XM Vs Hargreaves Lansdown

How XM and Hargreaves Lansdown Compare in 2025

XM or Hargreaves Lansdown who is better?

Compare XM Versus HARGREAVES LANSDOWN and IC Markets broker accounts.


Compare XM Vs Hargreaves Lansdown Side by Side

So you are looking for a broker, XM or Hargreaves Lansdown who should you choose?

When trading on financial markets you will want to know all about who XM or Hargreaves Lansdown are, and how they compare. You will naturally want to know how long XM and Hargreaves Lansdown have been in business and what reputation XM and Hargreaves Lansdown have. On top of this, you will need to discover if XM and Hargreaves Lansdown match your trading needs.

Having a reputable and dependable broker is crucial to your trading. The reason for this is quite a simple one You need to be sure in the knowledge that your money is in a segregated bank account with a financially regulated broker. Let us see how XM and Hargreaves Lansdown compare.

Well in our side by side comparison we make it easier for you to see what is right for you. As with anything the final decision on which broker to trade with should ultimately be based on what and how you going to trade.

Our comparison will help you judge the effectiveness, price, ease of use and support trustworthiness of XM and Hargreaves Lansdown side by side.

If you're itching to start trading, we can assist you in making a well-informed decision when comparing XM and Hargreaves Lansdown. By comprehensively comparing XM and Hargreaves Lansdown features and services, you can choose a trading platform that best suits your needs and preferences. We aim to equip you with the knowledge to make an educated decision and feel confident in your trading journey with XM, Hargreaves Lansdown or an alternative broker.

Our Comparebrokers.co team has painstakingly spent months assessing different brokers accounts. We collected over 1200 data points on XM and Hargreaves Lansdown. To simplify things, we analyzed everything for you and provide the main points in relevant blocks on this page.

Regulation alongside currency availability is important when deciding upon a broker. It is very important when selecting a broker like the XM platform or Hargreaves Lansdown that they are regulated. To finish off our comparison, let's look at the popular tools and features traders prefer side by side.


XM

(4/5)
Benefits of XM?
  • Established in 2009
  • XM have been in business for 15 years.
  • Head quarters in Cyprus.
  • Live Chat
  • Segregates clients funds
  • XM Min deposit $5
XM screenshot XM sign up here
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74.12% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Reputation Support
Good
Good

XM Regulation

XM is regulated by the Financial Services Commission (FSC) (000261/4) XM ZA (Pty) Ltd, Cyprus Securities and Exchange Commission (CySEC) (license 120/10) Trading Point of Financial Instruments Ltd, Australian Securities and Investments Commission (ASIC) (number 443670) Trading Point of Financial Instruments Pty Ltd .

Excluded Countries

US, CA, IL, IR

XM Fees

Deposit fee No
Commission No
Inactivity fee Yes
Withdrawal fee No
Min trade 0.01 Lot
Max trade 50 Lot
Min deposit $5
View all spreads
& fees here
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74.12% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Funding Methods

Credit card
Bank transfer
American Express
PayPal
Neteller
Skrill
Bitcoin

Payment processing time
Varies

Withdrawal processing time
2 business days
See all XM
funding options here
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74.12% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

XM Features

Apple application available
Android application available
Windows application available
Can Set Price alerts
Variable spreads (Forex)
Scalping trading
Hedge trading
Stop loss orders
Limit orders
One click trading available
Trailing stops available
Expert advisors (Metatrader)
Virtual private server (VPS)
Direct market access (DMA)
ECN broker (Forex ECNs)
STP broker (STP)
Market maker
Trading Signals

XM Platforms

MT5, MT5 WebTrader, XM Apple App for iPhone, XM App for Android Google Play, Tablet: MT5 for iPad, MT5 for Android Google Play, XM App for iPad, XM App for iOS (App Store), Android (Google Play), Mobile Apps

XM Languages

Arabic, Chinese, English, French, German, Greek, Hindi, Hungarian, Indonesian, Italian, Japanese, Korean, Malay, Polish, Portuguese, Russian, Spanish, Swedish, Thai, and Turkish

See XM
features here
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74.12% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Financial Markets

Forex (Currency)
Majors
Indices
Penny stocks
Dow Jones
FTSE
Dax
Nikkei
IPO
ETFs
Bitcoin CFD
Metals
Agriculturals
Energies
See XM
instruments here
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74.12% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

XM Account Types

Demo account
VIP account
Micro account
Standard account
Zero spread account
Islamic account

The information used on comparebrokers.co was updated directly from the XM website. Our records were last updated on .

