Are premium bonds worth it? for 2025

We found 11 online brokers that are appropriate for Trading Premium Bond Alternative Platforms.

Are premium bonds worth it Guide

Analysis by Andrew Blumer, Updated Last updated – July 20, 2025

Are Premium Bonds Worth It

Premium bonds pique your interest if you're looking for an alternative savings account. Premium bonds are renowned for their security and the possibility of winning tax-free cash prizes, making them an exceptional method for saving money. But how exactly do they work? Are they a safe investment option? What happens if you win a premium bond prize? In this guide, we'll explore the ins and outs of premium bonds, how they compare to traditional savings accounts, and whether they're worth considering for your financial goals. Discover how premium bonds work, the chances of winning, the savings interest rates, are premium bonds safe and more.

What are premium bonds, and how do they work?

In the UK, premium bonds are an investment product offered by National Savings and Investments (NS&). When you purchase premium bonds, your money is pooled with other investors' funds and used to buy bonds issued by the government. Rather than earning interest, your investment is entered into a monthly prize draw, allowing you to win tax-free cash prizes. The prizes are funded by the interest generated from all the bonds in the pool. Each bond you own is assigned a unique number, and if your number is selected, you win a prize.

What are the benefits of investing in premium bonds?

Investing in premium bonds has several potential benefits. Firstly, there is the opportunity to win tax-free cash prizes in the monthly prize draw. It can appeal to individuals who enjoy the excitement of a lottery-style investment. Also, premium bonds are considered safe investments since the UK government backs them. It provides peace of mind for investors concerned about the security of their funds. Furthermore, premium bonds offer flexibility, as you can cash them anytime without penalties or fees, providing access to your money when needed.

What minimum investment is required for premium bonds?

The minimum investment required to buy premium bonds is £25. It means you can purchase premium bonds in multiples of £25, starting from this minimum amount. The minimum investment threshold allows individuals with different budgets to participate in the premium bonds scheme. Whether you invest a small or large amount, each bond has an equal potential of winning a prize in the monthly draw. It makes premium bonds accessible to a wide range of investors who wish to participate in the potential rewards offered by this investment product.

How are premium bond prizes determined, and what are the chances of winning?

Premium bond prizes are determined through a monthly prize draw. The draw is conducted by an electronic random number indicator known as ERNIE. Each bond is assigned a unique number, and the draw randomly selects bond numbers. The number of prizes awarded each month is determined by the size of the prize, which is based on the total value of all premium bonds in circulation. The number of bonds in the draw influences the chances of winning a prize. The more bonds you own, the greater your chances of winning, but it depends on luck, as the draw is random.

Are premium bonds a safe investment option?

Premium bonds are generally considered a safe investment option. They are backed by the UK government, which means that the repayment of your initial investment is secure. Additionally, the prizes you can win are not affected by market fluctuations or changes in interest rates. While there is a chance of not winning any prizes, your investment is not at risk of losing value. However, it's important to note that premium bonds do not offer a guaranteed return like some other investments, and the value of your investment may be eroded over time due to inflation.

How does the return on premium bonds compare to other investment options?

The return on premium bonds differs from traditional investments that provide regular interest payments. With premium bonds, the return comes in the form of potential tax-free cash prizes won in the monthly draw. The average return on premium bonds, known as the prize rate, represents the proportion of the annual prize fund distributed as prizes. However, it's important to note that the return on premium bonds is not guaranteed. While some investors may win significant prizes, others may not win anything at all. Therefore, comparing the return on premium bonds directly to other investment options that offer more predictable and regular returns is challenging.

Are premium bonds subject to taxation?

One of the appealing aspects of premium bonds is that any prizes you win are tax-free. Unlike interest earned on savings accounts or other investments, you do not have to pay income or capital gains tax on premium bond prizes. It can be advantageous for individuals seeking tax-efficient ways to grow their savings. However, it's important to note that premium bond prizes still count towards your overall tax position, which may affect other areas of your financial affairs. Therefore, it's always advisable to consult with a tax professional to understand the full implications based on your circumstances.

Can premium bonds be cashed in at any time, and are there any penalties for early withdrawal?

Premium bonds can be cashed in at any time, providing you with access to your money when needed. There are no penalties or charges for early withdrawal. If you decide to cash in your premium bonds, you can do so by contacting NS& directly or using their online services. The process is straightforward, and the funds will be transferred to your nominated bank account. It's important to note that once you cash in your premium bonds, you will no longer be eligible to join the prize draw. Therefore, considering your options carefully before deciding to cash in your investment is worth it.

Are premium bonds suitable for short-term or long-term investments?

