Dif Broker Vs XM

Dif Broker and XM in Detail

The Dif Broker online trading platform gives traders from all over the world access to over 85 financial instruments including over 1,000 available instruments. There are over 10,000+ registered customers that have taken advantage of the Dif Broker platform.

Dif Broker are regulated by Financial Conduct Authority (FCA).

XM is a renowned Cyprus financial trading brokerage established in 2009.

XM serves customers globally and are regulated by Financial Services Commission (FSC), Cyprus Securities and Exchange Commission (CySEC), Australian Securities and Investments Commission (ASIC). Depending on the country you are trading from Dif Broker may serve you from a different business entity to comply with its financial regulators.

XM is not listed on any stock market, does not disclose its yearly report on its website. This is not terribly unusual for a broker, but you will want to check all of this out before you continue. Financial regulation is the most important thing to consider. Dif Broker is listed as a publically traded company so are a reputable broker.

XM is a popular well known financial trading platform serving over 10,000,000 customers.

Benefits of Dif Broker and XM Compared

Below, we will give you a summary of the benefits Dif Broker and XM offer side by side.

Dif Broker offers a minimum deposit of 500 while XM have a 5 minimum deposit.

Why smaller trading deposits are good and how Dif Broker and XM compare

One primary and self-evident factor to remember is that you must only deposit an amount that fits your financial capacity with either Dif Broker or XM. If you have limited financial resources, the broker with the most affordable deposit option will be more appealing. Dif Broker requires a minimum deposit of 500, whereas XM mandates a minimum deposit of 5. One additional factor to consider while venturing into more precarious yet potentially lucrative financial instruments is to limit your speculation to a modest proportion of your designated trading funds. It's advisable not to be deterred by a broker's higher minimum deposit, whether it's Dif Broker or XM, and instead focus on the comprehensive trading features offered by their platform. Frequently, a higher minimum deposit provides access to a wider range of financial assets and research tools on the trading platform.

Dif Broker allows traders to trade up to 85 financial instruments while XM have around 1,000 on their trading platform.

The more instruments available on Dif Broker and XM trading platforms the more potential financial instruments you can buy or sell for your portfolio. It is good to have a diverse portfolio and the options available to a user will always vary. Trading is all about grasping potential opportunities and you seriously do not want to miss out on a trading opportunity due to the limitations of Dif Broker or XM.

The Dif Broker trading platform has 0 stocks listed while XM has 160 stocks listed.

Dif Broker allows retail traders to trade the following assets Forex trading, CFD trading, Social trading, on the Dif Broker Desktop,Android,iPhone/iPad,Mac trading platforms.

Alternatively XM allows retail traders to trade Forex Trading, Stocks CFDs, Commodities CFDs, Equity Indices CFDs, Precious Metals CFDs, Energies CFDs on the XM MT4, MT5, Mac, Web Trader, Tablet & Mobile apps trading platforms.

Compare Dif Broker and XM in more detail below.

Drawbacks of Dif Broker and XM Compared

Below we compare what drawbacks Dif Broker and XM have side by side.

Various potential downsides can be associated with certain brokers, including Dif Broker and XM. One primary drawback is the potential restrictions that may be imposed. Generally, the more diverse investment options available, the more favourable the situation. Another critical aspect to consider is the trading fees and commissions charged by Dif Broker compared to XM. High trading fees and commissions can significantly impact potential profits. Additionally, essential factors to consider are the quality of trading research tools, educational resources, and the overall user-friendliness of Dif Broker versus XM.

Broker	difbroker	XM	IC Markets
Inactivity Fees		Yes	No
Withdrawl Fees	varies	No	No
Withdrawal Processing Time	Varies	2 business days	Varies
Min Deposit	500	5	200
Social Trading	Yes	No	Yes
Excluded Countries		US, CA, IL, IR	US, IR, CA, NZ, JP

Dif Broker Vs XM Available Financial Markets

The saying 'Variety is the spice of life' holds for financial markets. It is always advisable to have a diversified investment portfolio whether trading with Dif Broker or XM. A diversified portfolio with Dif Broker or XM can safeguard your investments from significant downturns in any particular market. For instance, when one stock rises, others may follow suit.

Conversely, when the market takes a downturn, it can be disastrous for your investments. The most effective investment portfolios cover potential risks and encompass many businesses and stocks. When creating a diverse investment portfolio with brokers like Dif Broker or XM, it is recommended to have access to a variety of tradable assets, commodities, and securities on different trading platforms such as Dif Broker and XM.