Visit XM today
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74.12% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Hargreaves Lansdown

(3/5)
Benefits of Hargreaves Lansdown?
  • Established in 1981
  • Hargreaves Lansdown have been in business for 43 years.
  • Head quarters in UK.
  • Live Chat
  • Segregates clients funds
  • Hargreaves Lansdown Min deposit $1
Hargreaves Lansdown screenshot HL Markets sign up here
Losses can exceed deposits
Reputation Support
Good
Average

Hargreaves Lansdown Regulation

Hargreaves Lansdown is regulated by the FCA (Financial Conduct Authority) (115248).

Excluded Countries

US

Hargreaves Lansdown Fees

Deposit fee No
Commission Yes (0.1%)
Inactivity fee No
Withdrawal fee No
Min trade £1
Max trade Variable
Min deposit $1
View all spreads
& fees here
Losses can exceed deposits

Funding Methods

Credit card
Bank transfer
American Express
PayPal
Neteller
Skrill
Bitcoin

Payment processing time
Varies

Withdrawal processing time
Varies

Hargreaves Lansdown Features

Apple application available
Android application available
Windows application available
Can Set Price alerts
Variable spreads (Forex)
Scalping trading
Hedge trading
Stop loss orders
Limit orders
One click trading available
Trailing stops available
Expert advisors (Metatrader)
Virtual private server (VPS)
Direct market access (DMA)
ECN broker (Forex ECNs)
STP broker (STP)
Market maker
Trading Signals

Hargreaves Lansdown Platforms

WebTrade, Mobile Apps, Apple App, iPhone, Android Google Play

Hargreaves Lansdown Languages

English, French, German, Spanish, Portuguese

See Hargreaves Lansdown
features here
Losses can exceed deposits

Financial Markets

Forex (Currency)
Majors
Indices
Penny stocks
Dow Jones
FTSE
Dax
Nikkei
IPO
ETFs
Bitcoin CFD
Metals
Agriculturals
Energies
See Hargreaves Lansdown
instruments here
Losses can exceed deposits

Hargreaves Lansdown Account Types

Demo account
VIP account
Micro account
Standard account
Zero spread account
Islamic account

The information used on comparebrokers.co was updated directly from the Hargreaves Lansdown website. Our records were last updated on .

Visit Hargreaves Lansdown today
Losses can exceed deposits

IC Markets

(4/5)
Benefits of IC Markets?
  • Established in 2007
  • IC Markets have been in business for 17 years.
  • Head quarters in Australia.
  • Live Chat
  • Segregates clients funds
  • IC Markets Min deposit $200
IC Markets screenshot IC Markets sign up here
Losses can exceed deposits
Reputation Support
Good
Good

IC Markets Regulation

IC Markets is regulated by the Seychelles Financial Services Authority (FSA) (SD018).

Excluded Countries

US, IR, CA, NZ, JP

IC Markets Fees

Deposit fee No
Commission Yes
Inactivity fee No
Withdrawal fee No
Min trade 0.01 Lot
Max trade None
Min deposit $200
View all spreads
& fees here
Losses can exceed deposits

Funding Methods

Credit card
Bank transfer
American Express
PayPal
Neteller
Skrill
Bitcoin

Payment processing time
Varies

Withdrawal processing time
Varies
See all IC Markets
funding options here
Losses can exceed deposits

IC Markets Features

Apple application available
Android application available
Windows application available
Can Set Price alerts
Variable spreads (Forex)
Scalping trading
Hedge trading
Stop loss orders
Limit orders
One click trading available
Trailing stops available
Expert advisors (Metatrader)
Virtual private server (VPS)
Direct market access (DMA)
ECN broker (Forex ECNs)
STP broker (STP)
Market maker
Trading Signals

IC Markets Platforms

MT5, MT4, MetaTrader WebTrader, Mobile Apps, iOS (App Store), Android (Google Play), MetaTrader iPhone/iPad, MetaTrader Android Google Play, MetaTrader Mac, cTrader, cTrader Web, cTrader iPhone/iPad, cTrader iMac, cTrader Android Google Play, cTrader Automate, cTrader Copy Trading, TradingView, Virtual Private Server, Trading Servers, MT4 Advanced Trading Tools, IC Insights, Trading Central

IC Markets Languages

English, Japanese, Chinese, Polish, Afrikans, Danish, Dutch, German and more

See IC Markets
features here
Losses can exceed deposits

Financial Markets

Forex (Currency)
Majors
Indices
Penny stocks
Dow Jones
FTSE
Dax
Nikkei
IPO
ETFs
Bitcoin CFD
Metals
Agriculturals
Energies
See IC Markets
instruments here
Losses can exceed deposits

IC Markets Account Types

Demo account
VIP account
Micro account
Standard account
Zero spread account
Islamic account

The information used on comparebrokers.co was updated directly from the IC Markets website. Our records were last updated on .