Premium bonds can be suitable for both short-term and long-term investments. They offer flexibility since you can cash them in without penalty. It makes them a viable option for individuals who may need access to their funds in the short term. However, to increase the chances of winning prizes, some investors hold their premium bonds for extended periods. The longer you hold premium bonds, the more opportunities you have to participate in the monthly draws and potentially win prizes.

Are premium bonds a good option for risk-averse investors?

For investors prioritising risk mitigation, premium bonds can be an excellent choice. These bonds are deemed secure since they are issued by the UK government and backed by the HM Treasury. The principal investment in premium bonds is secure, and while there is no guaranteed return, there is a chance to win tax-free cash prizes. Premium bonds offer a unique opportunity for risk-averse investors who prioritise capital preservation and are willing to forgo traditional interest earnings. They provide the potential for growth through the prize draw without subjecting the investment to market volatility or risking the principal amount.

Can premium bonds help protect against inflation?

Premium bonds, in themselves, do not directly protect against inflation. The return on premium bonds is not linked to inflation rates. However, the potential to win tax-free cash prizes can help maintain the purchasing power of your investment. In times of rising costs and inflation, the tax-free prizes won through the premium bond draw can provide an extra source of income that is not eroded by taxes. While premium bonds may not offer a guaranteed hedge against inflation, they can be part of a diversified investment portfolio that aims to offset the effects of inflation over the long term.

Are there any limitations on the number of premium bonds an individual can own?

No limitations exist on the number of premium bonds an individual can own. You can purchase premium bonds according to your preferences and financial capabilities. There are no restrictions, whether you hold a few bonds or a substantial number. More premium bonds can increase your chances of winning the monthly prize draw. Each bond has an equal opportunity to be selected by the random number indicator equipment (ERNIE) during the draw. Therefore, owning more premium bonds can enhance your chances of winning cash prizes.

What happens if a premium bond is lost or stolen?

If a premium bond is lost or stolen, immediately contact the official provider, National Savings and Investments (NS& I). NS&, I will guide you through replacing the lost or stolen bond. They will ensure your bond is cancelled and a replacement is issued to safeguard your investment. It is essential to keep your premium bond details secure and inform NS& promptly in the unfortunate event of loss or theft to protect your investment and prevent unauthorised access to the bond.

Can premium bond prizes be reinvested automatically?

Premium bond prizes are not automatically reinvested into purchasing additional premium bonds. You can cash it or leave it in your premium bonds account if you win a prize. If you choose to leave the prize in your account, it will be included in future draws, and you can win more prizes. However, if you prefer to reinvest the prize, you must manually purchase additional premium bonds using the cash you have received from the prize.

Are premium bonds worth considering for retirement planning?

Premium bonds can be worth considering as part of a retirement planning strategy. They offer the potential to win tax-free cash prizes, which can supplement your retirement income. However, the suitability of premium bonds for retirement planning depends on your circumstances and goals. As premium bonds do not provide guaranteed regular income or interest payments, they should be viewed as a potential source of additional funds rather than a primary retirement investment. D diversifying your retirement portfolio with a mix of assets is essential to ensure financial security during your retirement years.

How do I purchase premium bonds, and what is the managing process?

Purchasing premium bonds is a straightforward process. You can buy them directly from National Savings and Investments (NS&) through their official website, phone, or post. To buy premium bonds online, you must have a valid UK bank account and be over 16 years of age. The managing process of premium bonds involves keeping track of your bond numbers, checking for any prize wins in the monthly draws, and deciding whether to cash in or reinvest any prizes. NS& provides an online portal to manage your premium bonds account, view transaction history, and update personal details.

What is the historical performance of premium bonds, and do they provide consistent returns?

The historical performance of premium bonds can be evaluated based on the average rate of return, also known as the prize rate. The prize rate represents the annual return on premium bonds and the percentage of the total prize fund distributed as prizes. However, it's important to note that the return on premium bonds is not guaranteed. Some investors may win significant prizes, while others may not win anything at all. The performance of premium bonds varies depending on luck and chance. Therefore, they do not provide consistent returns like traditional interest-bearing investments such as savings accounts or fixed-income securities.

Are any fees or charges associated with owning premium bonds?

There are no fees or charges associated with owning premium bonds. When you buy premium bonds, the entire amount of your investment goes towards purchasing the bonds. There are no upfront fees, transaction fees, or ongoing charges. However, it's important to note that premium bonds do not earn interest like traditional savings accounts. While there are no fees for owning premium bonds, the opportunity cost lies in the potential interest earnings that could be generated from other savings or investment products. It's advisable to consider the trade-off between potential prize winnings and interest earnings when evaluating the suitability of premium bonds for your financial goals.