Broker	difbroker	XM	IC Markets
Instruments Available	85	1000	2250
Offers share dealing	No	No	Yes
Number of Shares	0	160	2,100
Offers US Stocks	NO	Yes	Yes
Offers UK Stocks	Yes	Yes	Yes
Offers German Stocks	No	Yes	Yes
Offers Japanese Stocks	No	Yes	Yes
Offers Indices Trading	Yes	Yes	Yes
Number of Commodities	0	15	20
Offers Metals Commodities	No	Yes	Yes
Offers Energy Commodities	NO	Yes	Yes
Offers Agricultural Commodities	NO	No	Yes
Offers Forex Trading	Yes	Yes	Yes
Number of Forex Pairs		55	61
Offers Major Forex Pairs	Yes	Yes	Yes
Offers Minor Forex Pairs	No	Yes	Yes
Offers Exotic Forex Pairs	No	Yes	Yes
Offers CFD Trading	Yes	Yes	Yes
Offers Social Trading	Yes	No	Yes

Dif Broker Vs XM Cryptocurrency Trading

Since the creation of Bitcoin, the world of cryptocurrencies has been booming, including on trading platforms like Both Dif Broker and XM, and it's not difficult to see why. Cryptocurrencies have the potential to turn modest investments into millions, although this is a rare occurrence. This feat is hard to achieve compared to other financial instruments like stocks and shares. Both Dif Broker and XM offer some form of cryptocurrency trading.

Bitcoin is the most popular cryptocurrency, but thousands of altcoins could experience a similar rise. Altcoins follow the same trajectory as Bitcoin, similar to how stocks rise and fall with the market.

Investing in cryptocurrencies with Dif Broker or XM is considered a high-risk venture. The prices of cryptocurrencies can experience extreme highs and lows. If you choose to invest in cryptocurrencies, allocating only a fraction of your portfolio or trading budget to it is essential. Crypto trading with Dif Broker or XM could lead to one of the most exciting trades you've ever made, depending on the market. Please remember that cryptocurrency availability on Dif Broker, XM, and all brokers are subject to regulation.

We compare Dif Broker vs XM Crypto options below side by side.

Broker	difbroker	XM	IC Markets
Allows Cryptocurrency Trading (availability subject to regulation)	No	No	Yes
Cryptocurrencies Offered			BTC, BCH, ETH, LTC, DASH, XRP, EOS, EMC, NMC, PPC

Dif Broker Vs XM Commission and Fees

knowing your trading and commission fees with Dif Broker vs XM is extremely important. For the majority of the Dif Broker 85 financial instruments and XM 1,000 available financial instruments .

The price you are being presented with will factor in the fee the broker takes. For example, if a financial asset is at 79.6. You might have to pay 79 to enter. Therefore, you will start with a small loss with Dif Broker and XM. The bigger the fee, the bigger the issue is. Most alarmingly, some financial assets charge you to hold on to the asset overnight or over the weekend. Some commodities and stocks you are using leverage on may have overnight charges. Please check your fees with Dif Broker and XM before you invest because you must know what you are paying.

You ideally want to choose a broker like Dif Broker or XM that does not charge too much for withdrawal fees. High trading fees and commissions will eat into your profits. The fees will be noticeable if you have a low budget and do not intend to invest so much with Dif Broker or XM. You want the withdrawal fee to be less than one per cent of what you are withdrawing but, more ideally, $5 to $10.

Your location or residence will have an impact on your potential Dif Broker and XM fees, of course. Make sure you do your research and check the commission and fees with both Dif Broker and XM before you invest anything.

Some brokers will charge inactivity fees. As the name suggests, this occurs when you have been inactive on your account for a certain period. Also, with Dif Broker or XM be aware of or 3rd party payment provider fees and currency conversion fees.

Both Dif Broker and XM do charge inactivity fees.

Numerous notifications are usually sent to you as a reminder of dormant Dif Broker and XM accounts, giving you sufficient time to decide on the appropriate course of action. You can opt to continue using your Dif Broker or XM account, or choose to close it.

Usually, the associated fees for dormant Dif Broker or XM accounts are quite minimal, and there is no need to panic, particularly when the issue can be easily resolved. It's always advisable to keep track of your live Dif Broker or XM trading account activity to avoid any unnecessary fees or charges.