Visit IC Markets today
Losses can exceed deposits

XM Vs Hargreaves Lansdown Table of Contents

XM and Hargreaves Lansdown in Detail

XM Review Screenshot

The XM online trading platform gives traders from all over the world access to over 1,000 financial instruments, Hargreaves Lansdown include over 12,000 available instruments. There are over 10,000,000+ registered customers that have taken advantage of the XM platform.

XM are regulated by Financial Services Commission (FSC) (000261/4) XM ZA (Pty) Ltd, Cyprus Securities and Exchange Commission (CySEC) (license 120/10) Trading Point of Financial Instruments Ltd, Australian Securities and Investments Commission (ASIC) (number 443670) Trading Point of Financial Instruments Pty Ltd .

XM Review Screenshot

Hargreaves Lansdown is a renowned UK financial trading brokerage established in 1981.

Hargreaves Lansdown serves customers globally and are regulated by FCA (Financial Conduct Authority) (115248). Depending on the country you are trading from XM may serve you from a different business entity to comply with its financial regulators.

Hargreaves Lansdown is not listed on any stock market, does not disclose its yearly report on its website. This is not terribly unusual for a broker, but you will want to check all of this out before you continue. Financial regulation is the most important thing to consider. XM is not listed as a PLC.

Hargreaves Lansdown is a popular well known financial trading platform serving over 1,700,000 customers.

Benefits of XM and Hargreaves Lansdown Compared

Below, we will give you a summary of the benefits XM and Hargreaves Lansdown offer side by side.

XM offers a minimum deposit of 5 while Hargreaves Lansdown have a 1 minimum deposit.

Why smaller trading deposits are good and how XM and Hargreaves Lansdown compare

One primary and self-evident factor to remember is that you must only deposit an amount that fits your financial capacity with either XM or Hargreaves Lansdown. If you have limited financial resources, the broker with the most affordable deposit option will be more appealing. XM requires a minimum deposit of 5, whereas Hargreaves Lansdown mandates a minimum deposit of 1. One additional factor to consider while venturing into more precarious yet potentially lucrative financial instruments is to limit your speculation to a modest proportion of your designated trading funds. It's advisable not to be deterred by a broker's higher minimum deposit, whether it's XM or Hargreaves Lansdown, and instead focus on the comprehensive trading features offered by their platform. Frequently, a higher minimum deposit provides access to a wider range of financial assets and research tools on the trading platform.

XM allows traders to trade up to 1,000 financial instruments while Hargreaves Lansdown have around 12,000 on their trading platform.

The more instruments available on XM and Hargreaves Lansdown trading platforms the more potential financial instruments you can buy or sell for your portfolio. It is good to have a diverse portfolio and the options available to a user will always vary. Trading is all about grasping potential opportunities and you seriously do not want to miss out on a trading opportunity due to the limitations of XM or Hargreaves Lansdown.

The XM trading platform has 160 stocks listed while Hargreaves Lansdown has 0 stocks listed.

XM allows retail traders to trade the following assets Forex Trading, Stocks CFDs, Commodities CFDs, Equity Indices CFDs, Precious Metals CFDs, Energies CFDs on the XM MT5, MT5 WebTrader, XM Apple App for iPhone, XM App for Android Google Play, Tablet: MT5 for iPad, MT5 for Android Google Play, XM App for iPad, XM App for iOS (App Store), Android (Google Play), Mobile Apps trading platforms.

Alternatively Hargreaves Lansdown allows retail traders to trade Forex, CFDs, Spread Betting on the Hargreaves Lansdown WebTrade, Mobile Apps, Apple App, iPhone, Android Google Play trading platforms.

Compare XM and Hargreaves Lansdown in more detail below.

Drawbacks of XM and Hargreaves Lansdown Compared

Below we compare what drawbacks XM and Hargreaves Lansdown have side by side.

Various potential downsides can be associated with certain brokers, including XM and Hargreaves Lansdown. One primary drawback is the potential restrictions that may be imposed. Generally, the more diverse investment options available, the more favourable the situation. Another critical aspect to consider is the trading fees and commissions charged by XM compared to Hargreaves Lansdown. High trading fees and commissions must be factored into your profit loss of each live trade. Additionally, essential factors to consider are the quality of trading research tools, educational resources, and the overall user-friendliness of XM versus Hargreaves Lansdown.

Broker XM HL Markets IC Markets
Inactivity Fees Yes No No
Withdrawl Fees No No No
Withdrawal Processing Time 2 business days Varies Varies
Min Deposit 5 1 200
Social Trading No No Yes
Excluded Countries US, CA, IL, IR US US, IR, CA, NZ, JP

XM Vs Hargreaves Lansdown Available Financial Markets

The saying 'Variety is the spice of life' holds for financial markets. It is always advisable to have a diversified investment portfolio whether trading with XM or Hargreaves Lansdown. A diversified portfolio with XM or Hargreaves Lansdown can safeguard your investments from significant downturns in any particular market. For instance, when one stock rises, others may follow suit.