Premium bonds offer a safe and secure way to save money while having the chance to win tax-free cash prizes. With the backing of the financial services compensation scheme, buying premium bonds directly from national savings provides peace of mind. While the interest rate may be lower than other savings products, the annual prize fund rate and the potential to win larger prizes make it an appealing option. Premium bonds are suitable for both regular account holders and those looking to put a medium value of savings aside. Whether you're a basic rate taxpayer or have a cash ISA, premium bonds offer a unique opportunity to increase your winnings potentially.

We have conducted extensive research and analysis on over multiple data points on Are premium bonds worth it? to present you with a comprehensive guide that can help you find the most suitable Are premium bonds worth it?. Below we shortlist what we think are the best Premium Bond Alternative Trading Platforms after careful consideration and evaluation. We hope this list will assist you in making an informed decision when researching Are premium bonds worth it?.

Reputable Are premium bonds worth it Checklist

Selecting a reliable and reputable online Premium Bond Alternative Trading Platforms trading brokerage involves assessing their track record, regulatory status, customer support, processing times, international presence, and language capabilities. Considering these factors, you can make an informed decision and trade Premium Bond Alternative Trading Platforms more confidently.

Selecting the right online Premium Bond Alternative Trading Platforms trading brokerage requires careful consideration of several critical factors. Here are some essential points to keep in mind:

Our team have listed brokers that match your criteria for you below. All brokerage data has been summarised into a comparison table. Scroll down.

Compare Key Features of Premium Bond Alternative Trading Platforms in Our Brokerage Comparison Table

When choosing a broker for Premium Bond Alternative Trading Platforms trading, it's essential to compare the different options available to you. Our Premium Bond Alternative Trading Platforms brokerage comparison table below allows you to compare several important features side by side, making it easier to make an informed choice.

By comparing these essential features, you can choose a Premium Bond Alternative Trading Platforms broker that best suits your needs and preferences for Premium Bond Alternative Trading Platforms. Our Premium Bond Alternative Trading Platforms broker comparison table simplifies the process, allowing you to make a more informed decision.

Top 15 Premium Bond Alternative Trading Platforms of 2025 compared

Here are the top Premium Bond Alternative Trading Platforms.

Compare Premium Bond Alternative Trading Platforms brokers for min deposits, funding, used by, benefits, account types, platforms, and support levels. When searching for a Premium Bond Alternative Trading Platforms broker, it's crucial to compare several factors to choose the right one for your Premium Bond Alternative Trading Platforms needs. Our comparison tool allows you to compare the essential features side by side.

All brokers below are Premium Bond Alternative Trading Platforms. Learn more about what they offer below.

You can scroll left and right on the comparison table below to see more Premium Bond Alternative Trading Platforms that accept Premium Bond Alternative Trading Platforms clients.

