Trading 212 Vs XTB

How Trading 212 and XTB Compare in 2025

Trading 212 or XTB who is better?

Compare TRADING 212 Versus XTB and IC Markets broker accounts.


Compare Trading 212 Vs XTB Side by Side

So you are looking for a broker, Trading 212 or XTB who should you choose?

When trading on financial markets you will want to know all about who Trading 212 or XTB are, and how they compare. You will naturally want to know how long Trading 212 and XTB have been in business and what reputation Trading 212 and XTB have. On top of this, you will need to discover if Trading 212 and XTB match your trading needs.

Having a reputable and dependable broker is crucial to your trading. The reason for this is quite a simple one You need to be sure in the knowledge that your money is in a segregated bank account with a financially regulated broker. Let us see how Trading 212 and XTB compare.

Well in our side by side comparison we make it easier for you to see what is right for you. As with anything the final decision on which broker to trade with should ultimately be based on what and how you going to trade.

Our comparison will help you judge the effectiveness, price, ease of use and support trustworthiness of Trading 212 and XTB side by side.

If you're itching to start trading, we can assist you in making a well-informed decision when comparing Trading 212 and XTB. By comprehensively comparing Trading 212 and XTB features and services, you can choose a trading platform that best suits your needs and preferences. We aim to equip you with the knowledge to make an educated decision and feel confident in your trading journey with Trading 212, XTB or an alternative broker.

Our Comparebrokers.co team has painstakingly spent months assessing different brokers accounts. We collected over 1200 data points on Trading 212 and XTB. To simplify things, we analyzed everything for you and provide the main points in relevant blocks on this page.

Regulation alongside currency availability is important when deciding upon a broker. It is very important when selecting a broker like the Trading 212 platform or XTB that they are regulated. To finish off our comparison, let's look at the popular tools and features traders prefer side by side.


Trading 212

(3/5)
Benefits of Trading 212?
  • Established in 2004
  • Trading 212 have been in business for 20 years.
  • Head quarters in UK.
  • Live Chat
  • Segregates clients funds
  • Trading 212 Min deposit $1
Trading 212 screenshot Trading212 sign up here
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 79% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Reputation Support
Good
Great

Trading 212 Regulation

Trading 212 is regulated by the FCA (Financial Conduct Authority) (609146), ASIC (Australian Securities and Investments Commission) (541122), FSC (Financial Supervision Commission, Bulgaria) (RG-03-0237), CySEC (Cyprus Securities and Exchange Commission) (398/21) .

Excluded Countries

US, CA

Trading 212 Fees

Deposit fee No
Commission No
Inactivity fee No
Withdrawal fee No
Min trade Varies
Max trade Varies
Min deposit $1
View all spreads
& fees here
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 79% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Funding Methods

Credit card
Bank transfer
American Express
PayPal
Neteller
Skrill
Bitcoin

Payment processing time
Varies

Withdrawal processing time
Varies
See all Trading 212
funding options here
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 79% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Trading 212 Features

Apple application available
Android application available
Windows application available
Can Set Price alerts
Variable spreads (Forex)
Scalping trading
Hedge trading
Stop loss orders
Limit orders
One click trading available
Trailing stops available
Expert advisors (Metatrader)
Virtual private server (VPS)
Direct market access (DMA)
ECN broker (Forex ECNs)
STP broker (STP)
Market maker
Trading Signals

Trading 212 Platforms

Web Trader, Mobile Apps, iOS (App Store), Android (Google Play)

Trading 212 Languages

English, Deutsch, Nederlands, Espanol, Francais, Italiano, Polski, Srpski, Norsk, Svenska, Cesky, РУССКИЙ, Romana, Turkce, العربية, 中文

See Trading 212
features here
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 79% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Financial Markets

Forex (Currency)
Majors
Indices
Penny stocks
Dow Jones
FTSE
Dax
Nikkei
IPO
ETFs
Bitcoin CFD
Metals
Agriculturals
Energies
See Trading 212
instruments here
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 79% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Trading 212 Account Types

Demo account
VIP account
Micro account
Standard account
Zero spread account
Islamic account

The information used on comparebrokers.co was updated directly from the Trading 212 website. Our records were last updated on .

Visit Trading 212 today
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 79% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

XTB

(4/5)
Benefits of XTB?
  • Established in 2002
  • XTB have been in business for 22 years.
  • Head quarters in Poland.
  • Live Chat
  • Segregates clients funds
  • XTB Min deposit $0
XTB screenshot XTB sign up here
74-83% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Reputation Support
Good
Good

XTB Regulation

XTB is regulated by the FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19).