Conversely, when the market takes a downturn, it can be disastrous for your investments. The most effective investment portfolios cover potential risks and encompass many businesses and stocks. When creating a diverse investment portfolio with brokers like XM or Hargreaves Lansdown, it is recommended to have access to a variety of tradable assets, commodities, and securities on different trading platforms such as XM and Hargreaves Lansdown.

Broker XM HL Markets IC Markets
Instruments Available 1000 12000 2250
Offers share dealing No No Yes
Number of Shares 160 0 2,100
Offers US Stocks Yes Yes Yes
Offers UK Stocks Yes Yes Yes
Offers German Stocks Yes Yes Yes
Offers Japanese Stocks Yes Yes Yes
Offers Indices Trading Yes Yes Yes
Number of Commodities 15 0 20
Offers Metals Commodities Yes Yes Yes
Offers Energy Commodities Yes Yes Yes
Offers Agricultural Commodities No Yes Yes
Offers Forex Trading Yes Yes Yes
Number of Forex Pairs 55 15 61
Offers Major Forex Pairs Yes Yes Yes
Offers Minor Forex Pairs Yes Yes
Offers Exotic Forex Pairs Yes Yes
Offers CFD Trading Yes Yes Yes
Offers Social Trading No No Yes

XM Vs Hargreaves Lansdown Cryptocurrency Trading

Since the creation of Bitcoin, the world of cryptocurrencies has been booming, including on trading platforms like Both XM and Hargreaves Lansdown, and it's not difficult to see why. Cryptocurrencies have the potential to turn modest investments into millions, although this is a rare occurrence. This feat is hard to achieve compared to other financial instruments like stocks and shares. Both XM and Hargreaves Lansdown offer some form of cryptocurrency trading.

Bitcoin is the most popular cryptocurrency, but thousands of altcoins could experience a similar rise. Altcoins follow the same trajectory as Bitcoin, similar to how stocks rise and fall with the market.

Investing in cryptocurrencies with XM or Hargreaves Lansdown is considered a high-risk venture. The prices of cryptocurrencies can experience extreme highs and lows. If you choose to invest in cryptocurrencies, allocating only a fraction of your portfolio or trading budget to it is essential. Crypto trading with XM or Hargreaves Lansdown could lead to one of the most exciting trades you've ever made, depending on the market. Please remember that cryptocurrency availability on XM, Hargreaves Lansdown, and all brokers are subject to regulation.

We compare XM vs Hargreaves Lansdown Crypto options below side by side.

Broker XM HL Markets IC Markets
Allows Cryptocurrency Trading (availability subject to regulation) No Yes Yes
Cryptocurrencies Offered BTC, ETH BTC, BCH, ETH, LTC, DASH, XRP, EOS, EMC, NMC, PPC

XM Vs Hargreaves Lansdown Commission and Fees

knowing your trading and commission fees with XM vs Hargreaves Lansdown is extremely important. For the majority of the XM 1,000 financial instruments and Hargreaves Lansdown 12,000 available financial instruments .

The price you are being presented with will factor in the fee the broker takes. For example, if a financial asset is at 79.6. You might have to pay 79 to enter. Therefore, you will start with a small loss with XM and Hargreaves Lansdown. The bigger the fee, the bigger the issue is. Most alarmingly, some financial assets charge you to hold on to the asset overnight or over the weekend. Some commodities and stocks you are using leverage on may have overnight charges. Please check your fees with XM and Hargreaves Lansdown before you invest because you must know what you are paying.

You ideally want to choose a broker like XM or Hargreaves Lansdown that does not charge too much for withdrawal fees. High trading fees and commissions must be taken into your profit loss calculations. The fees will be noticeable if you have a low budget and do not intend to invest so much with XM or Hargreaves Lansdown. You want the withdrawal fee to be less than one per cent of what you are withdrawing but, more ideally, $5 to $10.

Your location or residence will have an impact on your potential XM and Hargreaves Lansdown fees, of course. Make sure you do your research and check the commission and fees with both XM and Hargreaves Lansdown before you invest anything.

Some brokers will charge inactivity fees. As the name suggests, this occurs when you have been inactive on your account for a certain period. Also, with XM or Hargreaves Lansdown be aware of or 3rd party payment provider fees and currency conversion fees.

XM does charge inactivity fees, while Hargreaves Lansdown does not charge inactivity fees.

Numerous notifications are usually sent to you as a reminder of dormant XM and Hargreaves Lansdown accounts, giving you sufficient time to decide on the appropriate course of action. You can opt to continue using your XM or Hargreaves Lansdown account, or choose to close it.