When you deposit money to a broker like Dif Broker or XM you might need to pay deposit fees. The lower, the better. Most preferably, you would have to pay Dif Broker or XM nothing for this. If this is the case, it can be a big problem. Constant deposits will eat into your profit, so this will take some consideration before you sign up.

Let's see how Dif Broker vs XM compare side by side for commissions and fees.

Broker	difbroker	XM	IC Markets
Min Deposit	500	5	200
Inactivity Fees		Yes	No
Withdrawal Fees	varies	No	No
Deposit Fees		No	Varies

Dif Broker Vs XM Trading Platforms

We live in an accessible world these days. Therefore, your trading platform has to consider this. The ability to trade with the click of a button is essential and allows you to make trading decisions on the Dif Broker and XM platforms when convenient. Without this, you cannot take advantage of every situation that may or may not occur in the financial markets.

Some brokers offer bespoke trading platforms, so if a particular broker does not offer the trading software you are looking for, their proprietary trading platform may be better. You must test this yourself with an Dif Broker or XM demo account.

Broker	difbroker	XM	IC Markets
Offers MT4	No	Yes	Yes
Offers MT5	No	Yes	Yes
Offers cTrader	No	No	Yes

Dif Broker Vs XM Mobile Trading

Trading on your mobile with Dif Broker and XM can be very useful. Why is this? Well, the stock market sees market movement every second. If you are not near your desktop computer, you will probably be near and have access to your phone and Dif Broker and XM mobile trading apps. This way, you can take advantage of all potential trading opportunities mobile trading with Dif Broker or XM. For example, a stock might move to an all-time low when you are out. In this instance, having access to mobile trading with Dif Broker or XM can help limit your risk and trade on the move.

If you own an iPhone, having an IOS Apple mobile trading app with Dif Broker or XM is essential. Likewise, if you have an android phone, it's crucial to verify if Dif Broker or XM broker provides an app compatible with Android devices. If you use Microsoft Windows tablets or phones, you must also check if Dif Broker and XM have trading apps compatible with your device.

Broker	difbroker	XM	IC Markets
Web Platform	Yes	Yes	Yes
IOS Trading App	yes	Yes	Yes
Android Trading App	yes	Yes	Yes
Microsoft Trading App	yes	Yes	Yes

Dif Broker Vs XM Trading Account Types Offered

Dif Broker Vs XM Demo Account

A demo account with Dif Broker or XM is extremely useful for people without trading experience. This way, you risk none of your money and test your trading skills in a safe environment. For people with next to no knowledge of trading, we recommend fully signing up with an Dif Broker and XM demo account.

Dif Broker Vs XM Micro Account

Micro accounts are trading accounts used by Forex traders that allow them to trade with smaller amounts of capital than standard trading accounts. Micro accounts require a smaller minimum deposit, usually ranging from $1 to $500, and offer smaller trade sizes than standard accounts, allowing traders to manage their risk more effectively.

If you need a micro account check if Dif Broker or XM offer micro trading accounts in your region.

Overall, micro accounts provide a flexible and cost-effective way for Forex traders to enter the market and gain valuable trading experience while minimizing risks. However, traders need to remember that Forex trading carries significant risks, and they should always approach trading with caution and sound risk management strategies.

Dif Broker does not offer clients Micro accounts, while XM does offer clients Micro accounts.

Dif Broker Vs XM Standard Account

A standard account is available on Dif Broker and XM to more experienced traders. This account allows users to trade on stocks, commodities, crypto etc. To open one of these retail investor accounts, users must trade with at least $100. Standard trading accounts are what the majority of people will seek to use.

Both Dif Broker and XM do offer clients Standard accounts.

Dif Broker Vs XM MAM Account

A MAM (Multi-Account Manager) account is typically used by professional traders. It allows a trader to manage multiple individual trading accounts from a single master account, making it easier to execute trades and manage risk across multiple clients. MAM accounts can help streamline the trading process and improve efficiency for trader and their clients. If you need a MAM account check if MAM accounts are available with Dif Broker or XM or alternative.

Dif Broker and XM do not offer clients MAM accounts.

Dif Broker Vs XM ECN Account

The primary purpose of ECN accounts is to provide traders with faster execution speeds and better pricing by connecting them directly to the market. ECN accounts allow traders to exploit the tightest spreads and access the deepest liquidity pools.

ECN accounts are used for fast and efficient trading, with lower transaction costs and greater transparency. While they may not be suitable for all traders, those with the necessary experience and expertise can benefit greatly from using an ECN account.