Excluded Countries

US, IN, PK, BD, NG , ID, BE, AU

XTB Fees

Deposit fee No
Commission Yes
Inactivity fee Yes
Withdrawal fee Yes
Min trade 0.01 Lot
Max trade 100 Lot
Min deposit $0
View all spreads
& fees here
74-83% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Funding Methods

Credit card
Bank transfer
American Express
PayPal
Neteller
Skrill
Bitcoin

Payment processing time
Varies

Withdrawal processing time
Varies
See all XTB
funding options here
74-83% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

XTB Features

Apple application available
Android application available
Windows application available
Can Set Price alerts
Variable spreads (Forex)
Scalping trading
Hedge trading
Stop loss orders
Limit orders
One click trading available
Trailing stops available
Expert advisors (Metatrader)
Virtual private server (VPS)
Direct market access (DMA)
ECN broker (Forex ECNs)
STP broker (STP)
Market maker
Trading Signals

XTB Platforms

MT4, Mirror Trader, Web Trader, Tablet, Mobile Apps, iOS (App Store), Android (Google Play)

XTB Languages

English, Spanish, Czech, Chinese, German, French, Italian, Polish, Portuguese, Romanian, Slovenian, and Turkish

See XTB
features here
74-83% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Financial Markets

Forex (Currency)
Majors
Indices
Penny stocks
Dow Jones
FTSE
Dax
Nikkei
IPO
ETFs
Bitcoin CFD
Metals
Agriculturals
Energies
See XTB
instruments here
74-83% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

XTB Account Types

Demo account
VIP account
Micro account
Standard account
Zero spread account
Islamic account

The information used on comparebrokers.co was updated directly from the XTB website. Our records were last updated on .

Visit XTB today
74-83% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

IC Markets

(4/5)
Benefits of IC Markets?
  • Established in 2007
  • IC Markets have been in business for 17 years.
  • Head quarters in Australia.
  • Live Chat
  • Segregates clients funds
  • IC Markets Min deposit $200
IC Markets screenshot IC Markets sign up here
Losses can exceed deposits
Reputation Support
Good
Good

IC Markets Regulation

IC Markets is regulated by the Seychelles Financial Services Authority (FSA) (SD018).

Excluded Countries

US, IR, CA, NZ, JP

IC Markets Fees

Deposit fee No
Commission Yes
Inactivity fee No
Withdrawal fee No
Min trade 0.01 Lot
Max trade None
Min deposit $200
View all spreads
& fees here
Losses can exceed deposits

Funding Methods

Credit card
Bank transfer
American Express
PayPal
Neteller
Skrill
Bitcoin

Payment processing time
Varies

Withdrawal processing time
Varies
See all IC Markets
funding options here
Losses can exceed deposits

IC Markets Features

Apple application available
Android application available
Windows application available
Can Set Price alerts
Variable spreads (Forex)
Scalping trading
Hedge trading
Stop loss orders
Limit orders
One click trading available
Trailing stops available
Expert advisors (Metatrader)
Virtual private server (VPS)
Direct market access (DMA)
ECN broker (Forex ECNs)
STP broker (STP)
Market maker
Trading Signals

IC Markets Platforms

MT5, MT4, MetaTrader WebTrader, Mobile Apps, iOS (App Store), Android (Google Play), MetaTrader iPhone/iPad, MetaTrader Android Google Play, MetaTrader Mac, cTrader, cTrader Web, cTrader iPhone/iPad, cTrader iMac, cTrader Android Google Play, cTrader Automate, cTrader Copy Trading, TradingView, Virtual Private Server, Trading Servers, MT4 Advanced Trading Tools, IC Insights, Trading Central

IC Markets Languages

English, Japanese, Chinese, Polish, Afrikans, Danish, Dutch, German and more

See IC Markets
features here
Losses can exceed deposits

Financial Markets

Forex (Currency)
Majors
Indices
Penny stocks
Dow Jones
FTSE
Dax
Nikkei
IPO
ETFs
Bitcoin CFD
Metals
Agriculturals
Energies
See IC Markets
instruments here
Losses can exceed deposits

IC Markets Account Types

Demo account
VIP account
Micro account
Standard account
Zero spread account
Islamic account

The information used on comparebrokers.co was updated directly from the IC Markets website. Our records were last updated on .

Visit IC Markets today
Losses can exceed deposits

Trading 212 Vs XTB Table of Contents

Trading 212 and XTB in Detail

Trading 212 Review Screenshot

The Trading 212 online trading platform gives traders from all over the world access to over 12,000 financial instruments, XTB include over 6,000 available instruments. There are over 3,000,000+ registered customers that have taken advantage of the Trading 212 platform.