Usually, the associated fees for dormant XM or Hargreaves Lansdown accounts are quite minimal, and there is no need to panic, particularly when the issue can be easily resolved. It's always advisable to keep track of your live XM or Hargreaves Lansdown trading account activity to avoid any unnecessary fees or charges.

When you deposit money to a broker like XM or Hargreaves Lansdown you might need to pay deposit fees. The lower, the better. Most preferably, you would have to pay XM or Hargreaves Lansdown nothing for this. If this is the case, it can be a big problem. Constant deposit fees can potentially add up, so this will take some consideration before you sign up.

Let's see how XM vs Hargreaves Lansdown compare side by side for commissions and fees.

Broker XM HL Markets IC Markets
Min Deposit 5 1 200
Inactivity Fees Yes No No
Withdrawal Fees No No No
Deposit Fees No No No

XM Vs Hargreaves Lansdown Trading Platforms

We live in an accessible world these days. Therefore, your trading platform has to consider this. The ability to trade with the click of a button is essential and allows you to make trading decisions on the XM and Hargreaves Lansdown platforms when convenient. Without this, you cannot take advantage of every situation that may or may not occur in the financial markets.

Some brokers offer bespoke trading platforms, so if a particular broker does not offer the trading software you are looking for, their proprietary trading platform may be better. You must test this yourself with an XM or Hargreaves Lansdown demo account.

Broker XM HL Markets IC Markets
Offers MT4 No No Yes
Offers MT5 Yes No Yes
Offers cTrader No No Yes

XM Vs Hargreaves Lansdown Mobile Trading

Trading on your mobile with XM and Hargreaves Lansdown can be very useful. Why is this? Well, the stock market sees market movement every second. If you are not near your desktop computer, you will probably be near and have access to your phone and XM and Hargreaves Lansdown mobile trading apps. This way, you can take advantage of all potential trading opportunities mobile trading with XM or Hargreaves Lansdown. For example, a stock might move to an all-time low when you are out. In this instance, having access to mobile trading with XM or Hargreaves Lansdown can help limit your risk and trade on the move.

If you own an iPhone, having an IOS Apple mobile trading app with XM or Hargreaves Lansdown is essential. Likewise, if you have an android phone, it's crucial to verify if XM or Hargreaves Lansdown broker provides an app compatible with Android devices. If you use Microsoft Windows tablets or phones, you must also check if XM and Hargreaves Lansdown have trading apps compatible with your device.

Broker XM HL Markets IC Markets
Web Platform Yes Yes Yes
IOS Trading App Yes Yes Yes
Android Trading App Yes Yes Yes
Microsoft Trading App Yes Yes Yes

XM Vs Hargreaves Lansdown Trading Account Types Offered

XM Vs Hargreaves Lansdown Demo Account

A demo account with XM or Hargreaves Lansdown is extremely useful for people without trading experience. This way, you risk none of your money and test your trading skills in a safe environment. For people with next to no knowledge of trading, we recommend fully signing up with an XM and Hargreaves Lansdown demo account.

XM Vs Hargreaves Lansdown Micro Account

Micro accounts are trading accounts used by Forex traders that allow them to trade with smaller amounts of capital than standard trading accounts. Micro accounts require a smaller minimum deposit, usually ranging from $1 to $500, and offer smaller trade sizes than standard accounts, allowing traders to manage their risk more effectively.

If you need a micro account check if XM or Hargreaves Lansdown offer micro trading accounts in your region.

Overall, micro accounts provide a flexible and cost-effective way for Forex traders to enter the market and gain valuable trading experience while minimizing risks. However, traders need to remember that Forex trading carries significant risks, and they should always approach trading with caution and sound risk management strategies.

XM does offer clients Micro accounts, while Hargreaves Lansdown does not offer clients Micro accounts.

XM Vs Hargreaves Lansdown Standard Account

A standard account is available on XM and Hargreaves Lansdown to more experienced traders. This account allows users to trade on stocks, commodities, crypto etc. To open one of these retail investor accounts, users must trade with at least $100. Standard trading accounts are what the majority of people will seek to use.

XM does offer clients Standard accounts, while Hargreaves Lansdown does not offer clients Standard accounts.

XM Vs Hargreaves Lansdown MAM Account

A MAM (Multi-Account Manager) account is typically used by professional traders. It allows a trader to manage multiple individual trading accounts from a single master account, making it easier to execute trades and manage risk across multiple clients. MAM accounts can help streamline the trading process and improve efficiency for trader and their clients. If you need a MAM account check if MAM accounts are available with XM or Hargreaves Lansdown or alternative.

XM and Hargreaves Lansdown do not offer clients MAM accounts.

XM Vs Hargreaves Lansdown ECN Account

The primary purpose of ECN accounts is to provide traders with faster execution speeds and better pricing by connecting them directly to the market. ECN accounts allow traders to exploit the tightest spreads and access the deepest liquidity pools.