If you need a ECN account check they are available with Dif Broker or XM or alternative.

Dif Broker does offer clients ECN accounts, while XM does not offer clients ECN accounts.

Dif Broker Vs XM Islamic Account

An Islamic account is for people who respect the Quran and want to invest in the Islamic stock market. Islamic trading accounts might seem very niche, but it is essential for those concerned as it follows certain ethics concerning the principles of Islam. They are also referred to as swap-free accounts.

If you need a Islamic account check they are available with Dif Broker or XM or alternative.

Dif Broker does not offer clients Islamic accounts, while XM does offer clients Islamic accounts.

Dif Broker Vs XM STP Account

Straight Through Processing or STP is where a requested client's trade orders are sent directly to the markets. STP brokers aim to reduce all conflicts of interest. STP is a non-dealing desk trading method aimed mainly at Forex traders.

If you need a STP account check they are available with Dif Broker or XM or alternative.

Dif Broker does offer clients STP accounts, while XM does not offer clients STP accounts.

Dif Broker Vs XM Managed Account

A managed account is a type of investment account where a professional manager or investment firm is responsible for making investment decisions on behalf of the account owner. The account owner typically retains ownership of the underlying assets but delegates responsibility for managing those assets to the manager.

While some managed accounts require significant investment minimums to access the services of a professional manager, many brokers now offer variations of managed accounts that can be accessed with smaller investment amounts. It's important to note that the fees associated with managed accounts can vary widely depending on the level of service the manager provides and the investment strategy employed. Investors should carefully evaluate the costs and benefits of managed accounts before making an investment decision.

Dif Broker and XM do not offer clients Managed accounts.

Broker	difbroker	XM	IC Markets
Offers Demo Accounts	Yes	Yes	Yes
Offers Micro Accounts	No	Yes	No
Offers Standard Accounts	Yes	Yes	Yes
Offers MAM Accounts	No	No	Yes
Offers ECN Accounts	Yes	No	No
Offers Islamic Accounts	No	Yes	Yes
Offers STP Accounts	Yes	No	No
Offers Managed Accounts	No	No	No

Dif Broker Vs XM Withdrawal and Funding Methods

Dif Broker and XM have multiple deposit and withdrawal options. Funding and withdrawing from your Dif Broker and XM accounts to your chosen payment method should be straightforward. Lets see how Dif Broker and XM compare with each other. Be aware that depending on your payment method, there may be additional processing fees from your payment provider or bank for processing and converting your funds. Not all potential fees will come from Dif Broker or XM.

Broker	difbroker	XM	IC Markets
Payment Methods	Credit cards, Skrill, Neteller,	Credit cards, Debit cards, Bank Transfer, Electronic wallets (eWallets), Moneta, ABAQOOS, PRZELEWY24, Neteller, PerfectMoney, WebMoney, UnionPay, FasaPay, CashU, Payza, QIWI, SOFORT, Giropay, Payoneer, Skrill,	Credit cards, Debit Cards, PayPal, Wire Transfer, Neteller, Neteller VIP, Skrill, UnionPay, Bpay, FasaPay, Broker to Broker, POLI, Thai Internet Banking, RapidPay, Klarna, Vietnamese Internet Banking, Online Digital Wallets, USDT (Tether),

Dif Broker Vs XM Customer Support Compared

Customer support is essential when trading. Even professional traders will eventually need the help of Dif Broker or XM support. Customer support is especially important for traders starting with little knowledge. If you are starting out, you will want to ensure the Dif Broker and XM support is always available when needed. Dif Broker and XM customer support is not just useful. broker customer support is crucial to your trading success!

Dif Broker Vs XM Live Chat

Live chat is important for several reasons. When you encounter a problem with Dif Broker or XM trading platforms, it is nice to know that the problem has the potential to be sorted out then and there. Also, speaking to someone live is much less frustrating than speaking to someone through several emails.

Both Dif Broker and XM offer livechat support.

Dif Broker Vs XM Email Support

When trading CFDs, stocks, commodities, currencies, cryptocurrencies or any other financial instruments with either Dif Broker or XM you will find Email support is also very useful. Sometimes you might have a more complex question requiring a specific part of the Dif Broker or XM support team to answer satisfactorily. Email support with Dif Broker and XM will be needed.

Both Dif Broker and XM offer email support.