Trading 212 are regulated by FCA (Financial Conduct Authority) (609146), ASIC (Australian Securities and Investments Commission) (541122), FSC (Financial Supervision Commission, Bulgaria) (RG-03-0237), CySEC (Cyprus Securities and Exchange Commission) (398/21) .

Trading 212 Review Screenshot

XTB is a renowned Poland financial trading brokerage established in 2002.

XTB serves customers globally and are regulated by FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19). Depending on the country you are trading from Trading 212 may serve you from a different business entity to comply with its financial regulators.

XTB is listed as a publically traded company on a major stock market. As part of their regulatory requirements XTB has to disclose a yearly report publically. Because of this extra level of auditing and regulation XTB can be considered trustworthy. Trading 212 is not listed as a PLC.

XTB is a popular well known financial trading platform serving over 1,000,000 customers.

Benefits of Trading 212 and XTB Compared

Below, we will give you a summary of the benefits Trading 212 and XTB offer side by side.

Trading 212 offers a minimum deposit of 1 while XTB have a 0 minimum deposit.

Why smaller trading deposits are good and how Trading 212 and XTB compare

One primary and self-evident factor to remember is that you must only deposit an amount that fits your financial capacity with either Trading 212 or XTB. If you have limited financial resources, the broker with the most affordable deposit option will be more appealing. Trading 212 requires a minimum deposit of 1, whereas XTB mandates a minimum deposit of 0. One additional factor to consider while venturing into more precarious yet potentially lucrative financial instruments is to limit your speculation to a modest proportion of your designated trading funds. It's advisable not to be deterred by a broker's higher minimum deposit, whether it's Trading 212 or XTB, and instead focus on the comprehensive trading features offered by their platform. Frequently, a higher minimum deposit provides access to a wider range of financial assets and research tools on the trading platform.

Trading 212 allows traders to trade up to 12,000 financial instruments while XTB have around 6,000 on their trading platform.

The more instruments available on Trading 212 and XTB trading platforms the more potential financial instruments you can buy or sell for your portfolio. It is good to have a diverse portfolio and the options available to a user will always vary. Trading is all about grasping potential opportunities and you seriously do not want to miss out on a trading opportunity due to the limitations of Trading 212 or XTB.

The Trading 212 trading platform has 1,731 stocks listed while XTB has 1,696 stocks listed.

Trading 212 allows retail traders to trade the following assets Stocks, Forex, Commodities, Indices on the Trading 212 Web Trader, Mobile Apps, iOS (App Store), Android (Google Play) trading platforms.

Alternatively XTB allows retail traders to trade Forex, CFDs, Cryptocurrency on the XTB MT4, Mirror Trader, Web Trader, Tablet, Mobile Apps, iOS (App Store), Android (Google Play) trading platforms.

Compare Trading 212 and XTB in more detail below.

Drawbacks of Trading 212 and XTB Compared

Below we compare what drawbacks Trading 212 and XTB have side by side.

Various potential downsides can be associated with certain brokers, including Trading 212 and XTB. One primary drawback is the potential restrictions that may be imposed. Generally, the more diverse investment options available, the more favourable the situation. Another critical aspect to consider is the trading fees and commissions charged by Trading 212 compared to XTB. High trading fees and commissions must be factored into your profit loss of each live trade. Additionally, essential factors to consider are the quality of trading research tools, educational resources, and the overall user-friendliness of Trading 212 versus XTB.

Broker Trading212 XTB IC Markets
Inactivity Fees No Yes No
Withdrawl Fees No Yes No
Withdrawal Processing Time Varies Varies Varies
Min Deposit 1 0 200
Social Trading No No Yes
Excluded Countries US, CA US, IN, PK, BD, NG , ID, BE, AU US, IR, CA, NZ, JP

Trading 212 Vs XTB Available Financial Markets

The saying 'Variety is the spice of life' holds for financial markets. It is always advisable to have a diversified investment portfolio whether trading with Trading 212 or XTB. A diversified portfolio with Trading 212 or XTB can safeguard your investments from significant downturns in any particular market. For instance, when one stock rises, others may follow suit.

Conversely, when the market takes a downturn, it can be disastrous for your investments. The most effective investment portfolios cover potential risks and encompass many businesses and stocks. When creating a diverse investment portfolio with brokers like Trading 212 or XTB, it is recommended to have access to a variety of tradable assets, commodities, and securities on different trading platforms such as Trading 212 and XTB.