Broker IC Markets Roboforex eToro XTB XM Pepperstone AvaTrade FP Markets EasyMarkets SpreadEx FXPro
Rating
Regulation Seychelles Financial Services Authority (FSA) (SD018) RoboForex Lid is regulated by Belize FSC, License No. 000138/7, reg. number 000001272. RoboForex Ltd, which is an (A category) member of The Financial Commission, also is a participant of its Compensation Fund FCA (Financial Conduct Authority) eToro (UK) Ltd (FCA reference 583263), eToro (Europe) Ltd CySEC (Cyprus Securities Exchange Commission), ASIC (Australian Securities and Investments Commission) eToro AUS Capital Limited ASIC license 491139, CySec (Cyprus Securities and Exchange Commission under the license 109/10), FSAS (Financial Services Authority Seychelles) eToro (Seychelles) Ltd license SD076 FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19) Financial Services Commission (FSC) (000261/4) XM ZA (Pty) Ltd, Cyprus Securities and Exchange Commission (CySEC) (license 120/10) Trading Point of Financial Instruments Ltd, Australian Securities and Investments Commission (ASIC) (number 443670) Trading Point of Financial Instruments Pty Ltd Financial Conduct Authority (FCA), Australian Securities and Investments Commission (ASIC), Cyprus Securities and Exchange Commission (CySEC), Federal Financial Supervisory Authority (BaFin), Dubai Financial Services Authority (DFSA), Capital Markets Authority of Kenya (CMA), Pepperstone Markets Limited is incorporated in The Bahamas (number 177174 B), Licensed by the Securities Commission of the Bahamas (SCB) number SIA-F217 Australian Securities and Investments Commission (ASIC) Ava Capital Markets Australia Pty Ltd (406684), South African Financial Sector Conduct Authority (FSCA) Ava Capital Markets Pty Ltd (45984), Financial Services Agency (Japan FSA) Ava Trade Japan K.K. (1662), Financial Futures Association of Japan (FFAJ),, FFAJ, Abu Dhabi Global Markets (ADGM)(190018) Ava Trade Middle East Ltd (190018), Polish Financial Supervision Authority (KNF) AVA Trade EU Ltd, Central Bank of Ireland (C53877) AVA Trade EU Ltd, British Virgin Islands Financial Services Commission (BVI) BVI (SIBA/L/13/1049), Israel Securities Association (ISA) (514666577) ATrade Ltd, Financial Regulatory Services Authority (FRSA) CySEC (Cyprus Securities and Exchange Commission) (371/18), ASIC AFS (Australian Securities and Investments Commission) (286354), FSP (Financial Sector Conduct Authority in South Africa) (50926), Financial Services Authority Seychelles (FSA) (130) Cyprus Securities and Exchange Commission (CySEC) (079/07) Easy Forex Trading Ltd, Australian Securities and Investments Commission (ASIC) (Easy Markets Pty Ltd 246566), British Virgin Islands Financial Services Commission (BVI) EF Worldwide Ltd (SIBA/L/20/1135), Financial Sector Conduct Authority South Africa (FSA) EF Worldwide (PTY) Ltd (54018), FSC (Financial Services Commission) (SIBA/L/20/1135), FSCA (Financial Sector Conduct Authority) (54018) FCA (Financial Conduct Authority) (190941), Gambling Commission (Great Britain) (8835) FCA (Financial Conduct Authority) (509956), CySEC (Cyprus Securities and Exchange Commission) (078/07), FSCA (Financial Sector Conduct Authority) (45052), SCB (Securities Commission of The Bahamas) (SIA-F184), FSA (Financial Services Authority of Seychelles) (SD120)
Min Deposit 200 10 50 No minimum deposit 5 No minimum deposit 100 100 25 No minimum deposit 100
Funding
  • Bank transfer
  • Credit Card
  • Paypal
  • Bank transfer
  • Credit Card
  • Paypal
  • Bank transfer
  • Credit Card
  • Paypal
  • Bank transfer
  • Credit Card
  • Paypal
  • Bank transfer
  • Credit Card
  • Paypal
  • Bank transfer
  • Credit Card
  • Paypal
  • Bank transfer
  • Credit Card
  • Paypal
  • Bank transfer
  • Credit Card
  • Paypal
  • Bank transfer
  • Credit Card
  • Paypal
  • Bank transfer
  • Credit Card
  • Paypal
  • Bank transfer
  • Credit Card
  • Paypal
Used By 200,000+ 730,000+ 35,000,000+ 1,000,000+ 10,000,000+ 400,000+ 400,000+ 200,000+ 250,000+ 60,000+ 7,800,000+
Benefits
  • Allows scalping
  • Allows hedging
  • Low min deposit
  • Offers Negative Balance Protection
  • Allows scalping
  • Allows hedging
  • Offers STP
  • Low min deposit
  • Offers Negative Balance Protection
  • Offers STP
  • Low min deposit
  • Offers Negative Balance Protection
  • Allows scalping
  • Allows hedging
  • Offers STP
  • Low min deposit
  • Offers Negative Balance Protection
  • Allows scalping
  • Allows hedging
  • Low min deposit
  • Offers Negative Balance Protection
  • Allows scalping
  • Allows hedging
  • Offers STP
  • Low min deposit
  • Guaranteed stop loss
  • Offers Negative Balance Protection
  • Allows scalping
  • Allows hedging
  • Low min deposit
  • Offers Negative Balance Protection
  • Allows scalping
  • Allows hedging
  • Low min deposit
  • Offers Negative Balance Protection
  • Allows scalping
  • Allows hedging
  • Low min deposit
  • Guaranteed stop loss
  • Offers Negative Balance Protection
  • Allows scalping
  • Allows hedging
  • Low min deposit
  • Offers Negative Balance Protection
  • Allows scalping
  • Allows hedging
  • Low min deposit
  • Offers Negative Balance Protection
Accounts
  • Demo account
