's crucial to understand the associated fees and potential interest charges. Always check your credit card provider's terms and conditions before using it for funding your trading account.
If the broker you’re considering accepts credit cards, consider the following factors to ensure they provide quality services:
While many brokers that accept credit cards offer competitive fees, the difference in fees between one broker and another can add up, especially for frequent traders. Look for brokers with the lowest fees for stock trading online.
The best brokers make the stock-buying process as simple and convenient as possible. Avoid brokers that complicate the trading process.
Top brokers provide excellent customer service. Your chosen broker should offer professional, responsive, and quick support when needed.
A broker with positive reviews and a solid track record offers peace of mind, ensuring that they are reliable, dependable, and trustworthy.
Choose a broker that can execute your stock purchases quickly and efficiently. In a volatile stock market, the ability to react swiftly to price fluctuations is crucial.
Be cautious of chargebacks. Although rare, some brokers may attempt to withdraw funds forcefully, as they have your card details stored.
You can protect yourself by using a financial tool called a 'credit card chargeback' during stock trading.
The chargeback process has specific rules, and it’s recommended to review these with your card issuer.
Most brokers that accept credit cards are required by law to verify their customers' identities before conducting business. This process, known as Know Your Customer (KYC), helps prevent money laundering, terrorism financing, and identity theft.
If you choose to fund your account with a credit card, your broker may ask for a copy of the card.
It’s advisable to only provide the front side of the card to protect your security code, unless instructed otherwise by the broker.
The credit card security code is a three- or four-digit number found on the back of Visa, Discover, and Mastercard cards. For American Express, this code is a unique card code (CID) located on the front side, above the card number.
To mitigate credit card risks and fraud, some brokers set a deposit limit on card transactions.
Others may require a credit card authorization form if you plan to deposit more than the set limit.
This form protects customers from costs incurred from chargebacks imposed by credit card companies in cases of fraud.
Once your credit card is linked to your trading account, your broker may use it to finance margin calls if your account equity falls below a certain threshold. While this is a common practice, it can surprise new investors.
If you have a low credit limit or are trading with leverage, a few margin calls could max out your credit card. In such cases, your credit card company may freeze your card until the debt is repaid or impose a fee, which could impact your lifestyle.
To avoid such issues, be aware of your credit limit and manage your risks when trading with your credit card. Implement risk management strategies, such as stop-loss orders, to limit potential losses.
Plan your withdrawals in advance before making your first deposit. Most brokers only allow withdrawals to the original source of funds, such as a bank account, credit card, or debit card.
Brokers that comply with anti-money laundering regulations may limit the maximum withdrawal amount to the sum deposited via credit card.
If you’ve deposited funds using multiple credit cards or bank accounts, brokers typically send withdrawals to the most recent funding source, whether it’s a debit card, credit card, or bank account.
Be sure to review your broker’s withdrawal policies, as they can vary significantly.
Here are the benefits of trading with credit cards:
Credit cards are widely known and used. In 2019 alone, the UK issued as many credit cards as its population of 66 million.
Traders worldwide can open credit card retail investor accounts with brokers that accept credit cards and begin trading.
Credit cards from major providers like American Express, Visa, and Mastercard are widely accepted by brokers, allowing you to switch brokers or move countries without issues in depositing and withdrawing funds.
There are many credit card options available. Some are great for building credit if you avoid debt, while others offer low fees and excellent deals. Credit cards often come with safety features like credit limits to help you manage your spending.
Always read the terms and conditions carefully before choosing a credit card company.
Many credit card companies offer rewards such as zero commission, zero interest rates, cashback, and product promotions.
You can find details on the best rewards in online reviews. Some top brokers also offer incentives for depositing funds via credit card over other payment methods.
Credit card companies typically provide customer service through various channels, including live chat, toll-free phone numbers, and FAQ sections.
Good customer service is essential as you may encounter issues with withdrawals, deposits, or other aspects of trading.
Credit cards also offer extra security if you inadvertently sign up with an unreliable broker.
Credit card transactions are fast, allowing traders to fund their accounts almost instantly and seize market opportunities without delay.
For instance, if you spot a market opportunity at 9 a.m., a credit card payment method could allow you to start trading as early as 8:05 a.m., or even earlier.