Broker Trading212 XTB IC Markets
Instruments Available 12000 6000 2250
Offers share dealing Yes No Yes
Number of Shares 1,731 1,696 2,100
Offers US Stocks Yes Yes Yes
Offers UK Stocks Yes Yes Yes
Offers German Stocks Yes Yes Yes
Offers Japanese Stocks Yes Yes Yes
Offers Indices Trading Yes Yes Yes
Number of Commodities 14 21 20
Offers Metals Commodities Yes Yes Yes
Offers Energy Commodities Yes Yes Yes
Offers Agricultural Commodities Yes Yes Yes
Offers Forex Trading Yes Yes Yes
Number of Forex Pairs 177 57 61
Offers Major Forex Pairs Yes Yes Yes
Offers Minor Forex Pairs Yes Yes Yes
Offers Exotic Forex Pairs Yes Yes Yes
Offers CFD Trading Yes Yes Yes
Offers Social Trading No No Yes

Trading 212 Vs XTB Cryptocurrency Trading

Since the creation of Bitcoin, the world of cryptocurrencies has been booming, including on trading platforms like Both Trading 212 and XTB, and it's not difficult to see why. Cryptocurrencies have the potential to turn modest investments into millions, although this is a rare occurrence. This feat is hard to achieve compared to other financial instruments like stocks and shares. Both Trading 212 and XTB offer some form of cryptocurrency trading.

Bitcoin is the most popular cryptocurrency, but thousands of altcoins could experience a similar rise. Altcoins follow the same trajectory as Bitcoin, similar to how stocks rise and fall with the market.

Investing in cryptocurrencies with Trading 212 or XTB is considered a high-risk venture. The prices of cryptocurrencies can experience extreme highs and lows. If you choose to invest in cryptocurrencies, allocating only a fraction of your portfolio or trading budget to it is essential. Crypto trading with Trading 212 or XTB could lead to one of the most exciting trades you've ever made, depending on the market. Please remember that cryptocurrency availability on Trading 212, XTB, and all brokers are subject to regulation.

We compare Trading 212 vs XTB Crypto options below side by side.

Broker Trading212 XTB IC Markets
Allows Cryptocurrency Trading (availability subject to regulation) Yes No Yes
Cryptocurrencies Offered BCH, BTC, ETH, LTC, XRP, MON, DA ADA, BTC, BCH, DSH, EOS, ETH, IOTA, LTC, NEO, XRP, XLM, TRX, XEM, XLM, XMR BTC, BCH, ETH, LTC, DASH, XRP, EOS, EMC, NMC, PPC

Trading 212 Vs XTB Commission and Fees

knowing your trading and commission fees with Trading 212 vs XTB is extremely important. For the majority of the Trading 212 12,000 financial instruments and XTB 6,000 available financial instruments .

The price you are being presented with will factor in the fee the broker takes. For example, if a financial asset is at 79.6. You might have to pay 79 to enter. Therefore, you will start with a small loss with Trading 212 and XTB. The bigger the fee, the bigger the issue is. Most alarmingly, some financial assets charge you to hold on to the asset overnight or over the weekend. Some commodities and stocks you are using leverage on may have overnight charges. Please check your fees with Trading 212 and XTB before you invest because you must know what you are paying.

You ideally want to choose a broker like Trading 212 or XTB that does not charge too much for withdrawal fees. High trading fees and commissions must be taken into your profit loss calculations. The fees will be noticeable if you have a low budget and do not intend to invest so much with Trading 212 or XTB. You want the withdrawal fee to be less than one per cent of what you are withdrawing but, more ideally, $5 to $10.

Your location or residence will have an impact on your potential Trading 212 and XTB fees, of course. Make sure you do your research and check the commission and fees with both Trading 212 and XTB before you invest anything.

Some brokers will charge inactivity fees. As the name suggests, this occurs when you have been inactive on your account for a certain period. Also, with Trading 212 or XTB be aware of or 3rd party payment provider fees and currency conversion fees.

Trading 212 does not charge inactivity fees, while XTB does charge inactivity fees.

Numerous notifications are usually sent to you as a reminder of dormant Trading 212 and XTB accounts, giving you sufficient time to decide on the appropriate course of action. You can opt to continue using your Trading 212 or XTB account, or choose to close it.

Usually, the associated fees for dormant Trading 212 or XTB accounts are quite minimal, and there is no need to panic, particularly when the issue can be easily resolved. It's always advisable to keep track of your live Trading 212 or XTB trading account activity to avoid any unnecessary fees or charges.