  • Mini account
  • Standard account
  • Zero spread account
  • ECN account
  • Raw Spread account
  • Islamic account
  • Demo account
  • Micro account
  • Mini account
  • Standard account
  • Zero spread account
  • ECN account
  • Islamic account
  • Demo account
  • Standard account
  • Islamic account
  • Pro account
  • Demo account
  • Micro account
  • Mini account
  • Standard account
  • Islamic account
  • Demo account
  • Micro account
  • Standard account
  • Islamic account
  • Demo account
  • Standard account
  • Zero spread account
  • ECN account
  • Islamic account
  • Demo account
  • Micro account
  • Mini account
  • Standard account
  • Managed account
  • Islamic account
  • Demo account
  • Micro account
  • Standard account
  • ECN account
  • Demo account
  • Standard account
  • Islamic account
  • Demo account
  • Standard account
  • Demo account
  • Mini account
  • Islamic account
Platforms MT5, MT4, MetaTrader WebTrader, Mobile Apps, iOS (App Store), Android (Google Play), MetaTrader iPhone/iPad, MetaTrader Android Google Play, MetaTrader Mac, cTrader, cTrader Web, cTrader iPhone/iPad, cTrader iMac, cTrader Android Google Play, cTrader Automate, cTrader Copy Trading, TradingView, Virtual Private Server, Trading Servers, MT4 Advanced Trading Tools, IC Insights, Trading Central MT4, MT5, R Mobile Trader, R StocksTrader, WebTrader, Mobile Apps, iOS (App Store), Android (Google Play), Windows eToro Trading App, Mobile Apps, iOS (App Store), Android (Google Play), CopyTrading, Web MT4, Mirror Trader, Web Trader, Tablet, Mobile Apps, iOS (App Store), Android (Google Play) MT5, MT5 WebTrader, XM Apple App for iPhone, XM App for Android Google Play, Tablet: MT5 for iPad, MT5 for Android Google Play, XM App for iPad, XM App for iOS (App Store), Android (Google Play), Mobile Apps MT4, MT5, cTrader,WebTrader, TradingView, Windows, Mobile Apps, iOS (App Store), Android (Google Play) MT4, MT5, Web Trading, AvaTrade App, AvaOptions, Mac Trading, AvaSocial, Mobile Apps, iOS (App Store), Android (Google Play) MT4, MT5, TradingView, cTrader, WebTrader, Mobile Trader, Mobile Apps, iOS (App Store), Android (Google Play) easyMarkets App, Mobile Apps, iOS (App Store), Android (Google Play), Web Platform, TradingView, MT4, MT5 Web, Mobile Apps, iOS (App Store), Android (Google Play), iPad App, iPhone App, TradingView MT4, MT5, cTrader, FxPro WebTrader, FxPro Mobile Apps, iOS (App Store), Android (Google Play)
Support
  • Live chat
  • Phone support
  • Email support
  • Live chat
  • Phone support
  • Email support
  • Live chat
  • Phone support
  • Email support
  • Live chat
  • Phone support
  • Email support
  • Live chat
  • Phone support
  • Email support
  • Live chat
  • Phone support
  • Email support
  • Live chat
  • Phone support
  • Email support
  • Live chat
  • Phone support
  • Email support
  • Live chat
  • Phone support
  • Email support
  • Live chat
  • Phone support
  • Email support
  • Live chat
  • Phone support
  • Email support
Learn More Sign Up with
icmarkets
Sign Up with
roboforex
Sign Up with
etoro
Sign Up with
xtb
Sign Up with
xm
Sign Up with
pepperstone
Sign Up with
avatrade
Sign Up with
fpmarkets
Sign Up with
easymarkets
Sign Up with
spreadex
Sign Up with
fxpro
Risk Warning Losses can exceed deposits Losses can exceed deposits 61% of retail investor accounts lose money when trading CFDs with this provider. 69% - 80% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74.12% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. 75-95 % of retail investor accounts lose money when trading CFDs 71% of retail investor accounts lose money when trading CFDs with this provider Losses can exceed deposits Your capital is at risk 65% of retail CFD accounts lose money 75.78% of retail investor accounts lose money when trading CFDs and Spread Betting with this provider
Demo IC Markets
Demo
Roboforex
Demo
eToro
Demo
XTB
Demo
XM
Demo
Pepperstone
Demo
AvaTrade
Demo
FP Markets
Demo
easyMarkets
Demo
SpreadEx
Demo
FxPro
Demo
Excluded Countries US, IR, CA, NZ, JP AU, BE, BQ, BR, CA, CW, CZ, DE, ES, EE, EU, FM, FR, FI, GW, ID, IR, JP, LR, MP, NL, PF, PL, RU, SE, SJ, SS, SL, SI, TL, TR, DO, US, IT, AT, PT, BG, HR, CY, DK, FL, GR, IE, LV, LT, MT, RO, SK, CH ZA, ID, IR, KP, BE, CA, JP, SY, TR, IL, BY, AL, MD, MK, RS, GN, CD, SD, SA, ZW, ET, GH, TZ, LY, UG, ZM, BW, RW, TN, SO, NA, TG, SL, LR, GM, DJ, CI, PK, BN, TW, WS, NP, SG, VI, TM, TJ, UZ, LK, TT, HT, MM, BT, MH, MV, MG, MK, KZ, GD, FJ, PT, BB, BM, BS, AG, AI, AW, AX, LB, SV, PY, HN, GT, PR, NI, VG, AN, CN, BZ, DZ, MY, KH, PH, VN, EG, MN, MO, UA, JO, KR, AO, BR, HR, GL, IS, IM, JM, FM, MC, NG, SI, US, IN, PK, BD, NG , ID, BE, AU US, CA, IL, IR AF, AS, AQ, AM, AZ, BY, BE, BZ, BT, BA, BI, CM, CA, CF, TD, CG, CI, ER, GF, PF, GP, GU, GN, GW, GY, HT, VA, IR, IQ, JP, KZ, LB, LR, LY, ML, MQ, YT, MZ, MM, NZ, NI, KP, PS, PR, RE, KN, LC, VC, WS, SO, GS, KR, SS, SD, SR, SY, TJ, TN, TM, TC, US, VU, VG, EH, ES, YE, ZW, ET BE, BR, KP, NZ, TR, US, CA, SG US, JP, NZ US, IL, BC, MB, QC, ON, AF, BY, BI, KH, KY, TD, KM, CG, CU, CD, GQ, ER, FJ, GN, GW, HT, IR, IQ, LA, LY, MZ, MM, NI, KP, PW, PA, RU, SO, SS, SD, SY, TT, TM, VU, VE, YE US, TR US, CA, IR