Dif Broker Vs XM Phone Support

Although most queries can be resolved with the need of a phone call, it is nice when we can explain ourselves with a live human being at either Dif Broker or XM. We can get straight to the point, saving us time and frustration.

Both Dif Broker and XM offer phone support.

Lets see how Dif Broker and XM customer support compare side by side.

Broker	difbroker	XM	IC Markets
Offers Live Chat	Yes	Yes	Yes
Languages	English, Spanish, Czech, Chinese, German, French, Italian, Polish, Portuguese, Romanian, Slovenian,Hindi, Hebrew, Arabic, Russian	Arabic, Chinese, English, French, German, Greek, Hindi, Hungarian, Indonesian, Italian, Japanese, Korean, Malay, Polish, Portuguese, Russian, Spanish, Swedish, Thai, and Turkish	English, Japanese, Chinese, Polish, Afrikans, Danish, Dutch, German and more
Support Email	[email protected]	[email protected]	[email protected]
Phone	+351 211 201 595	357 25029933	No

Dif Broker Vs XM Regulation and Licensing

Never trade on a market that is not sufficiently regulated. Only submit your bank card information or invest money on financially regulated websites. It would help if you made sure with certainty that your money is held with a regulated brokerage. Checking whether Dif Broker and XM are regulated is not a hard task. The more reputable and mainstream brokers will proudly display their regulation certificates on their site, and if you cannot see that Dif Broker or XM have these in place, please be extremely cautious before you proceed with them.

We compare Dif Broker Vs XM financial regulation and licensing side by side below.

Broker	difbroker	XM	IC Markets
FCA Regulation	Yes	No	No
CySEC Regulation	No	Yes	Yes
MiFID Regulation	No	No	No
ASIC Regulation	No	Yes	Yes
FSCA Regulation	No	No	No
DFSA Regulation	No	No	No
MAS Regulation	No	No	No

Dif Broker Vs XM Risk Management Features

When trading with either Dif Broker or XM you will want to understand and make full use of all the risk management features on your Dif Broker or XM trading platforms.

We compare side by side the trading risk management features offered by Dif Broker and XM below.

Dif Broker Vs XM Hedging

What is hedging? Have you ever heard of the expression 'to hedge ones bets'? Hedging means not speculating solely on the outcome of one event, as holding all your assets in one place could be risky. Hedging in finance means being able to trade to protect yourself from huge risks by limiting risk using diversification. Hedging can be done, for example, by speculating on a stock to rise and against it to rise by using different amounts or different amounts of leverage.

Dif Broker does not offer clients hedging, while XM does offer clients hedging.

Dif Broker Vs XM Stop Loss

Stop loss orders are very useful for more volatile investments, especially when speculating on a stock or Forex currency pair. In a normal trade, you cannot lose more than what you invested, but this is not the case when you are using leverage. Under these terms, it is always good to set a stop loss to protect yourself from any vicious results.

Both Dif Broker and XM do offer clients stop losses. Stop Loss and Take Profit are not guaranteed on Dif Broker or XM. You must still monitor any live trades and your financial exposure and financial risk.

Dif Broker Vs XM Limit Orders

Every broker should allow users to place a limit order. Limit orders are when you have the order to buy a financial instrument at a specific price. Your trade will be executed when the financial asset hits a set price. Limit orders are extremely useful as they allow you to buy stock at a better price! It would be very time-consuming to wait for a stock to fall to a price you would ultimately be satisfied by. Therefore, you can already imagine what helping limit orders can be in your trading career.

Both Dif Broker and XM do offer clients limit orders.

Dif Broker Vs XM Negative Balance Protection

Negative balance protection is there to protect its customers. Customers need protection as trading can be volatile, and not everybody who invests knows the full consequences of their trade.

Negative balance protection works like this: Say you invest $50, but your trade can lose $125 because you have used leverage. You will need $125 available in your account to do this trade. Negative balance protection is essential, as it would be unfortunate if you received an unexpected bill from a broker one day.

Both Dif Broker and XM do offer clients negative balance protection.

Broker	difbroker	XM	IC Markets
Offers Hedging	No	Yes	Yes
Negative Balance Protection		Yes	Yes
Guaranteed Stop Loss		No	No
Offers Limit Orders		Yes	Yes
Offers Trailing Stops		Yes	Yes

Dif Broker Vs XM Verdict

We hope this Dif Broker Vs XM guide has helped you decide who is best to trade with out of Dif Broker and XM.