When you deposit money to a broker like Trading 212 or XTB you might need to pay deposit fees. The lower, the better. Most preferably, you would have to pay Trading 212 or XTB nothing for this. If this is the case, it can be a big problem. Constant deposit fees can potentially add up, so this will take some consideration before you sign up.

Let's see how Trading 212 vs XTB compare side by side for commissions and fees.

Broker Trading212 XTB IC Markets
Min Deposit 1 0 200
Inactivity Fees No Yes No
Withdrawal Fees No Yes No
Deposit Fees No No No

Trading 212 Vs XTB Trading Platforms

We live in an accessible world these days. Therefore, your trading platform has to consider this. The ability to trade with the click of a button is essential and allows you to make trading decisions on the Trading 212 and XTB platforms when convenient. Without this, you cannot take advantage of every situation that may or may not occur in the financial markets.

Some brokers offer bespoke trading platforms, so if a particular broker does not offer the trading software you are looking for, their proprietary trading platform may be better. You must test this yourself with an Trading 212 or XTB demo account.

Broker Trading212 XTB IC Markets
Offers MT4 No Yes Yes
Offers MT5 No No Yes
Offers cTrader No No Yes

Trading 212 Vs XTB Mobile Trading

Trading on your mobile with Trading 212 and XTB can be very useful. Why is this? Well, the stock market sees market movement every second. If you are not near your desktop computer, you will probably be near and have access to your phone and Trading 212 and XTB mobile trading apps. This way, you can take advantage of all potential trading opportunities mobile trading with Trading 212 or XTB. For example, a stock might move to an all-time low when you are out. In this instance, having access to mobile trading with Trading 212 or XTB can help limit your risk and trade on the move.

If you own an iPhone, having an IOS Apple mobile trading app with Trading 212 or XTB is essential. Likewise, if you have an android phone, it's crucial to verify if Trading 212 or XTB broker provides an app compatible with Android devices. If you use Microsoft Windows tablets or phones, you must also check if Trading 212 and XTB have trading apps compatible with your device.

Broker Trading212 XTB IC Markets
Web Platform Yes Yes Yes
IOS Trading App Yes Yes Yes
Android Trading App Yes Yes Yes
Microsoft Trading App No Yes

Trading 212 Vs XTB Trading Account Types Offered

Trading 212 Vs XTB Demo Account

A demo account with Trading 212 or XTB is extremely useful for people without trading experience. This way, you risk none of your money and test your trading skills in a safe environment. For people with next to no knowledge of trading, we recommend fully signing up with an Trading 212 and XTB demo account.

Trading 212 Vs XTB Micro Account

Micro accounts are trading accounts used by Forex traders that allow them to trade with smaller amounts of capital than standard trading accounts. Micro accounts require a smaller minimum deposit, usually ranging from $1 to $500, and offer smaller trade sizes than standard accounts, allowing traders to manage their risk more effectively.

If you need a micro account check if Trading 212 or XTB offer micro trading accounts in your region.

Overall, micro accounts provide a flexible and cost-effective way for Forex traders to enter the market and gain valuable trading experience while minimizing risks. However, traders need to remember that Forex trading carries significant risks, and they should always approach trading with caution and sound risk management strategies.

Both Trading 212 and XTB do offer Micro accounts.

Trading 212 Vs XTB Standard Account

A standard account is available on Trading 212 and XTB to more experienced traders. This account allows users to trade on stocks, commodities, crypto etc. To open one of these retail investor accounts, users must trade with at least $100. Standard trading accounts are what the majority of people will seek to use.

Trading 212 does not offer clients Standard accounts, while XTB does offer clients Standard accounts.

Trading 212 Vs XTB MAM Account

A MAM (Multi-Account Manager) account is typically used by professional traders. It allows a trader to manage multiple individual trading accounts from a single master account, making it easier to execute trades and manage risk across multiple clients. MAM accounts can help streamline the trading process and improve efficiency for trader and their clients. If you need a MAM account check if MAM accounts are available with Trading 212 or XTB or alternative.

Trading 212 and XTB do not offer clients MAM accounts.

Trading 212 Vs XTB ECN Account

The primary purpose of ECN accounts is to provide traders with faster execution speeds and better pricing by connecting them directly to the market. ECN accounts allow traders to exploit the tightest spreads and access the deepest liquidity pools.

ECN accounts are used for fast and efficient trading, with lower transaction costs and greater transparency. While they may not be suitable for all traders, those with the necessary experience and expertise can benefit greatly from using an ECN account.

If you need a ECN account check they are available with Trading 212 or XTB or alternative.