All Premium Bond Alternative Trading Platforms in more detail

You can compare Premium Bond Alternative Trading Platforms ratings, min deposits what the the broker offers, funding methods, platforms, spread types, customer support options, regulation and account types side by side.

We also have an indepth Top Premium Bond Alternative Trading Platforms for 2025 article further below. You can see it now by clicking here

We have listed top Premium Bond Alternative Trading Platforms below.

Are premium bonds worth it List

IC Markets
(4/5)
Min deposit : 200
IC Markets was established in 2007 and is used by over 200000+ traders. Losses can exceed deposits IC Markets offers Forex, CFDs, Spread Betting, Share dealing, Cryptocurrencies. Cryptocurrency availability with IC Markets is subject to regulation.

Funding methods

Bank transfer Credit Card Paypal

Platforms

MT5, MT4, MetaTrader WebTrader, Mobile Apps, iOS (App Store), Android (Google Play), MetaTrader iPhone/iPad, MetaTrader Android Google Play, MetaTrader Mac, cTrader, cTrader Web, cTrader iPhone/iPad, cTrader iMac, cTrader Android Google Play, cTrader Automate, cTrader Copy Trading, TradingView, Virtual Private Server, Trading Servers, MT4 Advanced Trading Tools, IC Insights, Trading Central

Customer support

Live chat Phone support Email support

Account Types

Micro account Standard account ECN account
Islamic account VIP account
Regulated by Seychelles Financial Services Authority (FSA) (SD018)
Roboforex
(4/5)
Min deposit : 10
Roboforex was established in 2009 and is used by over 730000+ traders. Losses can exceed deposits Roboforex offers Forex, CFDs.

Funding methods

Bank transfer Credit Card Paypal

Platforms

MT4, MT5, R Mobile Trader, R StocksTrader, WebTrader, Mobile Apps, iOS (App Store), Android (Google Play), Windows

Customer support

Live chat Phone support Email support

Account Types

Micro account Standard account ECN account
Islamic account VIP account
Regulated by RoboForex Lid is regulated by Belize FSC, License No. 000138/7, reg. number 000001272. RoboForex Ltd, which is an (A category) member of The Financial Commission, also is a participant of its Compensation Fund
eToro
(4/5)
Min deposit : 50
Visit eToro Try a Demo Read review

eToro is a multi-asset platform which offers both investing in stocks and cryptoassets, as well as trading CFDs.

Please note that CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 61% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work, and whether you can afford to take the high risk of losing your money.

This communication is intended for information and educational purposes only and should not be considered investment advice or investment recommendation. Past performance is not an indication of future results.

Copy Trading does not amount to investment advice. The value of your investments may go up or down. Your capital is at risk.

Copy trading is a portfolio management service, provided by eToro (Europe) Ltd., which is authorised and regulated by the Cyprus Securities and Exchange Commission.