In contrast, wire transfers are not typically processed quickly enough for immediate trading on live markets.
Credit card payment verification processes are secure, and many brokers offer prepaid cards for convenient payments at POS terminals. Credit card withdrawals are generally guaranteed.
Below are some potential drawbacks of trading with credit cards:
Most credit card companies assess new clients’ eligibility through a credit score check. Applicants with existing credit card debt or poor credit scores may face rejections.
This is usually not a problem for existing credit card holders, but new users might encounter challenges before they can make deposits.
Traders risk accumulating debt if they are unable to manage it effectively. Credit card debt can escalate quickly due to associated charges, which, combined with the high-risk nature of day trading, could lead to significant financial difficulties.
Although credit card payments are typically processed immediately, it may take some time for them to appear on your statement. While brokers usually process credit card payments quickly, withdrawals may take longer due to additional checks.
Credit cards do not require a deposit; cardholders can simply pay off the balance on the payment date.
In day trading, deposits made via a virtual card are sent immediately to the broker, but the card balance must be settled by the due date.
Credit card withdrawals usually only apply to refunds. When funds are withdrawn from a trading account via a credit card, the withdrawal amount will appear as a debit on the card.
The cardholder can request to transfer these funds to the linked debit account. Credit refunds are subject to the card's processing times.
Always check the minimum deposit terms with your broker before making a payment.
The most significant fee is the APR (annual percentage rate), which is charged on any outstanding credit card debt at the end of each month.
APRs can range from 5-75%, so missing a payment could result in substantial costs.
Using a credit card for trading offers several advantages.
Payments are instant, allowing you to start trading immediately without missing opportunities.
Credit card transactions are secure and provide an added level of safety. However, it’s crucial to choose your Credit Card broker carefully.
We have conducted extensive research and analysis on over multiple data points on Credit Cards Brokers to present you with a comprehensive guide that can help you find the most suitable Credit Cards Brokers. Below we shortlist what we think are the best credit cards brokers after careful consideration and evaluation. We hope this list will assist you in making an informed decision when researching Credit Cards Brokers.
Selecting a reliable and reputable online Credit Cards trading brokerage involves assessing their track record, regulatory status, customer support, processing times, international presence, and language capabilities. Considering these factors, you can make an informed decision and trade Credit Cards more confidently.
Selecting the right online Credit Cards trading brokerage requires careful consideration of several critical factors. Here are some essential points to keep in mind:
Our team have listed brokers that match your criteria for you below. All brokerage data has been summarised into a comparison table. Scroll down.
When choosing a broker for credit cards trading, it's essential to compare the different options available to you. Our credit cards brokerage comparison table below allows you to compare several important features side by side, making it easier to make an informed choice.
By comparing these essential features, you can choose a credit cards broker that best suits your needs and preferences for credit cards. Our credit cards broker comparison table simplifies the process, allowing you to make a more informed decision.
Here are the top Credit Cards Brokers.
Compare credit cards brokers for min deposits, funding, used by, benefits, account types, platforms, and support levels. When searching for a credit cards broker, it's crucial to compare several factors to choose the right one for your credit cards needs. Our comparison tool allows you to compare the essential features side by side.
All brokers below are credit cards brokers. Learn more about what they offer below.
You can scroll left and right on the comparison table below to see more credit cards brokers that accept credit cards clients.