Trading 212 and XTB do not offer clients ECN accounts.

Trading 212 Vs XTB Islamic Account

An Islamic account is for people who respect the Quran and want to invest in the Islamic stock market. Islamic trading accounts might seem very niche, but it is essential for those concerned as it follows certain ethics concerning the principles of Islam. They are also referred to as swap-free accounts.

If you need a Islamic account check they are available with Trading 212 or XTB or alternative.

Trading 212 and XTB do not offer clients Islamic accounts.

Trading 212 Vs XTB STP Account

Straight Through Processing or STP is where a requested client's trade orders are sent directly to the markets. STP brokers aim to reduce all conflicts of interest. STP is a non-dealing desk trading method aimed mainly at Forex traders.

If you need a STP account check they are available with Trading 212 or XTB or alternative.

Both Trading 212 and XTB offer clients STP accounts.

Trading 212 Vs XTB Managed Account

A managed account is a type of investment account where a professional manager or investment firm is responsible for making investment decisions on behalf of the account owner. The account owner typically retains ownership of the underlying assets but delegates responsibility for managing those assets to the manager.

While some managed accounts require significant investment minimums to access the services of a professional manager, many brokers now offer variations of managed accounts that can be accessed with smaller investment amounts. It's important to note that the fees associated with managed accounts can vary widely depending on the level of service the manager provides and the investment strategy employed. Investors should carefully evaluate the costs and benefits of managed accounts before making an investment decision.

Trading 212 and XTB do not offer clients Managed accounts.

Broker Trading212 XTB IC Markets
Offers Demo Accounts Yes Yes Yes
Offers Micro Accounts Yes No
Offers Standard Accounts No Yes Yes
Offers MAM Accounts No No Yes
Offers ECN Accounts No No Yes
Offers Islamic Accounts No Yes Yes
Offers STP Accounts Yes Yes No
Offers Managed Accounts No No No

Trading 212 Vs XTB Withdrawal and Funding Methods

Trading 212 and XTB have multiple deposit and withdrawal options. Funding and withdrawing from your Trading 212 and XTB accounts to your chosen payment method should be straightforward. Lets see how Trading 212 and XTB compare with each other. Be aware that depending on your payment method, there may be additional processing fees from your payment provider or bank for processing and converting your funds. Not all potential fees will come from Trading 212 or XTB.

Broker Trading212 XTB IC Markets
Payment Methods Credit cards, MasterCard, VISA, Debit Cards, Bank Transfer, Electronic wallets (eWallets), PayPal, Skrill, Dotpay, Carte Bleue, Direct eBanking, Apple Pay, Google Pay, iDeal, Giropay, Credit cards, MasterCard, Maestro, Visa, Debit cards, Bank Transfer, Electronic wallets (eWallets), Neteller, Skrill, Poli, Paysafe, Payoneer, Credit Cards, Debit Cards, MasterCard, VISA, PayPal, Neteller, Neteller VIP, Skrill, UnionPay, Wire Transfer, Bpay, Broker to Broker, POLI, Thai Internet Banking, Rapidpay, Klarna, Vietnamese Internet Banking,

Trading 212 Vs XTB Customer Support Compared

Customer support is essential when trading. Even professional traders will eventually need the help of Trading 212 or XTB support. Customer support is especially important for traders starting with little knowledge. If you are starting out, you will want to ensure the Trading 212 and XTB support is always available when needed. Trading 212 and XTB customer support is not just useful. broker customer support is crucial to your trading success!

Trading 212 Vs XTB Live Chat

Live chat is important for several reasons. When you encounter a problem with Trading 212 or XTB trading platforms, it is nice to know that the problem has the potential to be sorted out then and there. Also, speaking to someone live is much less frustrating than speaking to someone through several emails.

Both Trading 212 and XTB offer livechat support.

Trading 212 Vs XTB Email Support

When trading CFDs, stocks, commodities, currencies, cryptocurrencies or any other financial instruments with either Trading 212 or XTB you will find Email support is also very useful. Sometimes you might have a more complex question requiring a specific part of the Trading 212 or XTB support team to answer satisfactorily. Email support with Trading 212 and XTB will be needed.

Both Trading 212 and XTB offer email support.

Trading 212 Vs XTB Phone Support

Although most queries can be resolved with the need of a phone call, it is nice when we can explain ourselves with a live human being at either Trading 212 or XTB. We can get straight to the point, saving us time and frustration.

Trading 212 do not offer phone support. On the other hand XTB do offer phone support.

Lets see how Trading 212 and XTB customer support compare side by side.