Cryptoasset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment, and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.

eToro USA LLC does not offer CFDs and makes no representation and assumes no liability as to the accuracy or completeness of the content of this publication, which has been prepared by our partner utilizing publicly available non-entity specific information about eToro.

eToro was established in 2007 and is used by over 35000000+ traders. 61% of retail investor accounts lose money when trading CFDs with this provider. eToro offers Social Trading, Stocks, Commodities, Indices, Forex (Currencies), CFDs, Cryptocurrency, Exchange Traded Funds (ETF), Index Based Funds. Cryptocurrency availability with eToro is subject to regulation. Buying and selling real cryptocurrency assets may not be available in your country through eToro. Please check the latest information made available on their website.

Funding methods

Bank transfer Credit Card Paypal

Platforms

eToro Trading App, Mobile Apps, iOS (App Store), Android (Google Play), CopyTrading, Web

Customer support

Live chat Phone support Email support

Account Types

Micro account Standard account ECN account
Islamic account VIP account
Regulated by FCA (Financial Conduct Authority) eToro (UK) Ltd (FCA reference 583263), eToro (Europe) Ltd CySEC (Cyprus Securities Exchange Commission), ASIC (Australian Securities and Investments Commission) eToro AUS Capital Limited ASIC license 491139, CySec (Cyprus Securities and Exchange Commission under the license 109/10), FSAS (Financial Services Authority Seychelles) eToro (Seychelles) Ltd license SD076
XTB
(4/5)
Min deposit : 0
XTB was established in 2002 and is used by over 1000000+ traders. 69% - 80% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. XTB offers Forex, CFDs, Cryptocurrency. Cryptocurrency availability with XTB is subject to regulation.

Funding methods

Bank transfer Credit Card Paypal

Platforms

MT4, Mirror Trader, Web Trader, Tablet, Mobile Apps, iOS (App Store), Android (Google Play)

Customer support

Live chat Phone support Email support

Account Types

Micro account Standard account ECN account
Islamic account VIP account
Regulated by FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19)
XM
(4/5)
Min deposit : 5
XM was established in 2009 and is used by over 10000000+ traders. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74.12% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. XM offers Forex Trading, Stocks CFDs, Commodities CFDs, Equity Indices CFDs, Precious Metals CFDs, Energies CFDs.

Funding methods

Bank transfer Credit Card Paypal

Platforms

MT5, MT5 WebTrader, XM Apple App for iPhone, XM App for Android Google Play, Tablet: MT5 for iPad, MT5 for Android Google Play, XM App for iPad, XM App for iOS (App Store), Android (Google Play), Mobile Apps

Customer support

Live chat Phone support Email support

Account Types

Micro account Standard account ECN account
Islamic account XM Swap-Free account (XM Ultra Low Account) VIP account
Regulated by Financial Services Commission (FSC) (000261/4) XM ZA (Pty) Ltd, Cyprus Securities and Exchange Commission (CySEC) (license 120/10) Trading Point of Financial Instruments Ltd, Australian Securities and Investments Commission (ASIC) (number 443670) Trading Point of Financial Instruments Pty Ltd
Pepperstone
(4/5)
Min deposit : 0
Pepperstone was established in 2010 and is used by over 400000+ traders. 75-95 % of retail investor accounts lose money when trading CFDs Pepperstone offers Forex, CFDs, Social Trading.

Funding methods

Bank transfer Credit Card Paypal

Platforms

MT4, MT5, cTrader,WebTrader, TradingView, Windows, Mobile Apps, iOS (App Store), Android (Google Play)

Customer support

Live chat Phone support Email support

Account Types

Micro account Standard account ECN account
Islamic account Pro Account VIP account
Regulated by Financial Conduct Authority (FCA), Australian Securities and Investments Commission (ASIC), Cyprus Securities and Exchange Commission (CySEC), Federal Financial Supervisory Authority (BaFin), Dubai Financial Services Authority (DFSA), Capital Markets Authority of Kenya (CMA), Pepperstone Markets Limited is incorporated in The Bahamas (number 177174 B), Licensed by the Securities Commission of the Bahamas (SCB) number SIA-F217
AvaTrade
(4/5)
Min deposit : 100
AvaTrade was established in 2006 and is used by over 400000+ traders. 71% of retail investor accounts lose money when trading CFDs with this provider AvaTrade offers Forex, Cryptocurrencies, Commodities, Indices, Stocks, Bonds, Vanilla Options, ETFs, CFDs, Spread Betting, Social Trading . Cryptocurrency availability with AvaTrade is subject to regulation.