Broker | IC Markets | Roboforex | eToro | XTB | XM | Pepperstone | AvaTrade | FP Markets | EasyMarkets | SpreadEx | FXPro |
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Regulation | Seychelles Financial Services Authority (FSA) (SD018) | RoboForex Ltd is regulated by the FSC, license 000138/437, reg. number 128.572. RoboForex Ltd, which is an (A category) member of The Financial Commission, also is a participant of its Compensation Fund | FCA (Financial Conduct Authority) eToro (UK) Ltd (FCA reference 583263), eToro (Europe) Ltd CySEC (Cyprus Securities Exchange Commission), ASIC (Australian Securities and Investments Commission) eToro AUS Capital Limited ASIC license 491139, CySec (Cyprus Securities and Exchange Commission under the license 109/10), FSAS (Financial Services Authority Seychelles) eToro (Seychelles) Ltd license SD076 | FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19) | Financial Services Commission (FSC) (000261/4) XM ZA (Pty) Ltd, Cyprus Securities and Exchange Commission (CySEC) (license 120/10) Trading Point of Financial Instruments Ltd, Australian Securities and Investments Commission (ASIC) (number 443670) Trading Point of Financial Instruments Pty Ltd | Financial Conduct Authority (FCA), Australian Securities and Investments Commission (ASIC), Cyprus Securities and Exchange Commission (CySEC), Federal Financial Supervisory Authority (BaFin), Dubai Financial Services Authority (DFSA), Capital Markets Authority of Kenya (CMA), Pepperstone Markets Limited is incorporated in The Bahamas (number 177174 B), Licensed by the Securities Commission of the Bahamas (SCB) number SIA-F217 | Australian Securities and Investments Commission (ASIC) Ava Capital Markets Australia Pty Ltd (406684), South African Financial Sector Conduct Authority (FSCA) Ava Capital Markets Pty Ltd (45984), Financial Services Agency (Japan FSA) Ava Trade Japan K.K. (1662), Financial Futures Association of Japan (FFAJ),, FFAJ, Abu Dhabi Global Markets (ADGM)(190018) Ava Trade Middle East Ltd (190018), Polish Financial Supervision Authority (KNF) AVA Trade EU Ltd, Central Bank of Ireland (C53877) AVA Trade EU Ltd, British Virgin Islands Financial Services Commission (BVI) BVI (SIBA/L/13/1049), Israel Securities Association (ISA) (514666577) ATrade Ltd, Financial Regulatory Services Authority (FRSA) | CySEC (Cyprus Securities and Exchange Commission) (371/18), ASIC AFS (Australian Securities and Investments Commission) (286354), FSP (Financial Sector Conduct Authority in South Africa) (50926), Financial Services Authority Seychelles (FSA) (130) | Cyprus Securities and Exchange Commission (CySEC) (079/07) Easy Forex Trading Ltd, Australian Securities and Investments Commission (ASIC) (Easy Markets Pty Ltd 246566), British Virgin Islands Financial Services Commission (BVI) EF Worldwide Ltd (SIBA/L/20/1135), Financial Sector Conduct Authority South Africa (FSA) EF Worldwide (PTY) Ltd (54018), FSC (Financial Services Commission) (SIBA/L/20/1135), FSCA (Financial Sector Conduct Authority) (54018) | FCA (Financial Conduct Authority) (190941), Gambling Commission (Great Britain) (8835) | FCA (Financial Conduct Authority) (509956), CySEC (Cyprus Securities and Exchange Commission) (078/07), FSCA (Financial Sector Conduct Authority) (45052), SCB (Securities Commission of The Bahamas) (SIA-F184), FSA (Financial Services Authority of Seychelles) (SD120) |
Min Deposit | 200 | 10 | 50 | No minimum deposit | 5 | No minimum deposit | 100 | 100 | 25 | No minimum deposit | 100 |
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Used By | 200,000+ | 730,000+ | 35,000,000+ | 1,000,000+ | 10,000,000+ | 400,000+ | 400,000+ | 200,000+ | 250,000+ | 60,000+ | 7,800,000+ |