Broker Trading212 XTB IC Markets
Offers Live Chat Yes Yes Yes
Languages English, Deutsch, Nederlands, Espanol, Francais, Italiano, Polski, Srpski, Norsk, Svenska, Cesky, РУССКИЙ, Romana, Turkce, العربية, 中文 English, Spanish, Czech, Chinese, German, French, Italian, Polish, Portuguese, Romanian, Slovenian, and Turkish English, Japanese, Chinese, Polish, Afrikans, Danish, Dutch, German and more
Support Email [email protected] [email protected] [email protected]
Phone 44 20 3769 9897 44 2036953085 No

Trading 212 Vs XTB Regulation and Licensing

Never trade on a market that is not sufficiently regulated. Only submit your bank card information or invest money on financially regulated websites. It would help if you made sure with certainty that your money is held with a regulated brokerage. Checking whether Trading 212 and XTB are regulated is not a hard task. The more reputable and mainstream brokers will proudly display their regulation certificates on their site, and if you cannot see that Trading 212 or XTB have these in place, please be extremely cautious before you proceed with them.

We compare Trading 212 Vs XTB financial regulation and licensing side by side below.

Broker Trading212 XTB IC Markets
FCA Regulation Yes Yes No
CySEC Regulation Yes Yes No
MiFID Regulation No No No
ASIC Regulation Yes No No
FSCA Regulation No Yes No
DFSA Regulation No Yes No
MAS Regulation No No No

Trading 212 Vs XTB Education Resources Compared

We compare Trading 212 and XTB educational resources below.

Broker Trading212 XTB IC Markets
Education Resources Articles Knowledge Base, Videos, Blog Articles, Webinars, Market Analysis Reports provided by XTB analysts Webinars, Podcasts, Video Tutorials, Help Centre Articles, Blogs

Trading 212 Vs XTB Risk Management Features

When trading with either Trading 212 or XTB you will want to understand and make full use of all the risk management features on your Trading 212 or XTB trading platforms.

We compare side by side the trading risk management features offered by Trading 212 and XTB below.

Trading 212 Vs XTB Hedging

What is hedging? Have you ever heard of the expression 'to hedge ones bets'? Hedging means not speculating solely on the outcome of one event, as holding all your assets in one place could be risky. Hedging in finance means being able to trade to protect yourself from huge risks by limiting risk using diversification. Hedging can be done, for example, by speculating on a stock to rise and against it to rise by using different amounts or different amounts of leverage.

Both Trading 212 and XTB do offer clients hedging.

Trading 212 Vs XTB Stop Loss

Stop loss orders are very useful for more volatile investments, especially when speculating on a stock or Forex currency pair. In a normal trade, you cannot lose more than what you invested, but this is not the case when you are using leverage. Under these terms, it is always good to set a stop loss to protect yourself from any vicious results.

Both Trading 212 and XTB do offer clients stop losses. Stop Loss and Take Profit are not guaranteed on Trading 212 or XTB. You must still monitor any live trades and your financial exposure and financial risk.

Trading 212 Vs XTB Limit Orders

Every broker should allow users to place a limit order. Limit orders are when you have the order to buy a financial instrument at a specific price. Your trade will be executed when the financial asset hits a set price. Limit orders are extremely useful as they allow you to buy stock at a better price! It would be very time-consuming to wait for a stock to fall to a price you would ultimately be satisfied by. Therefore, you can already imagine what helping limit orders can be in your trading career.

Both Trading 212 and XTB do offer clients limit orders.

Trading 212 Vs XTB Negative Balance Protection

Negative balance protection is there to protect its customers. Customers need protection as trading can be volatile, and not everybody who invests knows the full consequences of their trade.

Negative balance protection works like this: Say you invest $50, but your trade can lose $125 because you have used leverage. You will need $125 available in your account to do this trade. Negative balance protection is essential, as it would be unfortunate if you received an unexpected bill from a broker one day.

Both Trading 212 and XTB do offer clients negative balance protection.

Broker Trading212 XTB IC Markets
Offers Hedging Yes Yes Yes
Negative Balance Protection Yes Yes Yes
Guaranteed Stop Loss No No No
Offers Limit Orders Yes Yes Yes
Offers Trailing Stops Yes Yes

Trading 212 Vs XTB Verdict

We hope this Trading 212 Vs XTB guide has helped you decide who is best to trade with out of Trading 212 and XTB.