ECN accounts are used for fast and efficient trading, with lower transaction costs and greater transparency. While they may not be suitable for all traders, those with the necessary experience and expertise can benefit greatly from using an ECN account.

If you need a ECN account check they are available with XM or Hargreaves Lansdown or alternative.

XM and Hargreaves Lansdown do not offer clients ECN accounts.

XM Vs Hargreaves Lansdown Islamic Account

An Islamic account is for people who respect the Quran and want to invest in the Islamic stock market. Islamic trading accounts might seem very niche, but it is essential for those concerned as it follows certain ethics concerning the principles of Islam. They are also referred to as swap-free accounts.

If you need a Islamic account check they are available with XM or Hargreaves Lansdown or alternative.

XM and Hargreaves Lansdown do not offer clients Islamic accounts.

XM Vs Hargreaves Lansdown STP Account

Straight Through Processing or STP is where a requested client's trade orders are sent directly to the markets. STP brokers aim to reduce all conflicts of interest. STP is a non-dealing desk trading method aimed mainly at Forex traders.

If you need a STP account check they are available with XM or Hargreaves Lansdown or alternative.

XM and Hargreaves Lansdown do not offer clients STP accounts.

XM Vs Hargreaves Lansdown Managed Account

A managed account is a type of investment account where a professional manager or investment firm is responsible for making investment decisions on behalf of the account owner. The account owner typically retains ownership of the underlying assets but delegates responsibility for managing those assets to the manager.

While some managed accounts require significant investment minimums to access the services of a professional manager, many brokers now offer variations of managed accounts that can be accessed with smaller investment amounts. It's important to note that the fees associated with managed accounts can vary widely depending on the level of service the manager provides and the investment strategy employed. Investors should carefully evaluate the costs and benefits of managed accounts before making an investment decision.

XM and Hargreaves Lansdown do not offer clients Managed accounts.

Broker XM HL Markets IC Markets
Offers Demo Accounts Yes Yes Yes
Offers Micro Accounts Yes No No
Offers Standard Accounts Yes No Yes
Offers MAM Accounts No No Yes
Offers ECN Accounts No No Yes
Offers Islamic Accounts Yes No Yes
Offers STP Accounts No No No
Offers Managed Accounts No No No

XM Vs Hargreaves Lansdown Withdrawal and Funding Methods

XM and Hargreaves Lansdown have multiple deposit and withdrawal options. Funding and withdrawing from your XM and Hargreaves Lansdown accounts to your chosen payment method should be straightforward. Lets see how XM and Hargreaves Lansdown compare with each other. Be aware that depending on your payment method, there may be additional processing fees from your payment provider or bank for processing and converting your funds. Not all potential fees will come from XM or Hargreaves Lansdown.

Broker XM HL Markets IC Markets
Payment Methods Credit cards, Debit cards, Bank Transfer, Electronic wallets (eWallets), Moneta, ABAQOOS, PRZELEWY24, Neteller, PerfectMoney, WebMoney, UnionPay, FasaPay, CashU, Payza, QIWI, SOFORT, Giropay, Payoneer, Skrill, USDT, Credit Cards, Debit Cards, VISA, MasterCard, Bank Transfers, Credit Cards, Debit Cards, MasterCard, VISA, PayPal, Neteller, Neteller VIP, Skrill, UnionPay, Wire Transfer, Bpay, Broker to Broker, POLI, Thai Internet Banking, Rapidpay, Klarna, Vietnamese Internet Banking,

XM Vs Hargreaves Lansdown Customer Support Compared

Customer support is essential when trading. Even professional traders will eventually need the help of XM or Hargreaves Lansdown support. Customer support is especially important for traders starting with little knowledge. If you are starting out, you will want to ensure the XM and Hargreaves Lansdown support is always available when needed. XM and Hargreaves Lansdown customer support is not just useful. broker customer support is crucial to your trading success!

XM Vs Hargreaves Lansdown Live Chat

Live chat is important for several reasons. When you encounter a problem with XM or Hargreaves Lansdown trading platforms, it is nice to know that the problem has the potential to be sorted out then and there. Also, speaking to someone live is much less frustrating than speaking to someone through several emails.

XM do offer livechat support. On the other hand Hargreaves Lansdown do not offer livechat support.

XM Vs Hargreaves Lansdown Email Support

When trading CFDs, stocks, commodities, currencies, cryptocurrencies or any other financial instruments with either XM or Hargreaves Lansdown you will find Email support is also very useful. Sometimes you might have a more complex question requiring a specific part of the XM or Hargreaves Lansdown support team to answer satisfactorily. Email support with XM and Hargreaves Lansdown will be needed.

Both XM and Hargreaves Lansdown offer email support.