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Platforms | MT5, MT4, MetaTrader WebTrader, Mobile Apps, iOS (App Store), Android (Google Play), MetaTrader iPhone/iPad, MetaTrader Android Google Play, MetaTrader Mac, cTrader, cTrader Web, cTrader iPhone/iPad, cTrader iMac, cTrader Android Google Play, cTrader Automate, cTrader Copy Trading, TradingView, Virtual Private Server, Trading Servers, MT4 Advanced Trading Tools, IC Insights, Trading Central | MT4, MT5, R Mobile Trader, R StocksTrader, WebTrader, Mobile Apps, iOS (App Store), Android (Google Play), Windows | eToro Trading App, Mobile Apps, iOS (App Store), Android (Google Play), CopyTrading, Web | MT4, Mirror Trader, Web Trader, Tablet, Mobile Apps, iOS (App Store), Android (Google Play) | MT5, MT5 WebTrader, XM Apple App for iPhone, XM App for Android Google Play, Tablet: MT5 for iPad, MT5 for Android Google Play, XM App for iPad, XM App for iOS (App Store), Android (Google Play), Mobile Apps | MT4, MT5, cTrader,WebTrader, TradingView, Windows, Mobile Apps, iOS (App Store), Android (Google Play) | MT4, MT5, Web Trading, AvaTrade App, AvaOptions, Mac Trading, AvaSocial, Mobile Apps, iOS (App Store), Android (Google Play) | MT4, MT5, TradingView, cTrader, WebTrader, Mobile Trader, Mobile Apps, iOS (App Store), Android (Google Play) | easyMarkets App, Mobile Apps, iOS (App Store), Android (Google Play), Web Platform, TradingView, MT4, MT5 | Web, Mobile Apps, iOS (App Store), Android (Google Play), iPad App, iPhone App, TradingView | MT4, MT5, cTrader, FxPro WebTrader, FxPro Mobile Apps, iOS (App Store), Android (Google Play) |
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Risk Warning | Losses can exceed deposits | Losses can exceed deposits | 51% of retail investor accounts lose money when trading CFDs with this provider. | 75-83% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. | CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74.12% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. | 75-95 % of retail investor accounts lose money when trading CFDs | 71% of retail investor accounts lose money when trading CFDs with this provider | Losses can exceed deposits | Your capital is at risk | Losses can exceed deposits | 75.78% of retail investor accounts lose money when trading CFDs and Spread Betting with this provider |
Demo |
IC Markets Demo |
Roboforex Demo |
eToro Demo |
XTB Demo |
XM Demo |
Pepperstone Demo |
AvaTrade Demo |
FP Markets Demo |
easyMarkets Demo |
SpreadEx Demo |
FxPro Demo |
Excluded Countries | US, IR, CA, NZ, JP | AU, BE, BQ, BR, CA, CW, CZ, DE, ES, EE, EU, FM, FR, FI, GW, ID, IR, JP, LR, MP, NL, PF, PL, RU, SE, SJ, SS, SL, SI, TL, TR, DO, US, IT, AT, PT, BG, HR, CY, DK, FL, GR, IE, LV, LT, MT, RO, SK, CH | ZA, ID, IR, KP, BE, CA, JP, SY, TR, IL, BY, AL, MD, MK, RS, GN, CD, SD, SA, ZW, ET, GH, TZ, LY, UG, ZM, BW, RW, TN, SO, NA, TG, SL, LR, GM, DJ, CI, PK, BN, TW, WS, NP, SG, VI, TM, TJ, UZ, LK, TT, HT, MM, BT, MH, MV, MG, MK, KZ, GD, FJ, PT, BB, BM, BS, AG, AI, AW, AX, LB, SV, PY, HN, GT, PR, NI, VG, AN, CN, BZ, DZ, MY, KH, PH, VN, EG, MN, MO, UA, JO, KR, | US, IN, PK, BD, NG , ID, BE, AU | US, CA, IL, IR | AF, AS, AQ, AM, AZ, BY, BE, BZ, BT, BA, BI, CM, CA, CF, TD, CG, CI, ER, GF, PF, GP, GU, GN, GW, GY, HT, VA, IR, IQ, JP, KZ, LB, LR, LY, ML, MQ, YT, MZ, MM, NZ, NI, KP, PS, PR, RE, KN, LC, VC, WS, SO, GS, KR, SS, SD, SR, SY, TJ, TN, TM, TC, US, VU, VG, EH, ES, YE, ZW, ET | BE, BR, KP, NZ, TR, US, CA, SG | US, JP, NZ | US, IL, BC, MB, QC, ON, AF, BY, BI, KH, KY, TD, KM, CG, CU, CD, GQ, ER, FJ, GN, GW, HT, IR, IQ, LA, LY, MZ, MM, NI, KP, PW, PA, RU, SO, SS, SD, SY, TT, TM, VU, VE, YE | US, TR | US, CA, IR |
You can compare Credit Cards Brokers ratings, min deposits what the the broker offers, funding methods, platforms, spread types, customer support options, regulation and account types side by side.
We also have an indepth Top Credit Cards Brokers for 2025 article further below. You can see it now by clicking here
We have listed top Credit cards brokers below.
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Please note that CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 51% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work, and whether you can afford to take the high risk of losing your money.
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