When choosing a broker like Dif Broker or XM for trading, it's important to ensure your money is held in a segregated bank account. Your live trading funds with Dif Broker or XM are kept separate from the broker's funds and can be returned to you if the broker faces financial difficulties or insolvency when signing up with brokers such as Dif Broker or XM, it's crucial to verify that they offer this safeguard. By doing so, you can have greater peace of mind and confidence in the safety of your funds as you engage in trading activities with Dif Broker or XM.

Also, before you sign up with online brokers like Dif Broker or XM, make sure you know what you are doing. Simple advice, we admit, but we know from experience how many people decide to start trading and then ask questions later. Please know what you are doing with Dif Broker or XM before investing money into something.

Beware of the risks that come with trading with Dif Broker or XM. The financial markets can be volatile, and investments can go down and up. Educate yourself, and use all Dif Broker and XM educational resources and financial research tools. If you are new to trading, sign up for a demo account with Dif Broker and XM to find which suits you and your trading style.

Some of you might be thinking about what we mean when we say 'trading style'. Here are a few examples. A day trader using Dif Broker or XM will look to open positions and close them on the same day. Day trading in this way will require a broker that specialises in this. To do this with some brokers would be a bad idea because of the commission and fees involved. Check if Dif Broker and XM fees match your trading requirements.

Alternatively, you could be on the end of this scale and decide to wait years before you close your investments with Dif Broker or XM if your investment strategy is more long-term.

Dif Broker and XM Alternatives

If Dif Broker and XM are not what you are not quite what you are looking for we list some of the best Dif Broker and XM alternatives below.

Other Dif Broker and XM Vs Comparisons

If you are still looking for an alternative to Dif Broker and XM and want to see how Dif Broker or XM compares Vs other brokers check out the Dif Broker Vs and XM Vs list below.

Dif Broker Vs Alternatives

Still not happy have a look at some of our alternative Dif Broker Vs side by side comparisons below

• Dif Broker vs IC Markets
• Dif Broker vs Roboforex
• Dif Broker vs eToro
• Dif Broker vs XTB
• Dif Broker vs XM
• Dif Broker vs Pepperstone
• Dif Broker vs AvaTrade
• Dif Broker vs FP Markets
• Dif Broker vs NordFX
• Dif Broker vs easyMarkets

XM Vs Alternatives

Still not happy have a look at some of our alternative Dif Broker Vs side by side comparisons below

• XM vs IC Markets
• XM vs Roboforex
• XM vs eToro
• XM vs XTB
• XM vs Pepperstone
• XM vs AvaTrade
• XM vs FP Markets
• XM vs NordFX
• XM vs easyMarkets
• XM vs SpreadEx

Dif Broker Vs XM Frequently Asked Questions

We answer some of the most frequently asked Dif Broker Vs XM questions below.

Is Dif Broker any Good?

Knowing that a broker is legit is the first thing you should check before signing up with a broker. Is Dif Broker legit? - Dif Broker are regulated by Financial Conduct Authority (FCA) and have been in business since 1996

Is XM any Good?

XM are regulated by Financial Services Commission (FSC), Cyprus Securities and Exchange Commission (CySEC), Australian Securities and Investments Commission (ASIC) and have been in business since 2009.

Which is better Dif Broker or XM?

Dif Broker does not have a high rating, while XM does not have a high rating.

Is Dif Broker a con?

Dif Broker is regulated by Financial Conduct Authority (FCA) and have been in business since 1996. Dif Broker is most definitely not a con as they are regulated by major financial regulators.

Is XM a con?

XM is regulated by Financial Services Commission (FSC), Cyprus Securities and Exchange Commission (CySEC), Australian Securities and Investments Commission (ASIC) and have been in business since 2009. XM is most definitely not a con as they are regulated by major financial regulators.

What happens if Dif Broker or XM go bust?

Dif Broker and XM are regulated, which means that as part of their regulatory obligations Dif Broker and XM have to offer a certain level of financial protection to their clients. Dif Broker and XM should by law keep client funds separate from Dif Broker and XM funds. If either Dif Broker or XM goes bankrupt, they should not have access to your money. Customer accounts should be segregated. A financial services compensation scheme differs from country to country, so check this on the Dif Broker and XM websites and regulators.

Are Dif Broker or XM good for beginners?

Dif Broker and XM offer low deposits and access to a selection of market insights and news resources. Both Dif Broker and XM offer demo accounts. Demo trading accounts are a big plus for Dif Broker and XM as it shows they are interested in their customers.