XM Vs Hargreaves Lansdown Phone Support

Although most queries can be resolved with the need of a phone call, it is nice when we can explain ourselves with a live human being at either XM or Hargreaves Lansdown. We can get straight to the point, saving us time and frustration.

XM do offer phone support. On the other hand Hargreaves Lansdown do not offer phone support.

Lets see how XM and Hargreaves Lansdown customer support compare side by side.

Broker XM HL Markets IC Markets
Offers Live Chat Yes No Yes
Languages Arabic, Chinese, English, French, German, Greek, Hindi, Hungarian, Indonesian, Italian, Japanese, Korean, Malay, Polish, Portuguese, Russian, Spanish, Swedish, Thai, and Turkish English, French, German, Spanish, Portuguese English, Japanese, Chinese, Polish, Afrikans, Danish, Dutch, German and more
Support Email [email protected] No [email protected]
Phone 357 25029933 No No

XM Vs Hargreaves Lansdown Regulation and Licensing

Never trade on a market that is not sufficiently regulated. Only submit your bank card information or invest money on financially regulated websites. It would help if you made sure with certainty that your money is held with a regulated brokerage. Checking whether XM and Hargreaves Lansdown are regulated is not a hard task. The more reputable and mainstream brokers will proudly display their regulation certificates on their site, and if you cannot see that XM or Hargreaves Lansdown have these in place, please be extremely cautious before you proceed with them.

We compare XM Vs Hargreaves Lansdown financial regulation and licensing side by side below.

Broker XM HL Markets IC Markets
FCA Regulation No Yes No
CySEC Regulation Yes No No
MiFID Regulation No No No
ASIC Regulation Yes No No
FSCA Regulation No No No
DFSA Regulation No No No
MAS Regulation No No No

XM Vs Hargreaves Lansdown Education Resources Compared

We compare XM and Hargreaves Lansdown educational resources below.

Broker XM HL Markets IC Markets
Education Resources Podcasts, Live Trading Education, Educational Videos, Webinars, Video Tutorials Podcast, Blogs, Articles, Guides and tools Webinars, Podcasts, Video Tutorials, Help Centre Articles, Blogs

XM Vs Hargreaves Lansdown Risk Management Features

When trading with either XM or Hargreaves Lansdown you will want to understand and make full use of all the risk management features on your XM or Hargreaves Lansdown trading platforms.

We compare side by side the trading risk management features offered by XM and Hargreaves Lansdown below.

XM Vs Hargreaves Lansdown Hedging

What is hedging? Have you ever heard of the expression 'to hedge ones bets'? Hedging means not speculating solely on the outcome of one event, as holding all your assets in one place could be risky. Hedging in finance means being able to trade to protect yourself from huge risks by limiting risk using diversification. Hedging can be done, for example, by speculating on a stock to rise and against it to rise by using different amounts or different amounts of leverage.

Both XM and Hargreaves Lansdown do offer clients hedging.

XM Vs Hargreaves Lansdown Stop Loss

Stop loss orders are very useful for more volatile investments, especially when speculating on a stock or Forex currency pair. In a normal trade, you cannot lose more than what you invested, but this is not the case when you are using leverage. Under these terms, it is always good to set a stop loss to protect yourself from any vicious results.

Both XM and Hargreaves Lansdown do offer clients stop losses. Stop Loss and Take Profit are not guaranteed on XM or Hargreaves Lansdown. You must still monitor any live trades and your financial exposure and financial risk.

XM Vs Hargreaves Lansdown Limit Orders

Every broker should allow users to place a limit order. Limit orders are when you have the order to buy a financial instrument at a specific price. Your trade will be executed when the financial asset hits a set price. Limit orders are extremely useful as they allow you to buy stock at a better price! It would be very time-consuming to wait for a stock to fall to a price you would ultimately be satisfied by. Therefore, you can already imagine what helping limit orders can be in your trading career.

Both XM and Hargreaves Lansdown do offer clients limit orders.

XM Vs Hargreaves Lansdown Negative Balance Protection

Negative balance protection is there to protect its customers. Customers need protection as trading can be volatile, and not everybody who invests knows the full consequences of their trade.

Negative balance protection works like this: Say you invest $50, but your trade can lose $125 because you have used leverage. You will need $125 available in your account to do this trade. Negative balance protection is essential, as it would be unfortunate if you received an unexpected bill from a broker one day.

Both XM and Hargreaves Lansdown do offer clients negative balance protection.

Broker XM HL Markets IC Markets
Offers Hedging Yes Yes Yes
Negative Balance Protection Yes Yes Yes
Guaranteed Stop Loss No No No
Offers Limit Orders Yes Yes Yes
Offers Trailing Stops Yes Yes

XM Vs Hargreaves Lansdown Verdict

We hope this XM Vs Hargreaves Lansdown guide has helped you decide who is best to trade with out of XM and Hargreaves Lansdown.