When choosing a broker like Trading 212 or XTB for trading, it's important to ensure your money is held in a segregated bank account. Your live trading funds with Trading 212 or XTB are kept separate from the broker's funds and can be returned to you if the broker faces financial difficulties or insolvency when signing up with brokers such as Trading 212 or XTB, it's crucial to verify that they offer this safeguard. By doing so, you can have greater peace of mind and confidence in the safety of your funds as you engage in trading activities with Trading 212 or XTB.

Also, before you sign up with online brokers like Trading 212 or XTB, make sure you know what you are doing. Simple advice, we admit, but we know from experience how many people decide to start trading and then ask questions later. Please know what you are doing with Trading 212 or XTB before investing money into something.

Beware of the risks that come with trading with Trading 212 or XTB. The financial markets can be volatile, and investments can go down and up. Educate yourself, and use all Trading 212 and XTB educational resources and financial research tools. If you are new to trading, sign up for a demo account with Trading 212 and XTB to find which suits you and your trading style.

Some of you might be thinking about what we mean when we say 'trading style'. Here are a few examples. A day trader using Trading 212 or XTB will look to open positions and close them on the same day. Day trading in this way will require a broker that specialises in this. To do this with some brokers would be a bad idea because of the commission and fees involved. Check if Trading 212 and XTB fees match your trading requirements.

Alternatively, you could be on the end of this scale and decide to wait years before you close your investments with Trading 212 or XTB if your investment strategy is more long-term.

Trading 212 and XTB Alternatives

If Trading 212 and XTB are not what you are not quite what you are looking for we list some of the best Trading 212 and XTB alternatives below.

Other Trading 212 and XTB Vs Comparisons

If you are still looking for an alternative to Trading 212 and XTB and want to see how Trading 212 or XTB compares Vs other brokers check out the Trading 212 Vs and XTB Vs list below.

Trading 212 Vs Alternatives

Still not happy have a look at some of our alternative Trading 212 Vs side by side comparisons below

XTB Vs Alternatives

Still not happy have a look at some of our alternative Trading 212 Vs side by side comparisons below

Trading 212 Vs XTB Frequently Asked Questions

We answer some of the most frequently asked Trading 212 Vs XTB questions below.

Is Trading 212 any Good?

Knowing that a broker is legit is the first thing you should check before signing up with a broker. Is Trading 212 legit? - Trading 212 are regulated by FCA (Financial Conduct Authority) (609146), ASIC (Australian Securities and Investments Commission) (541122), FSC (Financial Supervision Commission, Bulgaria) (RG-03-0237), CySEC (Cyprus Securities and Exchange Commission) (398/21) and have been in business since 2004

Is XTB any Good?

XTB are regulated by FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19) and have been in business since 2002.

Which is better Trading 212 or XTB?

Trading 212 does not have a high rating, while XTB does not have a high rating.

Is Trading 212 a con?

Trading 212 is regulated by FCA (Financial Conduct Authority) (609146), ASIC (Australian Securities and Investments Commission) (541122), FSC (Financial Supervision Commission, Bulgaria) (RG-03-0237), CySEC (Cyprus Securities and Exchange Commission) (398/21) and have been in business since 2004. We recommend looking at a Trading 212 alternative that has more financial regulation.

Is XTB a con?

XTB is regulated by FCA (Financial Conduct Authority reference 522157), CySEC (Cyprus Securities and Exchange Commission reference 169/12), FSCA (Financial Sector Conduct Authority), XTB AFRICA (PTY) LTD licensed to operate in South Africa, KPWiG (Polish Securities and Exchange Commission), DFSA (Dubai Financial Services Authority), DIFC (Dubai International Financial Center), CNMV (Comisión Nacional del Mercado de Valores), KNF (Komisja Nadzoru Finansowego), IFSC (Belize International Financial Services Commission license number IFSC/60/413/TS/19) and have been in business since 2002. We recommend looking at a XTB alternative that has more financial regulation.

What happens if Trading 212 or XTB go bust?

Trading 212 and XTB are regulated, which means that as part of their regulatory obligations Trading 212 and XTB have to offer a certain level of financial protection to their clients. Trading 212 and XTB should by law keep client funds separate from Trading 212 and XTB funds. If either Trading 212 or XTB goes bankrupt, they should not have access to your money. Customer accounts should be segregated. A financial services compensation scheme differs from country to country, so check this on the Trading 212 and XTB websites and regulators.

Are Trading 212 or XTB good for beginners?

Trading 212 and XTB offer low deposits and access to a selection of market insights and news resources. Both Trading 212 and XTB offer demo accounts. Demo trading accounts are a big plus for Trading 212 and XTB as it shows they are interested in their customers.


Learn more Learn more about Trading 212.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 79% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.