Funding methods

Bank transfer Credit Card Paypal

Platforms

MT4, MT5, Web Trading, AvaTrade App, AvaOptions, Mac Trading, AvaSocial, Mobile Apps, iOS (App Store), Android (Google Play)

Customer support

Live chat Phone support Email support

Account Types

Micro account Standard account ECN account
Islamic account VIP account
Regulated by Australian Securities and Investments Commission (ASIC) Ava Capital Markets Australia Pty Ltd (406684), South African Financial Sector Conduct Authority (FSCA) Ava Capital Markets Pty Ltd (45984), Financial Services Agency (Japan FSA) Ava Trade Japan K.K. (1662), Financial Futures Association of Japan (FFAJ),, FFAJ, Abu Dhabi Global Markets (ADGM)(190018) Ava Trade Middle East Ltd (190018), Polish Financial Supervision Authority (KNF) AVA Trade EU Ltd, Central Bank of Ireland (C53877) AVA Trade EU Ltd, British Virgin Islands Financial Services Commission (BVI) BVI (SIBA/L/13/1049), Israel Securities Association (ISA) (514666577) ATrade Ltd, Financial Regulatory Services Authority (FRSA)
FP Markets
(4/5)
Min deposit : 100
FP Markets was established in 2005 and is used by over 200000+ traders. Losses can exceed deposits FP Markets offers Forex, CFDs, Bonds.

Funding methods

Bank transfer Credit Card Paypal

Platforms

MT4, MT5, TradingView, cTrader, WebTrader, Mobile Trader, Mobile Apps, iOS (App Store), Android (Google Play)

Customer support

Live chat Phone support Email support

Account Types

Micro account Standard account ECN account
Islamic account VIP account
Regulated by CySEC (Cyprus Securities and Exchange Commission) (371/18), ASIC AFS (Australian Securities and Investments Commission) (286354), FSP (Financial Sector Conduct Authority in South Africa) (50926), Financial Services Authority Seychelles (FSA) (130)
EasyMarkets
(4/5)
Min deposit : 25
easyMarkets was established in 2001 and is used by over 250000+ traders. Your capital is at risk easyMarkets offers CFD, Forex, Commodities, Indices, Shares, Crypto. Cryptocurrency availability with easyMarkets is subject to regulation.

Funding methods

Bank transfer Credit Card Paypal

Platforms

easyMarkets App, Mobile Apps, iOS (App Store), Android (Google Play), Web Platform, TradingView, MT4, MT5

Customer support

Live chat Phone support Email support

Account Types

Micro account Standard account ECN account
Islamic account VIP account
Regulated by Cyprus Securities and Exchange Commission (CySEC) (079/07) Easy Forex Trading Ltd, Australian Securities and Investments Commission (ASIC) (Easy Markets Pty Ltd 246566), British Virgin Islands Financial Services Commission (BVI) EF Worldwide Ltd (SIBA/L/20/1135), Financial Sector Conduct Authority South Africa (FSA) EF Worldwide (PTY) Ltd (54018), FSC (Financial Services Commission) (SIBA/L/20/1135), FSCA (Financial Sector Conduct Authority) (54018)
SpreadEx
(4/5)
Min deposit : 0
SpreadEx was established in 1999 and is used by over 60000+ traders. 65% of retail CFD accounts lose money SpreadEx offers Forex, CFDs, and spread betting.

Funding methods

Bank transfer Credit Card Paypal

Platforms

Web, Mobile Apps, iOS (App Store), Android (Google Play), iPad App, iPhone App, TradingView

Customer support

Live chat Phone support Email support

Account Types

Micro account Standard account ECN account
Islamic account VIP account
Regulated by FCA (Financial Conduct Authority) (190941), Gambling Commission (Great Britain) (8835)
FXPro
(4/5)
Min deposit : 100
FxPro was established in 2006 and is used by over 7800000+ traders. 75.78% of retail investor accounts lose money when trading CFDs and Spread Betting with this provider FxPro offers Forex trading, Share Dealing, Spot Indices, Futures, Spot Metals and Spot Energies.

Funding methods

Bank transfer Credit Card Paypal

Platforms

MT4, MT5, cTrader, FxPro WebTrader, FxPro Mobile Apps, iOS (App Store), Android (Google Play)

Customer support

Live chat Phone support Email support

Account Types

Micro account Standard account ECN account
Islamic account VIP account
Regulated by FCA (Financial Conduct Authority) (509956), CySEC (Cyprus Securities and Exchange Commission) (078/07), FSCA (Financial Sector Conduct Authority) (45052), SCB (Securities Commission of The Bahamas) (SIA-F184), FSA (Financial Services Authority of Seychelles) (SD120)

Learn more Learn more about IC Markets.
Losses can exceed deposits
TRADE NOW Try IC Markets today
Losses can exceed deposits