When choosing a broker like XM or Hargreaves Lansdown for trading, it's important to ensure your money is held in a segregated bank account. Your live trading funds with XM or Hargreaves Lansdown are kept separate from the broker's funds and can be returned to you if the broker faces financial difficulties or insolvency when signing up with brokers such as XM or Hargreaves Lansdown, it's crucial to verify that they offer this safeguard. By doing so, you can have greater peace of mind and confidence in the safety of your funds as you engage in trading activities with XM or Hargreaves Lansdown.

Also, before you sign up with online brokers like XM or Hargreaves Lansdown, make sure you know what you are doing. Simple advice, we admit, but we know from experience how many people decide to start trading and then ask questions later. Please know what you are doing with XM or Hargreaves Lansdown before investing money into something.

Beware of the risks that come with trading with XM or Hargreaves Lansdown. The financial markets can be volatile, and investments can go down and up. Educate yourself, and use all XM and Hargreaves Lansdown educational resources and financial research tools. If you are new to trading, sign up for a demo account with XM and Hargreaves Lansdown to find which suits you and your trading style.

Some of you might be thinking about what we mean when we say 'trading style'. Here are a few examples. A day trader using XM or Hargreaves Lansdown will look to open positions and close them on the same day. Day trading in this way will require a broker that specialises in this. To do this with some brokers would be a bad idea because of the commission and fees involved. Check if XM and Hargreaves Lansdown fees match your trading requirements.

Alternatively, you could be on the end of this scale and decide to wait years before you close your investments with XM or Hargreaves Lansdown if your investment strategy is more long-term.

XM and Hargreaves Lansdown Alternatives

If XM and Hargreaves Lansdown are not what you are not quite what you are looking for we list some of the best XM and Hargreaves Lansdown alternatives below.

Other XM and Hargreaves Lansdown Vs Comparisons

If you are still looking for an alternative to XM and Hargreaves Lansdown and want to see how XM or Hargreaves Lansdown compares Vs other brokers check out the XM Vs and Hargreaves Lansdown Vs list below.

XM Vs Alternatives

Still not happy have a look at some of our alternative XM Vs side by side comparisons below

Hargreaves Lansdown Vs Alternatives

Still not happy have a look at some of our alternative XM Vs side by side comparisons below

XM Vs Hargreaves Lansdown Frequently Asked Questions

We answer some of the most frequently asked XM Vs Hargreaves Lansdown questions below.

Is XM any Good?

Knowing that a broker is legit is the first thing you should check before signing up with a broker. Is XM legit? - XM are regulated by Financial Services Commission (FSC) (000261/4) XM ZA (Pty) Ltd, Cyprus Securities and Exchange Commission (CySEC) (license 120/10) Trading Point of Financial Instruments Ltd, Australian Securities and Investments Commission (ASIC) (number 443670) Trading Point of Financial Instruments Pty Ltd and have been in business since 2009

Is Hargreaves Lansdown any Good?

Hargreaves Lansdown are regulated by FCA (Financial Conduct Authority) (115248) and have been in business since 1981.

Which is better XM or Hargreaves Lansdown?

XM has a good rating, while Hargreaves Lansdown has a good rating.

Is XM a con?

XM is regulated by Financial Services Commission (FSC) (000261/4) XM ZA (Pty) Ltd, Cyprus Securities and Exchange Commission (CySEC) (license 120/10) Trading Point of Financial Instruments Ltd, Australian Securities and Investments Commission (ASIC) (number 443670) Trading Point of Financial Instruments Pty Ltd and have been in business since 2009. XM is most definitely not a con as they are regulated by major financial regulators.

Is Hargreaves Lansdown a con?

Hargreaves Lansdown is regulated by FCA (Financial Conduct Authority) (115248) and have been in business since 1981. We recommend looking at a Hargreaves Lansdown alternative that has more financial regulation.

What happens if XM or Hargreaves Lansdown go bust?

XM and Hargreaves Lansdown are regulated, which means that as part of their regulatory obligations XM and Hargreaves Lansdown have to offer a certain level of financial protection to their clients. XM and Hargreaves Lansdown should by law keep client funds separate from XM and Hargreaves Lansdown funds. If either XM or Hargreaves Lansdown goes bankrupt, they should not have access to your money. Customer accounts should be segregated. A financial services compensation scheme differs from country to country, so check this on the XM and Hargreaves Lansdown websites and regulators.

Are XM or Hargreaves Lansdown good for beginners?

XM and Hargreaves Lansdown offer low deposits and access to a selection of market insights and news resources. Both XM and Hargreaves Lansdown offer demo accounts. Demo trading accounts are a big plus for XM and Hargreaves Lansdown as it shows they are interested in their customers.


Learn more Learn more about XM.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74.12% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.